Omega Wealth Management, LLC (hereafter “OWM” or “we”) is a Virginia limited liability corporation and a registered investment adviser with the U.S. Securities and Exchange Commission and has its principal place of business in Arlington, Virginia. Our firm has been in business since 1999. The firm is owned and managed by Lisa A. Kirchenbauer, President and shareholder. As of December 31, 2023, OWM was managing $253,337,284 of client assets: $184,711,813 on a non-discretionary basis and $68,625,471 on a discretionary basis. OWM offers the following advisory services, where appropriate, to individuals, trusts, estates, corporations, and other business entities. Ongoing Life/Wealth Planning OWM's business mission is to advise and guide clients in implementing appropriate financial and life planning strategies so that they can maximize their financial capacity to achieve their life and wealth goals. To accomplish this mission, Omega Wealth Management: 1. leads clients through a formal process to identify their most significant life and wealth goals, 2. assesses the financial opportunities, obligations, and threats faced by each client, 3. educates the client about their financial concerns, 4. coordinates action by the client and appropriate professionals (e.g. portfolio managers, lawyers, accountants, bankers, insurance agents, brokers, book- keepers) to take care of those concerns. In general, OWM gathers required information through in-depth client interviews and coordination with client’s advisors. In addition to the in-depth interviews, OWM utilizes various assessments such as Kolbe and Nitrogen to better understand the client’s risk tolerance and how to best work with the client. Information gathered includes a client's current financial status, future goals and attitudes towards risk, as well as the following areas of concern: Personal: Family records, budgeting, personal liability, estate information and financial goals. Tax & Cash Flow: Income tax and spending analysis and planning for past, current and future years. OWM will illustrate the impact of various investments on a client's current income tax and future tax liability. Education Funding: Assessing expected needs for private, college and graduate school costs. Determining best funding strategies and related issues that may impact funding such as insurance planning. Investment Risk: Completion of a questionnaire and computer analysis to provide guidance as to clients' attitude and tolerance for investment risk. Insurance Risk Management: Analysis of areas of risk to a client's financial situation in case of death, disability or the need for long-term care in addition to a general review of their property and casualty coverage. Retirement: Analysis of current strategies and investment plans to help the client achieve his or her retirement goals. Estate Planning: Review the client’s current estate planning documents. Determine current and recommended titling and beneficiary designations based on client’s preferences and needs. Portfolio Monitoring: Assisting in the establishment of custodial accounts and investment management relationships not provided by OWM, review and monitoring of investments relative to the client's overall investment strategy and appropriate benchmarks, and the effect of those accounts on a client's overall financial situation. Financial Life Planning Issues and Advice: A main focus of OWM is to provide financial education and coaching on life planning issues and concerns. Advice and planning analysis on various financial and life planning issues includes business, financial and life transitions. Though OWM will support and coordinate action by the client regarding these concerns, implementation of the appropriate financial strategies depends upon the client taking action and is entirely at the client's discretion. Recommendations are not limited to any specific product or service offered by a broker-dealer or insurance company. Limited Term Advisory Services Transition Planning Service: OWM offers two six month Transition Planning engagements; career transition planning and general transition planning which includes inheritance, divorce, death of loved one or other significant life changing events. The Transition Planning Service provides analysis and coaching using several assessments such as Kolbe and StrengthsFinder to determine your "best fits" from a career/job perspective, review of risk tolerance using the Nitrogen risk tolerance profiling system, a written financial / life plan, and assistance with coordination of your advisors' (accountant, attorney, etc.) Pro Bono Service: In an effort to create opportunity and success for people who may not be able to take advantage of our fee based services, OWM offers a one time, general planning meeting to qualified individuals and couples and to our clients' young adult children and lower income parents. To qualify income must be under $65,000 for couples and $40,000 for individuals. Investment Management Services In conjunction with its Life/Wealth Planning service, OWM provides investment advice to clients using a goals-based investment philosophy. Through personal discussions which identify client’s goals and objectives, OWM creates and manages portfolios based fundamentally on the time horizon for each goal, investment objective (capital appreciation, growth, income, or growth and income), the client’s risk tolerance and tax bracket. The tool used to measure risk tolerance is the Nitrogen Risk Profiling Assessment. Preservation of and prudent long-term growth of capital is at the heart of our approach; market timing is not. OWM works with its clients to select appropriate investment strategies that support their goals, risk tolerance and tax considerations. Our advice is generally limited to exchange- listed securities, mutual fund shares and bonds (e.g., United States governmental

