SignalPoint Asset Management, LLC (“Signalpoint” or “we”) was formed in August 2008 and is registered with the Securities and Exchange Commission. We are principally owned by Jonathan Timson and Jay Handy. We offer investment management products and serve as sponsor and portfolio manager for a wrap fee program (the Signalpoint Wrap Program), which is described in the Signalpoint Wrap Program Brochure. Additionally, we offer a wrap program sponsored by Schwab Wealth Investment Advisory, Inc., called Institutional Intelligent Portfolios™ (the “IIP Program”). The IIP Program is discussed in a separate IIP Wrap Brochure. We may market our services by means of a d/b/a, Walnut Investing. SignalPoint Asset Management We offer investment management services to individuals and institutions. We will either invest your assets into one of the SignalPoint strategies or create a custom strategy for you. Please see Item 8 Methods of Analysis, Investment Strategies and Risk of Loss for a description of our strategies. At the outset of each direct client relationship, we spend time with you, asking questions, discussing your investment experience and financial circumstances, and reviewing your options. Based on our review, we help you to define: 1) your risk tolerance, return needs and financial long-term goals (your “profile”); and 2) your investment objectives and guidelines (the “investment plan”). Your investment objectives and attitude towards risk are discussed periodically with you but are not necessarily written documents. You can impose reasonable restrictions on the management of your account, including the designation of specific securities or types of securities that should not be purchased for the account, or that should be sold if held in the account. We will either recommend one of our ETF strategies or a custom strategy to carry out your objectives and guidelines. These strategies, and at times the accounts holding securities outside of our ETF strategies, are used pursuant to a wrap fee arrangement with you.This means that the cost of our investment advisory services, the cost of executing brokerage transactions and custodial fees is “wrapped” into a single annual fee based on the value of your portfolio. To participate, you must establish a brokerage account with a qualified custodian. Although we require you to establish an account with a qualified custodian to participate, it is your decision to custody assets with such a custodian. For further information, please see our wrap fee brochure. Mutual funds, closed-end funds and ETFs also charge internal management fees and expenses, which are disclosed in the fund’s prospectus. Such fees and expenses are exclusive of and in addition to our wrap fee. For more information on the SignalPoint Wrap Program, please see Item 5 below and the SignalPoint Wrap Fee Brochure. The investment plan will determine which strategy or combination of strategies best suits your needs. Your investment plan will be updated from time to time when requested by you or when determined to be necessary or advisable by us based on updates to your financial or other circumstances. To implement your investment objectives, we may manage your investment portfolio on a discretionary basis. As a discretionary investment adviser, we will have the authority to supervise and direct the portfolio without prior consultation with you. Institutional Intelligent Portfolios ™ We provide portfolio management services through Institutional Intelligent Portfolios

™, an automated, online investment management platform for use by independent investment advisors and sponsored by Schwab Performance Technologies (the "Program" and "SPT", respectively). Through the IIP Program, we offer you a range of investment strategies we have constructed and manage, each consisting of a portfolio of exchange traded funds ("ETFs") and cash. The IIP Program is separate from the SignalPoint Wrap Program and is discussed in a separate disclosure brochure. Strategist Services We have been retained as a portfolio strategist (“Strategist”) by financial institutions (“Firms”) that offer an open- architecture investment platform (“Program”) to registered financial advisors and broker-dealers (“Financial Advisors”). As a selected Strategist, we provide our SignalPoint Model Portfolios to the Program, which is designed to satisfy stated investment objectives. Our Model Portfolios are constructed using our ETF Investment Strategies, which are described in Item 8 Methods of Analysis, Investment Strategies and Risk of Loss. Under such a Strategist arrangement, the Financial Advisor or Firm may recommend that our Model Portfolios be used for client accounts. When our Model Portfolio is utilized, the Firm will pay our Model Portfolio management fee on your behalf, monitor, and evaluate our Model Portfolio performance, execute your portfolio transactions, and provide custodial and other services for your assets, most typically for a single fee paid by you to the Financial Advisor or Firm. The agreement between us and Sponsors provides for us to offer our Model Portfolios that satisfy stated investment objectives and limitations. Changes to our Model Portfolios, including but not limited to, changes in the assets selected, and changes to the portfolio weights of the selected assets, are typically communicated to the Sponsor at least quarterly. The Firm or Financial Advisor makes the changes in your portfolio based upon the changes in our Model Portfolio. We may also provide investing consulting services for an hourly fee. Participant Account Management (Discretionary) We use a third-party platform to facilitate discretionary management of “held away” assets such as defined contribution plan participant accounts. The platform allows us to avoid being considered to have custody of your funds since we do not have direct access to your log-in credentials. We are not affiliated with the platform in any way and receive no compensation from them for using their platform. A link will be provided to you allowing them to connect your account(s) to the platform. Once your account(s) is connected to the platform, we will review the current account allocations. When deemed necessary, we will rebalance the account considering your investment goals and risk tolerance, and any change in allocations will consider current economic and market trends. The goal is to improve account performance over time, minimize loss during difficult markets, and manage internal fees that harm account performance. We regularly review the available investment options in these accounts, monitor them, and rebalance and implement our strategies in the same way we do other accounts. Type and Value of Assets Currently Managed As of December 31, 2023, we manage or advise on approximately $515 million of client assets on a discretionary basis, and approximately $7 million of client assets on a non-discretionary basis. In addition, we advise on $55 million of assets held by Eqis and Envestnet.