EPIQ (also referred to as the “firm”) is a comprehensive investment counseling firm for individuals, families, and related business entities. The firm provides its clients with investment consulting, portfolio management, and solution driven advice. Prior to engaging EPIQ to provide any of the foregoing investment advisory services, the client is required to enter into one or more written agreements with EPIQ setting forth the terms and conditions under which EPIQ renders its services (collectively the “Agreement”). EPIQ began conducting advisory business in September 2012 and is currently owned by Bruce Langer, Daniel Aronson, and Benjamin Frey. As of December 2023, EPIQ has $267,526,305 in assets under management, on a discretionary basis. This Disclosure Brochure describes the business of EPIQ. Certain sections will also describe the activities of Supervised Persons. Supervised Persons are any of EPIQ’s officers, partners, directors (or other persons occupying a similar status or performing similar functions), or employees, or any other person who provides investment advice on EPIQ’s behalf and is subject to EPIQ’s supervision or control. Consulting Services EPIQ provides clients with a broad range of comprehensive consulting services. The firm takes a consultative approach to understand the client’s objectives and constraints. These services are tailored to the needs of the client but will include running cash flow projections to determine appropriate strategies for investment management. In performing its services, EPIQ is not required to verify any information received from the client or from the client’s other professional service providers (e.g., attorney, accountant, etc.) and is expressly authorized to rely on such information. EPIQ may recommend the services of itself and/or other professionals to implement its recommendations. Clients are

advised that a conflict of interest exists if EPIQ recommends its own services. The client is under no obligation to act upon any of the recommendations made by EPIQ under a consulting engagement or to engage the services of any such recommended professional, including EPIQ itself. The client retains absolute discretion over all such implementation decisions and is free to accept or reject any of EPIQ’s recommendations. Clients are advised that it remains their responsibility to promptly notify EPIQ if there is ever any change in their financial situation or investment objectives for the purpose of reviewing, evaluating, or revising EPIQ’s previous recommendations and/or services. Investment Management Services Clients can engage EPIQ to manage all or a portion of their assets on a discretionary or non-discretionary basis. As further discussed in response to Item 8, EPIQ primarily allocates clients’ investment management assets among individual debt and equity securities and/or options, mutual funds, exchange-traded funds (“ETFs”) and private investments, in accordance with the investment objectives of the client. EPIQ also provides advice regarding other types of investments. Clients are advised to promptly notify EPIQ if there are changes in their financial situation or investment 5 6 objectives or if they wish to impose any reasonable restrictions upon EPIQ’s management services. Clients may impose reasonable restrictions or mandates on the management of their account (e.g., require that a portion of their assets be invested in socially responsible funds) if, in EPIQ’s sole discretion, the conditions will not materially impact the performance of a portfolio strategy or prove overly burdensome to its management efforts. Sponsor / Manager of Wrap Program EPIQ is not the sponsor or manager of a wrap fee program.