A About our Firm. North Ridge Wealth Advisors, Inc. is an Oregon corporation and independent registered investment advisor firm registered with the SEC since June 24, 2021. Prior to our registration with the SEC, our firm had been registered as an investment advisor with the State of Oregon since its founding in 2011. Our principal owners are Brian J. Lawrence, CFA® and Adam D. Cornwell, CFA®, CFP®. Our offices are located in Beaverton, Oregon. We provide fee-only financial planning and investment management services that are driven by and tailored to each client’s unique financial circumstances and goals. We utilize broadly diversified portfolios and a systematic strategy to manage our clients’ investments. We follow strict fiduciary standards, putting our clients’ interests before our own and seeking to avoid conflicts of interest with our clients. We are compensated only by the advisory fees paid to us by our clients. We do not receive fees, commissions, or any other form of compensation from any third party. The information contained in this Brochure describes our investment advisory services, practices, and fees. As used throughout this Brochure, the words “North Ridge,” “Advisor,” “firm,” “we,” “our,” and “us” refer to North Ridge Wealth Advisors, Inc., and the words “you,” “your,” and “client” refer to you as either a client or prospective client of our firm. Prior to forming an investment advisor-client relationship, we may offer you a complimentary general consultation to discuss the nature of our services and to determine the possibility of an advisory relationship. Investment advisory services begin only after the prospective client and North Ridge formalize their relationship by the execution of a written advisory agreement. B, C Our Services. We help our clients coordinate and prioritize their financial lives with all aspects of their life goals through our offering of investment advisory services that combine ongoing portfolio management with financial planning and consulting advice. These services are custom tailored to each client’s stated investment objectives, goals, and needs. We will discuss with the client in detail critically important information such as the client’s risk tolerance, time horizon for investments, and projected future needs, to formulate a written investment policy and financial plan. This investment policy and financial plan guide us in objectively and suitably managing the client’s account. We meet with clients as needed to review portfolio performance, discuss current issues, and re-assess the client’s long- and short-term goals and plans. We design diversified portfolios for our clients which generally include mutual funds, exchange- traded funds (“ETFs”), exchange-listed equity securities (e.g., stocks) and debt securities (e.g., corporate bonds). We may also recommend certificates of deposit, municipal securities, U.S. government securities, money market funds, and other types of investments, as may be appropriate for the client. When you engage us for advisory services you will be required to deposit your assets at an independent qualified custodian (the “Custodian”), usually a licensed broker-dealer, banking or savings institution, and grant us limited authority to buy and sell securities within your account on a discretionary basis. This means that our firm and our investment advisor representatives will be authorized to implement trades directly within your account without obtaining your consent prior to each transaction. Unless you direct otherwise, our discretionary authority will also include the authority to hire and fire third party-money managers and/or sub-advisors (collectively, “Independent Managers”) to directly manage all or a portion of your account without your prior approval. In some instances, you may be required to execute a limited power of attorney with the Independent Manager(s) selected by North Ridge, permitting the Independent Manager(s) to directly execute trades within your account. The scope of our authority over your accounts is described in a written advisory agreement you will enter with our firm prior to the commencement of any advisory services. Where we select Independent Manager(s) for management of your assets, we will continue to act as your primary advisor, determining the initial and ongoing suitability of the selected Independent Manager’s investment program, monitoring the Independent Manager’s investment performance on an ongoing basis, and keeping the Independent Manager informed of any changes in your financial circumstances or needs. The Independent Manager(s) selected to manage your account will be responsible for all investment research, trading, and reporting functions related to assets we allocate for their direct management. As part of our ongoing monitoring of your Independent Manager relationship(s), we will terminate Independent Managers and/or reallocate your assets between and among Independent Managers as we believe to be in your best interests. We are objective advisors and we always put your interests first. Our discretionary management of your account will always be conducted in strict accordance with your investment objectives, goals, and needs. You may impose reasonable restrictions on our management of your account, including instructing us not to purchase certain specific securities, industry sectors, and/or asset classes. We will notify you if we are ever unable to honor any of your investment

