Acumen Financial Group, Inc. was established on October 16, 1995, and after a corporate restructuring, Acumen Financial Advisors, LLC was formed on January 1, 2010. Acumen Financial Advisors, LLC is owned by Todd W. Steger who is the sole investment advisory representative of the Firm. Acumen Financial Advisors, LLC (through its predecessor) has been registered as an Investment Adviser with the SEC since November 11, 1995. Acumen provides a variety of financial planning and investment management services to its clients through our Investment Adviser Representatives (“Registered Representatives”). VISION2020 Wealth Management Platform – Advisor Managed Portfolios The Wealth Management Platform – Advisor Managed Portfolios (“Program”) is sponsored by VISION2020 Wealth Management Corp., an SEC-Registered Investment Adviser. The Program provides comprehensive investment management of our client’s assets. Osaic Wealth, Inc. (“Osaic Wealth”) a securities broker-dealer, serves as introducing broker for accounts established through the Program. Pershing, LLC (“Pershing”) serves as the executing broker, clearing firm and qualified custodian for accounts maintained through Osaic Wealth. Acumen offers the Program, sponsored by VISION2020 Wealth Management Corp., through the application of asset allocation planning, as well as the provision of execution, clearing and custodial services through Pershing. The Program provides risk tolerance assessment, efficient frontier plotting, fund profiling and performance data, as well as portfolio optimization and re-balancing tools. Investment Advisory Representatives work with clients to identify their investment goals and objectives, as well as risk tolerance, in order to design and initial portfolio allocation to complement each client’s financial situation and personal circumstances. Investment Advisory Representatives construct a portfolio consisting of various securities that may include stocks, fixed income/debt securities, options, mutual funds, exchange-traded funds, variable life, and variable annuities. The investment strategies recommended under the Program depend upon each client’s specific needs and goals. Model portfolios, option trading and/or margin may be employed as a part of the chosen strategy. Portfolios are constructed along basic investment objective categories. Each client has the opportunity to place reasonable restrictions on the types of investments to be held in their portfolio. Investment Advisory Representatives may periodically rebalance client accounts in order to maintain the agreed upon asset allocation. However, no changes are made to the agreed upon asset allocation in non- discretionary accounts without

prior client consent. In non-discretionary accounts, Investment Advisory Representatives will only purchase or sell securities that have been approved by the client, in advance of execution. For further Program details, please see the VISION2020 Wealth Management Platform, Advisor Managed Portfolio, Part 2A, Appendix 1, Program Brochure. We provide this brochure to you prior to or concurrent with your enrollment in Advisor Managed Portfolios. Please read it thoroughly before investing. Comprehensive Financial Planning Investment Advisory Representatives offer Comprehensive Financial Planning services that define each client’s personal financial goals and objectives in the areas of business planning, children’s education, retirement planning, insurance protection, estate planning, tax planning and investments. Financial Plans consist of analyses and recommendations as to the actions and investment strategies necessary to attain these financial goals and objectives. Financial Plans also consist of recommendations for the allocation of present financial resources among different types of assets including investments, savings and insurance, with a view toward better correlating the assets with each client’s financial objectives. Clients should understand the value and usefulness of Comprehensive Financial Planning services will be dependent upon information that the client provides and the client’s active participation in the formulation of the financial objectives and the implementation of the Financial Plan to attain those objectives. Clients may be asked to complete a detailed questionnaire provided by Acumen. In addition, clients may be asked to provide copies of insurance policies, wills, tax returns and other documents that Acumen may deem necessary in order to prepare a complete and comprehensive Financial Plan. Throughout the entire planning process, clients are entirely at liberty to follow or disregard, wholly or in part, the information, recommendations and advice received from Investment Advisory Representatives. Additionally, clients may, in their sole discretion, make and be responsible for all decisions relating to the advice given. Because the recommendations made by Investment Advisory Representatives may be interrelated, if only part of the recommendations are carried out, the client’s objectives may not be fulfilled or could have unintended consequences and/or results. Clients are encouraged to consult other professional advisors (tax, legal, accounting, etc.) in their particular area of expertise. As of December 31, 2023, Acumen managed $390,064,960 in assets under management on a non- discretionary basis.