Waypoint Wealth Partners (“WWP”) has been providing investment advice since 2004 and became a Registered Investment Adviser with the SEC on June 17, 2008. WWP is a privately held company owned by the following principals: BOWES, CHARLES, L. Founding Partner BRINTON, ANNETTE E. Founding Partner HUTCHINSON, COURTNEY B. Chief Compliance Officer Education and Business Standards Persons providing advisory services (Investment Adviser Representatives) must be investment and financial planning professionals. Professional staff members must possess a BA, BS, or MBA degree and be either credentialed as a Certified Financial Planner, Certified Public Accountant, Chartered Life Underwriter, or enrolled in a course designed to achieve such designations or possess the equivalent experience. Other staff members bring appropriate skills and experiences. Investment Management Services WWP offers investment management services on a fee-only basis. WWP offers advice to clients regarding asset allocation and the selection of investments. WWP’s investment management services include designing, implementing, and continued monitoring of client accounts. WWP will invest the account on a fully discretionary basis, limited only by the client’s individual needs and any restrictions imposed on the account. WWP may recommend other investment advisers to manage a certain portion of client assets. WWP will continue to provide advisory services to the client for the ongoing monitoring and review of the overall account performance. Factors that WWP will consider in recommending a particular sub-adviser include the sub-adviser’s management style, performance, reputation, financial strength, reporting, pricing, and research. WWP will also take the client’s stated investment objectives into account when determining whether a particular sub-adviser is appropriate. The client will pay the sub-adviser directly for their advisory services rendered. Fees paid to the sub-adviser are separate from and in addition to WWP’s management fees. Wealth Management Services WWP offers wealth management services as part of their investment management service offering. WWP’s wealth management offering includes the following:
• Understanding the client’s present circumstances by collecting and carefully considering relevant personal and financial data.
• Identifying the client’s goals, vision, values and concerns.
• Providing recommendations for specific issues requested by the client which may include: - Preparing for or living in retirement - Investment strategies - Income tax planning - Stock compensation analysis and planning - Life, disability, long term care insurance - Family savings and cash flow planning - Education planning and funding - Charitable gifting - Employee benefits - Other issues as needed
• As the client’s financial plans are developed, WWP may help with implementing the plan, as requested by the client.
• WWP also monitors and makes changes in the plan as circumstances change for the duration of the client’s agreement with WWP. The client is always responsible for notifying WWP of changes in their personal circumstances on a timely basis. The gathering of information, review of options, and plan development are all done carefully with the client in a series of in person or video meetings, telephone and by using electronic communication (e-mail) as appropriate. Proper planning is not a one-time event. Life circumstances change, goals change and available opportunities may change over time. Any plan will need to be

adjusted and updated to reflect these changes or it may become outdated and irrelevant. The initial planning is only the beginning step in a life- long process. WWP may provide more limited wealth management services for courtesy accounts, such as for the accounts of adult children of clients. WWP’s wealth management services do not include preparation of income tax, gift or estate tax returns nor preparation of any legal documents, including wills or trusts. Investment Adviser Representatives at WWP are not practicing tax professionals or attorneys. Types of Investments WWP primarily utilizes mutual funds, exchange traded funds, and publicly traded REITs in managing client portfolios, and may additionally utilize individual stocks and bonds in particular client circumstances. WWP may also offer advice about any type of investment held in a client’s portfolio at the beginning of the advisory relationship. The majority of investments recommended by WWP are in the form of no-load mutual funds, index funds, exchange traded funds or similar investment products. As a result of employee benefit perquisites from their position as an owner or executive of a company, some clients may own, be granted or may consider purchasing options in the shares of their company. WWP offers advice about such investment decisions, as well as about the sale or liquidation of these companies. The investment selection offered to clients may be limited by the knowledge and experience of the personnel of WWP and/or the resources available to it as a result of its relationships with custodians and other providers in the broader financial industry. In addition, as a result of these resources, certain investments may be available to clients of WWP that might not be available to members of the public at large. WWP believes that the choices available under these restrictions are wide enough to effectively make the full range of investment options available that might be important for all but the rarest client. Suitable categories of investments are chosen according to the client’s attitude about risk and need for capital appreciation or income production, with tax considerations of all transactions given appropriate weight. WWP manages client accounts based on the investment strategy discussed below under Item 8. Individual securities are selected within each category when WWP believes their characteristics are most consistent with the objectives for the category they were chosen for. Risk factors of the different investments are considered, particularly in light of the client’s stated risk tolerance. WWP makes investment decisions for clients based on information the client supplies about their financial situation, goals, and risk tolerance. WWP’s recommendations/investment selections may not be suitable if the client does not provide WWP with accurate and complete information. It is the client’s responsibility to keep WWP informed of any changes to their investment objectives or restrictions. Clients may also request other restrictions on the account, such as when a client needs to keep a minimum level of cash in the account or does not want WWP to buy or sell specific securities or security types in the account. WWP reserves the right to not accept and/or terminate management of a client’s account if WWP feels that the client-imposed restrictions would limit or prevent WWP from meeting or maintaining the client’s investment strategy. As of 12/31/2022, WWP’s assets under management totaled: Discretionary Assets $ 780,957,913 Non-Discretionary Assets $ 0 Total Assets $ 780,957,913