Leicht Financial Planning and Wealth Management, Inc. is an SEC registered investment adviser located in Parsippany, NJ. The firm was first incorporated in 2014. Later in 2014, Leicht Financial Planning and Wealth Management, Inc. was registered as an SEC registered investment adviser doing business as Leicht Financial Planning and Wealth Management. Andrew Leicht owns 100% of Leicht Financial Planning and Wealth Management. Leicht Financial Planning and Wealth Management provides fee-based investment advisory services for compensation primarily to individual clients based on, and tailored to, the individual goals, objectives, time horizon, and risk tolerance of each client. Portfolio management services include, but are not limited to, the following:
• Investment strategy
• Asset allocation
• Asset selection
• Risk tolerance
• Regular portfolio monitoring Leicht Financial Planning and Wealth Management provides services and charges fees in accordance with the descriptions detailed in this document and the account agreement. The individuals associated with Leicht Financial Planning and Wealth Management are appropriately licensed and authorized to provide advisory services on behalf of Leicht Financial Planning and Wealth Management. Some individuals associated with Leicht Financial Planning and Wealth Management are also registered representatives of LPL Financial, an SEC registered broker/dealer, a member of the Financial Regulatory Authority ("FINRA") and the Securities Investors Protection Corporation (“SIPC”). Any securities transactions shall be directed to LPL Financial for execution. Leicht Financial Planning and Wealth Management and LPL Financial are not affiliated legal entities. Asset Management Leicht Financial Planning and Wealth Management provides ongoing investment advice and management on assets in the client’s custodial Strategic Wealth Management II (“SWM II”) account held at LPL Financial through Leicht Financial Planning and Wealth Management Wrap Program. SWM II is the name of the custodial account offered through LPL Financial to support investment advisory services provided by Leicht Financial Planning and Wealth Management to our clients. Advice may be discretionary or non-discretionary as indicated in the client account agreement. Clients may impose reasonable restrictions on investing in certain securities or types of securities. More specific account information and acknowledgements are further detailed on the account application. Investment advisor representatives primarily recommend investments in exchange-traded funds (“ETFs”) but will also provide advice on the purchase and sale of other types of investments, including mutual funds, annuities, real estate investment trusts (“REITs”), options, equities, and fixed income securities. The advice is tailored to the individual needs of the client based on the investment objective chosen by the client in order to help assist clients in attempting to meet their financial goals. Accounts are reviewed on a regular basis and rebalanced as necessary according to each client’s investment profile. Leicht Financial Planning and Wealth Management serves as the wrap fee sponsor and investment adviser to Leicht Financial Planning and Wealth Management Wrap Program. All clients are managed through the Leicht Financial Planning and Wealth Management Wrap Program. Leicht Financial Planning and Wealth Management receives the wrap fee paid by clients in the Leicht Financial Planning and Wealth Management Wrap Program less transaction charges which are paid to LPL Financial. The wrap fee paid by clients

includes investment advisory services and brokerage costs. Clients do not pay separate brokerage commissions. This arrangement may cost the client more or less than paying for such services separately. This arrangement creates an incentive for Leicht Financial Planning and Wealth Management to limit trading in the client account to reduce costs to Leicht Financial Planning and Wealth Management. Further, transaction charges vary for different investments. This creates an incentive for Leicht Financial Planning and Wealth Management to recommend investments with a lower transaction fee over those with a higher transaction fee. Leicht Financial Planning and Wealth Management has policies and procedures to ensure that all accounts are monitored on an ongoing basis and rebalanced as needed, and that the types of investments selected are based on the best interest of the client. Leicht Financial Planning and Wealth Management has an account minimum of $25,000 which it waives at its discretion. Financial Planning Services As part of our financial planning services, Leicht Financial Planning and Wealth Management provides personal financial planning tailored to the individual needs of the client. These services include, as selected by the client on the financial planning agreement, information and recommendations regarding tax planning, investment planning, retirement planning, estate needs, business needs, education planning, life and disability insurance needs, long-term care needs and cash flow/budget planning. The services take into account information collected from the client such as financial status, investment objectives and tax status, among other data. Fees for such services are detailed in the client agreement and are not negotiable. The financial plan includes generic recommendations as to general types of investment products or specific securities appropriate for the client to purchase given his/her financial situation and objectives. To the extent that Leicht Financial Planning and Wealth Management recommends that a client invest in products and services that will result in compensation being paid the registered representative, this presents a conflict of interest. In particular, some of these products are offered through certain representatives of the firm, in their individual capacities as registered representatives of LPL Financial, an SEC registered and FINRA/SIPC member broker-dealer. This will result in the payment of commissions or other types of compensation to the registered representative. This compensation to the registered representative can be more or less depending on the product or service recommended. Leicht Financial Planning and Wealth Management also has a financial incentive to recommend that accounts be managed through the Leicht Financial Planning and Wealth Management Wrap Program, which would result in advisor fees being paid to the firm. Leicht Financial Planning and Wealth Management, through its Code of Ethics, requires that its supervised persons act in the best interest of their clients at all times. The client is under no obligation to act upon the investment adviser’s recommendation or purchase such securities through LPL Financial and the registered representative. Leicht Financial Planning and Wealth Management and representatives of the firm do not receive commissions on investments recommendations implemented in investment advisory accounts. Leicht Financial Planning and Wealth Management offers asset management services on a discretionary or non-discretionary basis. As of December 31, 2023, the firm had $190,526,279 in discretionary assets under management.