As used in this Wrap Fee Program Brochure, the words “we,” “our,” and “us” refer to MASCAGNI WEALTH MANAGEMENT, and the words “you,” “your,” and “client” refer to you as a client or prospective client of our firm. The term “Associated Person” refers to our firm’s officers, employees, and all individuals providing investment advice on behalf of our firm. We have been in business since September of 1990. On August 12, 2010, Mascagni & Company, Inc. changed its name to MASCAGNI WEALTH MANAGEMENT, INC. to be more descriptive of the type of services the firm offers. J. Randall Mascagni, CFP is the majority stockholder of the firm. As of December 31, 2023, we managed client assets totaling $313,445,079 on a discretionary basis. In addition, we provided non-discretionary investment consulting and education to qualified retirement plans representing $36,531,715 in retirement plan assets. This Wrap Fee Brochure describes our discretionary portfolio management services offered through a wrap fee program. For information on our financial planning and other advisory services, please see our Form ADV Part 2A Disclosure Brochure. To request a copy of our Disclosure Brochure, please contact Julie Sanders, Vice President of Client Services and Operations, at 601-925-8099 and/or julie@mascagni.com. Services Provided We offer portfolio management services through a wrap fee program (the “Program”). Each client who wishes to participate in the Program will enter into an investment advisory agreement with us. We are the sponsor and the investment adviser for the Program. Our services are tailored to the needs and circumstances of the individual client. Our services constitute an ongoing process by which: (a) your investment objectives, constraints and preferences are identified and specified; (b) your strategies are developed and implemented through a combination of financial assets. Clients may impose restrictions in investing in certain securities or types of securities in accordance with their values or beliefs. Because we rely on information you provide to make our investment recommendations, it is important that you notify us immediately of any changes in your investment objectives, goals, and risk tolerance, as well as any other material changes to your personal financial circumstances (such as your employment status, marital status, or financial condition.) These changes may require changes in the investment strategies employed. In providing our services, we are not required to verify any information we receive from you or from your other professionals (e.g., attorney, accountant), and we are expressly authorized to rely on the information you provide. We provide discretionary portfolio management services in accordance with your individual investment objectives. If you participate in our discretionary portfolio management services, we

require you to grant us discretionary authority to manage your account. Subject to a grant of discretionary authorization, we have the authority and responsibility to formulate investment strategies on your behalf. This authorization includes deciding which securities to buy and sell, when to buy and sell, and in what amounts, in accordance with your investment program, without obtaining your prior consent or approval for each transaction. In addition, we have the discretion to hire third-party money managers to manage your account as we deem appropriate. Discretionary authority is typically granted by the investment advisory agreement you sign with us and/or through trading authorization forms. You may limit our discretionary authority (for example, limiting the types of securities that can be purchased for your account) by providing us with your restrictions and guidelines in writing. From time to time, we may notify you of our recommendations before proceeding with any investment decisions; however, this will not in any way waive our discretion over your account. When appropriate based on your financial circumstances, we may offer discretionary management of a held-away account. A held-away account is an account held by a custodian with which we do not have a direct relationship, such as an employer-sponsored qualified retirement plan account (e.g., 401(k), 403(b), or 457(b) account). We use an order management system to implement asset allocation or rebalancing transactions on your behalf in the held-away account. We regularly review the current holdings and investment options available in the held-away account, and monitor, rebalance and implement transactions that we deem appropriate based on your investment objectives. To do so, it is necessary for you to grant us access to the held-away account through the third-party order management system, and authorize us to connect with, view, and manage the held-away account. You will need to agree to take steps as necessary to initiate and maintain connection with the order management system, such as updating login credentials. Investment options available in held-away accounts may be limited by the custodian, or in the case of employer-sponsored qualified retirement plans, by the plan sponsor. Note that management of held-away accounts is only offered in limited circumstances and only where appropriate based on your needs. Assets for Program accounts are held at a qualified custodian (“Custodian”). Typically, the Custodian is Charles Schwab & Co., Inc. (“Schwab”), but clients may choose another custodian. Schwab is an SEC-registered broker-dealer, member FINRA/SIPC, and is not affiliated with MASCAGNI WEALTH MANAGEMENT. In addition, some third-party money managers may use other qualified custodians. The Custodian may act as executing broker-dealer for transactions placed in Program accounts, and provides other administrative services to us as described throughout this Wrap Fee Program Brochure.