Firm Description SWM was founded in 2011. SWM provides personalized and confidential financial planning and wealth management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. Advice is provided through consultation with the client and may include determination of financial objectives, identification of financial problems, cash flow management, tax planning, insurance reviews, wealth management, education funding, retirement planning, and estate planning. SWM is a fee-only wealth management firm. For all fee-only accounts, financial planning is included at no cost to the client. For all prospective fee-only clients, financial planning is included at no cost to the prospect. It is SWM’s standard practice to furnish a financial plan for all current and prospective clients, unless the current or prospective client has opted to not complete the financial planning process. The completion of a financial plan is at the discretion of the current or prospective client, but it is highly encouraged by SWM. There are no known conflicts of interest for providing a financial plan at no cost. SWM will seek to provide clients with the best service and care. SWM will always work in the best interest of SWM’s clients, both current and prospective. The firm is not affiliated with entities that sell financial products or securities. No commissions or finders’ fees in any form are accepted for financial planning and wealth management. Investment advice is an integral part of financial planning. In addition, SWM advises clients regarding cash flow, college planning, retirement planning, tax planning and estate planning. Investment advice is provided, with SWM making the final decision on investment selection. SWM will provide general advice around cryptocurrencies and the risks associated with them but does not have the ability to invest client money in cryptocurrencies. SWM does not act as a custodian of client assets. The client always maintains asset control. SWM places trades for clients under a limited power of attorney. A written evaluation of each client's initial situation is provided to the client, often in the form of an Investment Policy Statement. Periodic reviews are also communicated to provide reminders of the specific courses of action that need to be taken. More frequent reviews occur but are not necessarily communicated to the client unless immediate changes are recommended. Other professionals (e.g., lawyers, accountants, insurance agents, etc.) are engaged directly by the client on an as-needed basis. Conflicts of interest will be disclosed to the

client in the unlikely event they should occur. S c u l a t i W e a l t h M a n a g e m e n t Page 2 The initial meeting, which may be by telephone, is free of charge and is considered an exploratory interview to determine the extent to which financial planning and wealth management may be beneficial to the client. SWM has 7 employees, 5 of which provide investment advisory functions. These 5 employees are registered with one or more state securities authorities as investment adviser representatives. 99% of clients of SWM are United States persons, with 1% being outside the United States. Principal Owners David J. Sculati is the sole member of the LLC. Types of Advisory Services SWM provides investment supervisory services, also known as asset management services and furnishes investment advice through consultations. On more than an occasional basis, SWM furnishes advice to clients on matters not involving securities. For Example: Financial planning matters; taxation issues; trust services that include estate planning, etc. Tailored Relationships The goals and objectives for each client are documented in our Investment Policy Statements for each client. Investment policy statements are created that reflect the stated goals and objective. Generally, these Investment Policy Statements are based around the Client’s financial plan. Clients may impose restrictions on investing in certain securities or types of securities. Agreements may only be assigned with client consent. Wrap Fee Programs SWM does not participate in wrap fee programs. Investment advice limitations & client asset reporting SWM does not provide investment advice only with respect to limited types of investments. All client assets that are reported are calculated using the same method. Separately managed accounts As of 12/31/2023, SWM manages total assets of $293,569,198 with total clients of 433. Of this total, the value of $130,971,466 belongs to 308 individual clients, $159,417,282 to 123 high net worth clients, and $3,180,450 to 2 charitable foundations. Marketing Activities SWM does not have any advertisements that include any of the following: performance results, references to specific investment advice provided by SWM, testimonials, endorsements or third-party ratings. S c u l a t i W e a l t h M a n a g e m e n t Page 3 Assets Managed Client regulatory assets under management for SWM as of December 31, 2023 are as follows: Type of Management US Dollar Amount Discretionary: $293,569,198 Non-Discretionary: $0 Total: $293,569,198