Harvest Financial Advisors, LLC provides “investment supervisory services” for our clients, which can include reviewing each client’s assets and liabilities, income, insurance programs, estate planning, and the nature and extent of their personal and family obligations. When a client requests our services, they will complete an Advisory Agreement, Fee Schedule Agreement, and Investment Policy Statement. We will then assist each client in establishing reasonable investment objectives defined by risk tolerance and rate of return expectations. Portfolio management services and accounts will be managed on a continuous and regular basis according to the client’s objectives. Planning services are typically part of the client advisory service, without an additional fee. Advisory accounts may be managed on either a discretionary or non-discretionary basis. HFA may suggest brokerage firms or trust departments for client custodial services. Harvest may suggest Charles Schwab, Fidelity, TD Ameritrade, or J.P. Morgan Chase. When a client chooses a custodian, that custodial firm will provide disclosure documents to the client regarding the review and reporting of the account, the schedule of reviews and a separate discretionary document if applicable in addition to any documents required by HFA. Harvest will have in place an agreement between itself and any custodian the client may choose. HFA may trade client accounts in blocks. The allocation of these trades will follow the policy and procedures outlined in the Operations Manual of HFA. The clients will ultimately choose the custody relationship. Each client can impose reasonable investment restrictions, in writing, on the management of the account. Assets under management, as of December 31, 2023 US Dollar Amounts Total Number of Accounts Discretionary $446,452,661 1145 Non-Discretionary $ 22,058,279 12 TOTAL $468,510,940 1157 Consulting Services Advisory clients may also receive investment advice on a more limited basis; this may include advice on only an isolated area(s) of concern, such as estate planning, retirement planning, or any other specific topic. HFA may also provide specific consultation and administrative services regarding investment and financial concerns of the client in addition to the management of the client assets. Additionally, HFA may provide advice on non-securities matters. All Harvest Investment Adviser Representatives may provide consultation regarding investment analysis, portfolio design, and risk analysis and security selection in client directed retirement accounts. The annual

fee for consultation services will be a percentage of the market value of each individual account and will be billed on a quarterly basis. This isolated consulting service will be provided to advisory clients only. 5 Seminars HFA may from time-to-time conduct investment seminars during which various materials may be distributed to attendees. These seminars will be generic in nature and not be product specific. Generally, there is no charge for these seminars, however, HFA reserves the right to charge for attendance. Newsletter HFA may from time to time publish a newsletter or e-mail. The newsletter or e-mail will contain general economic, market, and world news events that may be of interest to clients or potential clients. The newsletter is sent to clients and friends of HFA. There is no charge, fee or other remuneration required in exchange for the publication. Recipients may opt out, with notice to HFA’s principal office. 5. Fees & Compensation The specific manner in which HFA charges fees is established in the client’s written agreement with HFA. HFA will charge fees quarterly in advance. Clients may elect to be billed directly for the fees or to authorize HFA to directly debit fees from client accounts. If a client agrees to have fees withdrawn from a custodian account, the custodian will require that written authorization as well. A client may, in a written notice, request to be billed directly by HFA for fees. The professional advisory relationship may be terminated by either HFA or the client upon thirty (30) days’ written notice and a pro-rata refund will be given. However, should the client terminate the agreement within five (5) business days of signing the contract, a full refund of any prepaid fees will be given. Fees may be negotiable at the discretion of the adviser, in certain circumstances. FEE SCHEDULE Size of Account Annual Fee $500,000* – $1,000,000 1.00% Amounts between $1,000,001 – $2,000,000 0.90% Amounts between $2,000,001 – $5,000,000 0.80% Amounts between $5,000,001 – $20,000,000 0.60% Amounts $20,000,000 and above 0.50% *Below $500,000 incurs a minimum client fee of $5,000 per year 6. Performance-Based Fees & Side-By-Side Management Harvest does not charge any performance-based fees and does no side-by-side management. 6