Overview of our Firm: Trutina Financial, originally called Bellevue Financial, Inc., was created in 2005 to provide ongoing wealth management services to individuals and companies. In 2009, Storehouse Partners, LLC joined Trutina Financial. In September 2010 we officially began offering our services as Trutina (which means “balance” in Latin) Financial from Bellevue Financial, Inc. Our principal shareholders are Matt Myers and Geoffrey Schock. We provide comprehensive financial planning and wealth management services (Portfolio Management Services) as well as Retirement Plan Advisory Services. Portfolio Management Services We can provide Portfolio Management Services through our Trutina’s Tru-Path personalized investment services or through Trutina’s Tru-Nest Digital Financial Platform: Trutina’s Tru-Path Investment Services We provide portfolio management services with discretionary investment authority. Discretion means determining the securities to buy or sell and the amount of those securities without obtaining your con- sent. Your consent and our investment authority, as well as the fees for our services are documented in the written advisory agreement (“Agreement”) we enter with you. We determine the securities to purchase or sell for you by assessing your needs as a Client. This may be accomplished through a variety of means including, but not limited to, personal interviews or through Trutina’s TruPath™ process. TruPath™ is accomplished over four steps: 1. The Briefing – where you talk and we listen; ask clarifying questions to make sure we under- stand every aspect of your current situation and future Plans. 2. The Roundtable – once we assimilate your input, our team of investment professionals weigh in on the best strategy and investment portfolio that reflect you. 3. Results, delivered – we sit down with you to review a range of options, defined with you in mind that are summarized, clearly explained and ranked to incorporate your needs and objec- tives. 4. Regular reviews – we keep in touch with you and track your goals and objectives. We monitor and adjust your life plans and goals that are consistent with markets, your needs and changes to both. Through our Portfolio Management Services we provide a portfolio solution that makes sense for you to- day and tomorrow. We will ensure you are provided with investment management services to meet your specific needs and circumstances. We will follow investment restrictions you provide to us in writing or on the Agreement you sign with Trutina. However, if we are unable to accommodate your restrictions we will notify you accordingly. It is important to keep us apprised of any changes in your financial situation that may impact your in- vestment goals or objectives. If we do not have current information it could adversely impact the suc- cess of your financial plan. Trutina’s Tru-Nest Digital Financial Platform In some cases, we may recommend or make available the utilization of an online, automated program called Tru-Nest (“Tru-Nest”) that utilizes the Institutional Investment Program (“IIP®”) offered by Schwab Performance Technologies (“SPT”), an affiliate of Charles Schwab & Co. (“Schwab”). We are not affiliated with or sponsored by Schwab or SPT. IIP® provides us a technology platform for trading and account management, including an online questionnaire that assists clients in determining their invest- ment objectives and risk tolerance. Through Tru-Nest (and subsequently through IIP®) clients are in- vested in a range of investment strategies we have constructed and manage, each consisting of a portfo- lio of exchange-traded funds and mutual funds (“Funds”) and a cash allocation. The client may instruct us to exclude positions from their Tru-Nest portfolio. Tru-Nest and the utilization of IIP® may produce a conflict of interest because it automates the trading process for us. However, we will only recommend or make Tru-Nest available if we believe it is appropriate for the client. Retirement Plan Advisory Services We deliver investment advisory, investment management and consulting solutions to employer- sponsored retirement Plans (“Plan”) through our Retirement Plan Advisory Services (“Services”). Specifi- cally, our Services include: (1) Discretionary Investment Management Services, (2) Nondiscretionary In- vestment Advisory Services, and/or (3) Consulting Services (together, the “Retirement Plan Services”). Depending on the type of the Plan and the specific arrangement with the sponsor, we may provide one or more of these services. In some cases, we provide investment advisory or management services remotely to Plan sponsors (“Sponsor”) in connection with arrangements we have with other retirement Plan service providers. Up- on being engaged by the Plan Sponsor, we will provide a copy of this Form ADV Part 2A and the Retire- ment Plan Services Agreement (“Retirement Agreement”) for review. Discretionary Investment Management Services: These services are designed to allow the Plan fiduciary to delegate responsibility for managing, acquiring and disposing of Plan assets that meet ERISA requirements. We will perform these investment manage- ment services and will charge a fee as described in this Form ADV and the Retirement Agreement. We will perform these services to the Plan as a fiduciary defined under ERISA Section 3(21) and will act with the degree of diligence, care and skill that a prudent person rendering similar services would exercise under similar circumstances. We also may provide investment management services with discretionary authority or control over assets of the Plan. These services are typically referred to as 3(38) investment services. Specifically, the Sponsor may determine that we should perform the following services: a. Preparation and Delivery of the Plan’s Investment Policy Statement (“IPS”): We will review with the Sponsor the investment objectives, risk tolerance and goals of the Plan. We will prepare and deliver an IPS to the Sponsor that aligns with the objectives and goals previously identified by the Sponsor. b. Selection and Monitoring of the Plan’s Designated Investment Alternatives (“DIAs”): Once the IPS is approved by the Sponsor, we will review the investment options available to the Plan and will select the Plan’s DIAs to be offered to Plan participants that meet the criteria set forth in the IPS. On an ongoing basis, we will monitor and evaluate the DIAs to be offered to the Plan participants and replace DIAs, when necessary, to meet the criteria of the Plan’s IPS. c. Qualified Default Investment Alternative(s) (“QDIAs”) Management: We will develop model portfolios using a prudent process for each Plan if a QDIAs are required. Nondiscretionary Investment Advisory Services: These services are designed to allow the Sponsor to retain full discretionary authority or control over as- sets of the Plan with us making investment recommendations to the Sponsor. We will perform