restrictions for any reason. Following our initial implementation of the desired portfolio of investments, we will continuously monitor your holdings, recommend, and implement changes as needed and appropriate, and provide you with ad hoc financial planning and consulting advice intended to address your ongoing financial affairs and concerns. These additional included services may include advice regarding assets “held away” from the accounts we manage on your behalf (e.g., college savings accounts, employer-sponsored retirement accounts, certain insurance products, etc.) and will be provided to you through a combination of in-person consultations, phone conferences, and/or via electronic means (e.g., e-mail, secure web-portal, etc.).We will typically update your financial plan at least annually, or as otherwise agreed with the client. You will make all ultimate investment decisions with respect to our financial planning and consulting recommendations and be responsible for implementation and ongoing monitoring of any investments held away from the investment accounts over which we are granted discretionary authority. Integrating investments across all individual retirement accounts, taxable accounts, and employee retirement accounts is crucial to our investment management process. Client input and involvement are equally critical to our financial planning process and the implementation of investment decisions for your accounts. To ensure your ongoing involvement in these processes, we will consult with you periodically (and further, as you may reasonably request) to address the status of your investments and to address any common financial concerns and questions that may arise during our relationship. Schwab Institutional Intelligent Portfolios™ North Ridge also provides portfolio management services through Institutional Intelligent Portfolios™, an automated, online investment management platform for use by independent investment advisors and sponsored by Schwab Wealth Investment Advisory, Inc. (the “Program” and “SWIA,” respectively). Through the Program, we offer clients a range of investment allocation models we have constructed and manage, each consisting of a portfolio of exchange traded funds (“ETFs”) and a cash allocation. The client’s portfolio is held in a brokerage account opened, with our assistance, by the client at SWIA’s affiliate, Charles Schwab & Co., Inc. (“CS&Co”). North Ridge is independent of and not owned by, affiliated with, or sponsored or supervised by SWIA, CS&Co or their affiliates (together, “Schwab”). The Program is described in the Schwab Wealth Investment Advisory, Inc. Institutional Intelligent Portfolios™ Disclosure Brochure (the “Program Disclosure Brochure”), which is delivered to clients by Schwab during the online enrollment process. North Ridge and not Schwab, is the client’s investment advisor and primary point of contact with respect to the Program. We are solely responsible, and Schwab is not responsible, for determining the appropriateness of the investment allocation model for the client, choosing a suitable investment strategy and portfolio for the client’s investment needs and goals, and managing that portfolio on an ongoing basis. Schwab’s role is limited to delivering the Program Disclosure Brochure to clients and administering the Program so that it operates as described in the Program Disclosure Brochure. We have contracted with Schwab to provide us with the technology platform and related trading and account management services for the Program. This platform enables us to make the Program available to clients online and includes a system that automates certain key parts of our investment process (the “System”). The System includes an online questionnaire that helps us determine the client’s investment objectives and risk tolerance and select an appropriate investment strategy and portfolio. Clients should note that we will recommend a portfolio via the System in response to the client’s answers to the online questionnaire. The client may then indicate an interest in a portfolio that is one level less or more conservative or aggressive than the recommended portfolio, but we then make the final decision and select a portfolio based on all the information we have about the client. The System also includes an automated investment engine through which we manage the client’s portfolio on an ongoing basis through automatic rebalancing and tax-loss harvesting (if the client is eligible and so elects). We do not receive a portion of a wrap fee for our services to clients through the Program. Clients do not pay fees to Schwab in connection with the Program, [but we charge clients a fee for our services as described below under the Fees and Compensation section below. D Wrap Fee Programs and Types of Investments. We do not participate in or sponsor any wrap-fee programs. The types of investments we primarily advise our clients on are described above in this Item 4. However, we may also provide advice regarding investments held in your portfolio at the inception of our advisory relationship and/or other investment types not listed above, at your request. Please see Item 8 of this brochure for a description of the methods of analysis and investment strategies we typically employ in advising client accounts. E Assets Under Management. We manage $163,962,204 of client assets on a discretionary basis and $0 of client assets on a non-discretionary basis. These amounts were calculated as of December 31, 2023.