Firm Description Mallard Financial Partners Inc. (“MALLARD”) was founded in August 2013. It succeeded Mallard Advisors, LLC (founded in 2003), which in turn succeeded Mallard Asset Management Corporation, which was founded in 1996 by Paul Baumbach. MALLARD is strictly a Fee-Only financial planning and investment management firm. We do not sell annuities, insurance, stocks, bonds, mutual funds, limited partnerships, or other commissioned products. We are not affiliated with entities that sell financial products or securities. We do not accept commissions in any form. We do not accept referral fees. MALLARD provides financial planning and investment management to individuals, trusts, estates, nonprofits, and small businesses. We consider your investment portfolio to be the hub of your financial life, and ‘travel out the spokes of the wheel’ to provide financial advice in retirement planning, tax planning, education planning, estate planning, cash flow planning, insurance reviews, investment management, determination of financial objectives, and identification of any financial problems. We provide investment advice, and both recommend and execute investment recommendations. MALLARD does not act as a custodian of your assets. You always maintain asset control, through an independent custodian that holds your assets and directly provides you with regular statements. MALLARD executes trades for you under a limited power of attorney with an independent custodian. We can provide you with financial advice on a one-time, hourly, or ongoing basis. We can provide this advice at a virtual or in-person meeting, by phone, by email, and/or by written report. We typically send investment management reports quarterly by mail or electronically. Other professionals (e.g., lawyers, accountants, insurance agents, etc.) can be engaged directly by you on an as-needed basis and MALLARD can, with your permission, coordinate with them. Conflicts of interest will be disclosed to you if/when they occur. Our brief initial meeting, which can be in person, by telephone, or virtually, is free of charge. It is considered an exploratory interview to determine the extent to which financial planning and investment management may be beneficial to you. Mallard Financial Partners Inc. Page 2 Principal Owners MALLARD is a Delaware corporation. Paul S. Baumbach, Pamela Baumbach, Susan Lehnerd, and Jacqie Thompson are the stockholders. Types of Advisory Services MALLARD provides investment advisory and management services. MALLARD also provides personalized financial planning including, but not limited to, retirement, tax, investment, education, estate, and insurance planning. Tailored Relationships We document, within a formal Investment Policy Statement, the goals and objectives for each ongoing investment management client. Our agreement with you cannot be assigned to another firm without your consent. Assets Under Management As of 12/31/22, MALLARD managed $ 187,534,110. Types of Agreements Hourly or Project Planning Agreement MALLARD provides hourly planning services if you need advice

on a limited scope of work. The hourly rate for limited scope engagements typically ranges from $200 to $500, depending on the complexity of the services and the staff member(s) involved (but rates are not limited to this range). Alternatively, engagements of this type can be structured as a project, with a set, flat fee. The fee could range from $500 to several thousand dollars, and typically ranges from $750 to $2,500. The engagement agreement will describe what meeting(s) and analysis/deliverable are included. Typically, the fee is due at the conclusion of the project. RetirementGPSTM Investment Advisory Agreement A RetirementGPSTM Investment Advisory Agreement enables you to obtain our professional investment management for our lowest fee structure. It is not designed to be tax-sensitive and does not include financial planning. Our RetirementGPSTM Investment Advisory Agreement is an auto-renewing agreement. Nonprofit Investment Advisory Agreement A Nonprofit Investment Advisory Agreement is only available to nonprofit corporations. While it does not include financial planning, it includes services specific to nonprofits. Our Nonprofit Investment Advisory Agreement is an auto- renewing agreement. Mallard Financial Partners Inc. Page 3 Gold Level Investment Advisory Agreement The Gold level of service provides tax- and cost-efficient investing, asset allocation that is matched to your return/risk goals, quarterly reporting, including a Market Review and Outlook, the creation of an Investment Policy Statement customized to your needs, and ongoing financial planning services. Gold level of service includes skilled, experienced advice regarding mutual funds and ETFs. Gold level of service is designed for those wanting investment management AND financial planning. Gold level of service is well-suited when an investment portfolio is $200,000 or greater. Our Gold Investment Advisory Agreement is an auto-renewing agreement. Platinum Level Investment Advisory Agreement The Platinum level of service provides you with financial planning, all of the features of Gold level, plus the following: Platinum level of service includes skilled, experienced advice regarding individual stocks and bonds, options, preferred stocks, etc., in-depth quarterly reports, the incorporation of multiple custodians, and regular reviews encompassing other areas of financial planning, which are pertinent to you. We also offer to coordinate with your other professionals (attorneys, accountants, etc.). Our Platinum Investment Advisory Agreement is an auto-renewing agreement. Termination of Agreement You can terminate your agreement at any time by notifying MALLARD in writing and paying the appropriate balance due to MALLARD. MALLARD may terminate any agreement with you at any time by notifying you in writing. If you made an advance payment, MALLARD will refund any unearned portion of the advance payment. If no pre-payment was made, MALLARD will issue you a bill for the time spent on the agreement prior to notification of termination.