Firm Description Burrus Financial Services, Inc. (“Burrus Financial”) is an SEC-registered investment adviser with its principal place of business located in Salt Lake City, Utah. Burrus Financial began conducting business in 2007. Burrus Financial provides personalized confidential financial planning and investment management to individuals, high net worth individuals, corporations or other small businesses. Advice is provided through consultation with the client and may include: determination of financial objectives, identification of financial problems, cash flow management, tax planning, insurance review, investment management, education funding, retirement planning, and estate planning. Burrus Financial is strictly a fee-only financial planning and investment management firm. The firm does not receive commissions for purchasing or selling annuities, insurance, stocks, bonds, mutual funds, limited partnerships, or other commissioned products. No commissions in any form are accepted. No finder’s fees are accepted. Investment advice is an integral part of financial planning. In addition, Burrus Financial advises clients regarding cash flow, college planning, retirement planning, tax planning, and estate planning. Burrus Financial may be deemed to have constructive custody of certain client assets due to (i) Burrus’ ability to deduct fees directly from client accounts, and/or (ii) having access to client log in information to help manage outside assets such as 401(k) plans, retirement plans, pension plans etc. The client always maintains asset control. Burrus Financial places trades for clients under a limited power of attorney. Periodic reviews are also communicated to provide reminders of the specific courses of action that need to be taken. More frequent reviews occur but are not necessarily communicated to the client unless immediate changes are recommended. Other professionals (e.g., lawyers, accountants, insurance agents, etc.) are engaged directly by the client on an as-needed basis. Conflicts of interest will be disclosed to the client in the unlikely event they should occur. The initial meeting, which may be by telephone, is free of charge and is considered an exploratory interview to determine the extent to which financial planning and investment management may be beneficial to the client. P a g e | 5 Principal Owners Jeffrey B. Bland owns 100% of Burrus Financial Services, Inc. Types of Advisory Services As of December 31, 2021 Burrus Financial manages approximately $258 million in assets for approximately 380 clients. All assets are managed on a discretionary basis. We do not manage any accounts on a non-discretionary basis. Burrus Financial provides asset management services; manages investment advisory accounts performed on a discretionary basis. Burrus

Financial does not offer or sponsor a wrap fee program. ➢ Investment Advisory Services & Financial Planning Services Most clients choose to have Burrus Financial manage their assets in order to obtain ongoing in- depth advice. All aspects of the client’s financial affairs are reviewed. Realistic and measurable goals are set and objectives to reach those goals are defined. As goals and objectives change over time, suggestions are made and implemented on an ongoing basis. Detailed investment advice and specific recommendations are provided as part of a financial plan. Implementation of recommendations is at the discretion of the client. The scope of work and fee for an Investment Advisory Agreement may be provided to the client in writing prior to the start of the relationship. An investment Advisory Agreement may include: cash flow management: insurance review: investment management (including performance reporting): education planning; retirement planning; estate planning; and tax planning, as well as the implementation of recommendations within each area. The financial plan is an additional service provided at no extra cost or obligation to our clients. The financial plan may include but is not limited to: a net worth statement; a cash flow statement; a review of investment accounts, including reviewing asset allocation and providing repositioning recommendations; strategic tax planning; a review of retirement accounts and plans including recommendations; one or more retirement scenarios; estate planning review and recommendations. P a g e | 6 Tailored Relationships The goals and objectives for clients are documented in our client relationship management system. Clients may impose restrictions on investing in certain securities or types of securities. Asset Management Assets are invested primarily in no-load or low-load mutual funds and exchange-traded funds, usually through discount brokers or fund companies. Fund companies charge each fund shareholder an investment management fee, along with other fees related to the ownership of mutual funds. These fees are disclosed in the fund prospectus. Discount brokerages may charge a transaction fee for the purchase of some funds. Burrus Financial does not receive any compensation, in any form, from fund companies. Stocks and bonds may be purchased or sold through a brokerage account when appropriate. The brokerage firm may charge a transaction fee for stock and bond trades. Investments may also include: equities (stocks), warrants, corporate debt securities, commercial paper, certificates of deposit, municipal securities, investment company securities (variable life insurance, variable annuities, and mutual funds shares) and U.S. government securities. Initial public offerings (IPOs) are not available through Burrus Financial.