Know Your Options, LLC DBA RCM Wealth Advisors is an S E C - registered investment adviser. Our principal office and place of business is located in Chicago, Illinois. Know Your Options Inc., an Illinois corporation, was first registered as an Illinois RIA in May of 2010. Know Your Options Inc. was closed in December of 2012 and Know Your Options LLC, an Illinois limited liability company was formed in December 2012 d/b/a RCM Wealth Advisors. Listed below are the firm's principal shareholders (i.e., those individuals and/or entities controlling 25% or more of this company).
• Robert Schwartz, Member
• Tim Webb, Chief Investment Officer, Chief Compliance Officer RCM Wealth Advisors offers the following advisory services to our clients: INVESTMENT PORTFOLIO MANAGEMENT Our firm provides continuous advice to a client regarding the investment of client funds based on the individual needs of the client. Through personal discussions in which goals and objectives based on a client's particular circumstances are established, we develop a client's personal investment policy and create and manage a portfolio based on that policy. During our data-gathering process, we determine the client's individual objectives, time horizons, risk tolerance, and liquidity needs. As appropriate, we also review and discuss a client's prior investment history, as well as family composition and background. We manage these advisory accounts on a discretionary or non-discretionary basis. Account supervision is guided by the client's stated objectives (i.e., capital appreciation, growth, income, or growth and income), as well as tax considerations. Clients may impose reasonable restrictions on investing in certain securities, types of securities, or industry sectors. Our investment recommendations are not limited to any specific product or service offered by a broker-dealer or insurance company and will generally include advice regarding the following securities:
• Exchange-listed securities
• Securities traded over-the-counter
• Corporate debt securities (other than commercial paper)
• Certificates of deposit
• Municipal securities
• United States governmental securities
• Options contracts on securities
• Options contracts on commodities Because some types of investments involve certain additional degrees of risk, they will only be implemented/recommended when consistent with the client's stated investment objectives, tolerance for risk, liquidity and suitability. RCM Wealth Advisors does not participate in wrap fee programs. FINANCIAL PLANNING RCM Wealth Advisors is available to provide Financial Planning Services. We can tailor our services as desired by the client. These services are available to all clients but RCM Wealth Advisors does not require clients to engage in these services. Financial Planning Services may be comprehensive in nature or may only focus on certain components of planning needs as directed by the client. Financial Planning and advice may be provided on general investment information, investment research, investment planning and asset allocation, risk management, employment severance, general estate planning, retirement planning, educational funding, goal setting and budgetary planning, or other needs as identified by the client. Where Financial Planning Services only focus on certain areas of client interests, needs or are otherwise limited, clients must understand that a client's overall financial and investment needs and objectives may not be considered as a result of time and/or service restraints placed on the Adviser's services. Financial planning is a comprehensive evaluation of a client's current and future financial state by using currently known variables to predict future cash flows, asset values and withdrawal plans. Through the financial planning process, all questions, information , and analyses are considered as they impact and are impacted by the financial and life situation of the client. Clients purchasing this service receive a written report which provides the client with a detailed financial plan designed to assist the client achieve his or her financial goals and objectives. We gather required information through in-depth personal interviews. Information gathered includes the client's current financial status, tax status, future goals, returns objectives and attitudes towards risk. We carefully review documents supplied by the client, including a questionnaire completed by the client, and prepare a written report. Implementation of financial plan recommendations is entirely at the client's discretion. Financial Planning recommendations are not limited to any specific product or service offered by a broker-dealer or insurance company. All recommendations are of a generic nature. Plan documents will be delivered to clients within six months of the receipt of all required

information by the client, provided that all information needed to prepare the financial plan has been promptly provided. The advice given on general investment information may include any one or all of the following mentioned in the previous paragraph: 1. Gathering and drafting of general investment information: This service involves spreadsheet analysis, reports, and consultations. This includes the formation of financial statements which may include a financial summary and cash flow statement as well as an analysis of these items to evaluate the client's current situation and to help build a financial roadmap for the future. The Firm also may consolidate account information such as account titling, account numbers, cost basis, inception dates, market values, and interest/dividend earnings where such information is available. 2. Investment Research: This service involves providing clients with spreadsheets, analysis, and reports on prior investments and their current financial state. This also involves an analysis of the investment options available to the client and a report of those options that is informative to the client. The Firm has an Investment Policy Committee that conducts research on the market and the investment opportunities. This Committee meets once per week and determines the investment opportunities that are in the best interests of The Firm's clients. This service is on-going and the advisor will discuss investment research internally and will communicate this research to clients periodically. 3. Financial and Asset Allocation: This involves advice with respect to asset allocation and investment income accumulation techniques. Evaluations are made of existing and, when applicable, potential investments in terms of their economic and tax characteristics as well as their suitability for meeting client's objectives. Tax consequences and their implications are identified and evaluated in general terms. 4. Risk Management/Insurance Planning: This includes risk management associated with advisory recommendations based on the combination of insurance types that best meet a client's specific needs (i.e., life, health, disability, home, auto, long-term care, and others as appropriate). 5. Employment Severance: This service involved rendering advice with respect to insurance options available for key personnel in an organization or with respect to a client's severance package from employment. The Firm evaluates severance offers and assists corporate clients with risk management for employee severance. Legal, economic, and tax consequences are considered and evaluated in general terms when providing advice on employment severance. 6. General Estate Planning: This service generally involves a review of assets and liabilities, the titling of assets and the consideration of trusts. However, the Firm may provide advice with respect to property ownership, distribution strategies, estate tax reduction, and tax payment techniques as well as a discussion of gifts, trusts, etc. and the disposition of business interests. Tax consequences and their implications are identified and evaluated in general terms. The client's chosen licensed attorney must be used for evaluation and document creation. 7. Retirement Planning: This involves advice with respect to alternatives and techniques for accumulating wealth for retirement income or advice relative to appropriate distribution of assets following retirement. Additionally, self-directed retirement assets are evaluated and, where appropriate, recommendations and assistance are provided. Tax consequences and their implications are identified and evaluated in general terms. The Firm is not engaged in rendering legal or accounting advice, has no lawyers or accountants on staff, and therefore refers all matters requirement legal or tax advice to the client's chosen and properly licensed professionals in these areas. 8. Educational Funding: This includes alternatives and strategies with respect to the complete or partial funding of college or other post-secondary education experience. Tax consequences and their implications are identified and evaluated in general terms. 9. Goal Setting and Budgetary Planning: As a result of performing some or all of the services listed in bullets 1 through 8, the Firm may be able to recommend strategies or methods for consolidating the client's financial situation in order for the client to manage their financial situation more easily and to obtain efficiency, cost savings, and diversification. OTHER OUTSIDE ACTIVITIES Investment Adviser Representatives and other related persons of our firm are licensed with the NFA and/or licensed agents for an insurance agency. AMOUNT OF MANAGED ASSETS As of 2/21/2024, we are actively managing $96,900,000 of clients' assets on a discretionary basis plus $157,920,000 of clients' assets on a non-discretionary basis.