A. DENTGROUP LLC, dba Dent Wealth Advisors (hereinafter “DWA” or “Advisor”) is a Registered Investment Advisor with the Securities and Exchange Commission (“SEC”). We were founded by Fred Dent, our principal shareholder, in 1997. Our principal place of business is located in Baton Rouge, Louisiana. B. We act as a fiduciary to you with regard to our investment advisory services and we must put your interests above our own in managing your account. We comply with the impartial conduct standards set forth under the Employee Retirement Income Security Act (“ERISA”) and will provide advice to you in your best interest, charge you only reasonable compensation within the meaning of ERISA, and provide information to you that is not misleading. We provide continuous advice to our clients regarding the investment of client funds based on the individual needs of the client. Through personal discussions, in which goals and objectives based on a client's particular circumstances are established, we develop a client's personal investment approach and create and manage a portfolio based on that approach. C. During our data-gathering process, we determine the client’s individual objectives, time horizons, risk tolerance, and liquidity needs. As appropriate, we also review and discuss a client's prior investment history, as well as family composition and background. We manage advisory accounts on a discretionary basis. Account supervision is guided by the client's stated objectives (i.e., capital preservation, growth with income, growth, or speculative growth), as well as tax considerations. Our investment recommendations are not limited to any specific product or service offered by a broker-dealer or insurance company and will generally include advice regarding the following securities:
• Exchange-listed securities
• Securities traded over-the-counter
• Alternative investments including options and hedge funds
• Corporate debt securities (other than commercial paper)
• Certificates of deposit
• Municipal securities
• Mutual fund shares
• United States government securities
• Exchange traded funds (ETFs)
• Money market funds and cash alternatives Clients may impose reasonable restrictions on investing in certain securities or types of securities. Because some investments involve certain additional degrees of risk, they will only be implemented or recommended when they are consistent with the client's stated investment objectives, tolerance for risk, liquidity, and suitability. Although we generally exercise investment discretion for each account that we advise, the portfolio composition within the same investment objective may, at any given time, differ as to composition. As a result, the performance of an account within a particular investment objective may differ from other accounts within that same investment objective. These differences in portfolio composition are attributable to a variety of factors, Dent Wealth Advisors 301 Main Street, Suite 1502 Baton Rouge, LA 70801 4 including, but not limited to, the type of account (e.g., manner of trade execution), clients’ restrictions and guidelines, sizes and significant account activity (e.g., significant number of contributions and/or withdrawals). Where appropriate, we also provide advice about any type of legacy position or other investment held in client portfolios. Clients may engage us to manage and/or advise on certain investments that are not held at their primary custodian, such as variable life insurance, annuity contracts, assets held in employer-sponsored retirement plans, and qualified tuition plans (i.e., 529 plans). In these situations, we direct or recommend the allocation of client assets among the various investment options available with the product. DWA may charge an additional fee for this advice. These assets are generally maintained at the underwriting insurance company

or the custodian designated by the product’s provider. At no time will we accept or maintain custody of a client’s funds or securities. All client assets will be managed within their designated account[s] at the custodian, pursuant to the client investment advisory management agreement. We may select certain third-party independent managers (“Sub-advisors”) to actively manage a portion of our clients’ assets. The specific terms and conditions under which a client engages a Sub-advisor will be set forth in a separate written agreement with the designated Sub-advisor. In addition to this Brochure, clients will also receive the written disclosure documents of the designated Sub-advisor. We evaluate a variety of information about Sub-advisors, including public disclosure documents, materials supplied by the Sub-advisors and other third-party information that we believe to be reliable. We provide services relative to the discretionary selection of Subadvisors. On an on-going basis, we monitor the performance of those accounts being managed by Sub-advisors. We seek to ensure that Sub-advisors’ strategies and allocations remain aligned with clients’ investment objectives and overall best interests. Clients with assets managed by Sub-advisors will incur fees payable directly to the Sub-advisor in addition to fees payable to the Advisor. Fees charged by Sub-advisors will be established in a client’s written agreement with the Sub-advisor that sets forth the scope of the Sub-advisor’s management and discretion. Some Sub-advisors perform option strategies for certain clients to buy or sell (write) an option. If you write an option, and the buyer exercises the option, you are obligated to purchase or deliver a specified number of shares at a specified price at the expiration of the option regardless of the market value of the security at expiration of the option. The seller of an uncovered call or put option assumes the risk of increases or decreases, respectively, in the market price of the underlying option with respect to the exercise price of the option. Buying an option gives you the right to purchase or sell a specified number of shares at a specified price until the date of expiration of the option regardless of the market value of the security at expiration of the option. The buyer of a call or put option assumes the risk of losing the entire investment in the price of the option. Financial Planning Services and Ongoing Guidance In addition to investment management services discussed above, we also offer financial planning services. The financial planning process provides clients with a net worth summary, goals and priorities, funding for retirement, and other key personal benchmarks all in one place. The process also provides detailed information of the results of collaborative client financial guidance exercises conducted between clients and us. The various tools of the guidance process offer a platform for clients to collaborate with us and receive up-to-date information about their assets and goals. When providing financial planning services to clients, information included may contain information about accounts for which we do not manage or advise the Client. As such, no inference should be drawn that we serve as the advisor on all securities or assets listed or discussed. For client assets that we are not granted discretionary authority to manage, we will not actively supervise those assets. As an ongoing service, with the client’s cooperation, we will Dent Wealth Advisors 301 Main Street, Suite 1502 Baton Rouge, LA 70801 5 meet with clients periodically to monitor their risk profiles and objectives by updating the financial guidance provided to account for changes. Meetings may occur in-person or remotely by telephone or webinar. D. We do not participate in any wrap fee programs. E. As of December 31, 2022 we actively manage $352,983,769 of client assets on a discretionary basis. We do not manage any accounts on a non-discretionary basis.