these non- discretionary investment advisory services through our Financial Advisors (“FA”), and may charge a fee for the Services, as described in this Form ADV and the Retirement Agreement. We will perform these investment advisory services to the Plan as a fiduciary defined under ERISA Section 3(21) and will act with the degree of diligence, care and skill that a prudent person rendering similar services would exer- cise under similar circumstances. Specifically, the Sponsor may engage us to perform one or more of the following nondiscretionary investment advisory services: 1) Recommendations to Establish or Revise the Plan’s IPS: We will review with the Sponsor the investment objectives, risk tolerance and goals of the Plan. If the Plan does not have an IPS, we will recommend investment polices to assist the Sponsor to establish an appropriate IPS. If the Plan has an existing IPS, we will review it for consistency with the Plan’s objectives. 2) Recommendations to Select and Monitor the DIAs: Based on the Plan’s IPS or other guidelines established by the Plan, we will review the investment options available to the Plan and will make recommendations to assist the Sponsor to select the DIAs to be offered to Plan partici- pants. Once the Sponsor selects the DIAs, we will, on a periodic basis and/or upon reasonable request, provide reports, information and recommendations to assist the Sponsor in monitoring the DIAs. If the IPS criteria require a DIA to be removed, we will provide information, analysis and recommendations to the Sponsor to help evaluate replacing DIAs. 3) Recommendations to Select and Monitor the QDIAs: Based on the Plan’s IPS or other guide- lines established by the Plan, we will review the investment options available to the Plan and will make recommendations to assist the Sponsor to select the Plan’s QDIA(s) for Plan partici- pants that fail to direct the QDIA(s) of their accounts. Once the Sponsor selects the QDIA(s), we will provide reports, information and recommendations, on a periodic basis and/or upon reasonable request, to assist the Sponsor in monitoring the QDIA(s). If the IPS criteria require a QDIA to be removed, we will provide information and analysis to assist the Sponsor to evalu- ate the replacement QDIA(s). Consulting Services: Consulting Services are designed to allow our FAs to assist the Sponsor in meeting his/her fiduciary du- ties. Consulting Services may only be performed so that they would not be considered fiduciary services under ERISA. The Sponsor may elect for our FAs to assist with any of the following services: 1) Assistance with Plan governance, including: (a) Determining Plan objectives and options available through the Plan; (b) Reviewing retirement Plan committee structure and requirements; (c) Reviewing participant education and communication strategy, including ERISA 404(c) re- quirements; (d) Coordinating and reconciling participant disclosures under ERISA 404(a); (e) Developing requirements for responding to participant requests for additional information; (f) Developing and maintaining a fiduciary audit file; and (g) Attending periodic meetings with Plan committee (upon request by Sponsor). 2) Assistance with Sponsor’s vendor management (service provider selection/review), including: (a) Reviewing fees and services and identifying procedures to track the receipt and evaluation of ERISA 408(b)(2) disclosures; (b) Providing periodic benchmarking of fees and services to assist review for reasonableness; (c) Reviewing ERISA spending accounts or Plan Expense Recapture Accounts (PERAs); (d) Generating and evaluating service provider requests for proposals (RFPs) and or requests for information (RFIs); (e) Support with contract negotiations; and (f) Service provider transition and/or Plan conversion. 3) Financial consulting for Sponsor concerning: (a) Assessment of overall investment structure of Plan (i.e., types and number of asset classes, model portfolios, etc.); and (b) Review of the Plan’s investment options. 4) We will meet with Plan participants, upon reasonable request, to collect information necessary to identify the Plan participant’s investment objectives, risk tolerance, time horizon, etc.. We will provide written recommendations to assist the Plan participant with creating a portfolio us- ing the Plan’s DIAs or Models, if available. The Plan participant retains sole discretion over the investment of their account. Potential Additional Services Provided Outside of the Agreement In providing Retirement Plan Services, we may establish a client relationship with one or more Plan par- ticipants or beneficiaries. Such client relationships develop in various ways, including, without limitation: 1) as a result of a decision by the participant or beneficiary to purchase services from us not in- volving the use of Plan assets; 2) as part of an individual or family financial Plan for which any specific recommendations con- cerning the allocation of assets or investment recommendations relate exclusively to assets held outside of the Plan; or 3) through an Individual Retirement Account rollover (“IRA Rollover”). If we are providing Retirement Plan Services to the Plan, FAs may, when requested by a Plan participant or beneficiary, arrange to provide services to that participant or beneficiary through a separate agree- ment that excludes any investment advice on Plan assets (but may consider the participant’s or benefi- ciary’s interest in the Plan in providing that service). If a former Plan participant or beneficiary desires to affect an IRA Rollover, FA will explain the options to the former Plan participant. Any decision to affect the rollover or about what to do with the rollover assets remain that of the participant or beneficiary alone. In providing these optional services, we may offer Employers and Employees information on other finan- cial and retirement products or services offered by Trutina and our employees. Other Services Some employees may provide non-advisory services through Pension Exit, which is a consulting division that assists owners of pensions on strategies to dissolve pension programs. The services provided through Pension Exit are separate and distinct from the investment advisory services provided as de- scribed in this brochure. A conflict of interest could occur based on the possibility that the liquidated pension could be transitioned to a retirement plan that we could manage as an investment advisor. The pension holder is under no obligation to use Trutina Financial for advisory services. The pension holder is encouraged to determine if the pension liquidation is prudent and if liquidated the pension owner is free to select the investment advisor or financial services professional of their choosing. Assets under Management As of December 31, 2022 we managed a total of $941,534,587, of which $874,116,620 was on a discre- tionary basis and $67,414,967 on a non-discretionary basis.