A. Description of the Advisory Firm B. Types of Advisory Services duty under the Investment Advisers Act of 1940 with respect to all client accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. Under this special rule’s provisions, we must:
• Meet a professional standard of care when making investment recommendations (give prudent advice);
• Never put our financial interests ahead of yours when making recommendations (give loyal advice);
• Avoid misleading statements about conflicts of interest, fees, and investments;
• Follow policies and procedures designed to ensure that we give advice that is in your best interest;
• Charge no more than is reasonable for our services; and
• Give you basic information about conflicts of interest. ALP provides online “robo-advisory” portfolio management. Client accounts are generally invested into a target allocation depending on the client’s individual profile. This automated approach factors in client financial situation and risk tolerance, although the algorithms used to provide advisory services are designed to be utilized by ALP across multiple clients. Clients may not impose restrictions in investing in certain securities or types of securities in accordance with their values or beliefs. A wrap fee program is an investment program where the investor pays one stated fee that includes management fees and transaction costs. ALP does not participate in wrap fee programs. ALP has the following assets under management: Discretionary Amounts: Non-discretionary Amounts: Date Calculated: $0 $1,917,709 December 2023 C. Client

Tailored Services and Client Imposed Restrictions D. Wrap Fee Programs E. Assets Under Management Robo-Advisory Portfolio Management Services Fees ALP provides robo-advisory portfolio management services via an online interface. Total Assets Under Management Annual Fees All Assets 1.50% The advisory fee is calculated using the value of the assets in the Account on the last business day of the prior billing period. The final fee schedule will be memorialized in the client’s advisory agreement. Clients may terminate the agreement without penalty for a full refund of ALP's fees within five business days of signing the Investment Advisory Contract. Thereafter, clients may terminate the Investment Advisory Contract immediately upon written notice. Robo-Advisory Subscription Fees The fee for ALP’s robo-advisory subscription services is $39.99 for the Basic Plan and $49.99 for the Pro Plan per month. This service may be cancelled immediately upon online request. Payment of Robo-Advisory Portfolio Management Fees Robo-advisory portfolio management fees will be invoiced and billed directly to the client, payable by bank transfer, on a monthly basis. Fees are paid in advance. Payment of Robo-Advisory Subscription Fees Robo-advisory subscription fees will be invoiced and billed directly to the client, payable by bank transfer, on a monthly basis. Fees are paid in advance. Clients are responsible for the payment of all third party fees (i.e. custodian fees, brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate and distinct from the fees and expenses charged by ALP. Please see Item 12 of this brochure regarding broker-dealer/custodian.