Who We Are SSA Swiss Advisors AG1 was organized in February 2012 in the Swiss Canton of Zurich. We are registered as an investment adviser with the U.S. Securities and Exchange Commission ("SEC") under the U.S. Investment Advisers Act of 1940 ("Advisers Act"). We are a member of the Swiss Limited Corporation for Supervision, a self-regulatory organisation, recognised by FINMA, the Swiss financial services regulator. We are a member of the Swiss Association of Asset Managers. We are a wholly owned subsidiary of Banco Santander International SA (“BSISA”), a bank incorporated in Switzerland. It has a Bahamian branch, “BSISABB”). Both are a Related Person and custodian to certain of our clients. Our Chief Executive Officer is Jaime Malda and our directors are Bernard Tracewski, Antonio Costa and Nathalie Chaix. Marta López de la Oliva Cases is our Chief Compliance Officer. Types of Advisory Services We offer multi-family office and discretionary and non-discretionary investment advisory services to high net worth individuals ("HNWIs"), trusts and family offices through separately managed accounts. Our clients are U.S. citizens and non-U.S. citizens that reside in the United States (“U.S. clients”) and outside the United States (“non-U.S. clients”) (together, “clients”). To respond to our client’s needs, we offer bespoke investment solutions and traditional discretionary portfolio management services. We use MASTTRO, a third-party tool that allows us to consolidate all our clients' positions in different entities and to offer a comprehensive and complete family wealth overview. Every client signs an investment management agreement ("IMA") that governs

their relationship with us. We manage assets based upon the investment objectives, individual goals, strategy, risk tolerance and restrictions as set forth in each IMA (“Investment Profile”). For discretionary clients, we exercise discretion to buy, hold or sell equity securities, bonds, currencies, exchange traded funds (“ETFs”), government securities, funds and physical gold. When circumstances dictate and based upon client investment objectives, suitability and other factors, we reserve the right to buy derivatives. Where necessary, we hedge accounts with FX transactions and derivatives. For non-discretionary clients, we offer research, advice and recommendations based on the Investment Profile. On a periodic basis we will recommend changes to the strategy and asset allocation based on the current economic and market environment and always taking into consideration the client’s needs and objectives. We do not offer brokerage (solicited or unsolicited U.S. client securities execution services). We provide other family office services, including:
• consolidated reporting,
• performance and costs analysis and monitoring,
• risk analysis (market, concentration, credit, liquidity risks),
• custodians, brokers, asset managers selection and fees negotiation,
• wealth structuring and succession planning. We do not offer legal or tax advice or actually hold client cash or assets. 1 In this Brochure, "SSA Advisors", “we”, “us” or “our” refers to SSA Swiss Advisors AG. Assets under Management As of 31 December 2023, we managed $402 million on a discretionary basis and $228 on a non- discretionary basis for a total of $ 630 million for our 109 clients.