securities, corporate debt securities, and municipal securities.) OWM will manage these advisory accounts on a discretionary or non-discretionary basis. Clients will have the opportunity to place reasonable restrictions on the types of investments which will be made on their behalf and will retain individual ownership of all securities. OWM Mutual Fund Models Clients may choose to invest in one of 4 Tax-Managed or 4 Non Tax-Managed Socially Responsible Investment (“SRI”) portfolios which are based on the general investment philosophy described above. These SRI Models are structured to maintain a diversified portfolio of stock, bond, alternative and cash mutual funds which support a broad array of Environmentally Sustainable Governance principles and are rebalanced to the original allotted allocations annually. The SRI Models in each of the Tax-Managed and Non Tax- Managed portfolios include four risk profile categories (Conservative, Moderate, Market Growth and Aggressive). OWM will manage these SRI Models on a non-discretionary basis with limited time and price discretion for purposes of periodic rebalancing, additions and withdrawals within the mutual funds of the OWM SRI Models selected by the client. SEI Management Program OWM offers clients access to asset allocation portfolios and managed account solutions available through selected programs offered by SEI Investments Management Corporation ("SIMC"), a federally registered investment adviser. Account services are divided between SEI and OWM. Under these programs, each client enters into a tri-party agreement with OWM and SIMC which sets forth the terms under which the clients designated assets will be managed. SIMC constructs portfolios of SEI Funds using quantitative and qualitative analyses, and continuously monitors the portfolios, rebalancing and/or reallocating when deemed necessary. The services that OWM provides in connection with all SIMC programs generally include the following: 1. Collecting information about clients and assisting them in selecting the appropriate program and in designating assets to be managed; 2. Assisting client in determining their investment objectives, investment time horizons, and risk profiles; 3. Assisting clients in selecting an asset allocation policy within the parameters of the program selected; 4. Making investment recommendations consistent with the asset allocation policy 5. On-going monitoring of the client's portfolio and recommending changes to the investment strategy as warranted; and 6. Serving as primary client contact, including periodically conferring with clients about their accounts and responding to client inquiries. A brief description of each program is as follows. For more information about the programs generally, about SIMC, and about the fees SIMC charges in connection with the programs see SIMC's Form ADV, Part 2 Firm Brochure or the applicable program wrap fee brochure. Managed Account Program (including ETF portfolios): The Managed Account Program is a wrap fee program which charges a bundled fee that includes advisory, brokerage and custody services. In this program, OWM and the Client select an investment strategy ("Strategy") which is then submitted and reviewed by an SIMC Investment Adviser Representative. Using the Strategy, SIMC may invest client assets in mutual funds advised or administered by SIMC or its affiliates ("SEI Funds"); or in outside money managers ("Sub Advisers") hired by SIMC may invest client assets in individual securities. Client accounts may invest in a combination of individual securities and SEI Funds. The Managed Account Program offers a tax-management feature called ("IMAP") under which SIMC selects one sub-adviser to serve as tax manager for the account. SIMC charges an additional fee for this service. Through the Managed Accounts Program, clients can utilize the SEI Tactical and Tax-Managed ETF Strategies. Private Client Model Program: In this program, OWM and the Client select an investment strategy and choose from one of many mutual fund asset allocation models, which may be provided by SEI Investments Management Corporation ("SIMC"), or purchase the individual mutual funds. The Client, through OWM using limited time and price discretion, may adjust their asset allocation to help ensure that the mix reflects the objectives of their chosen strategy. Investment options include SEI's Managed Account Program, Private Client Models and may also include individual mutual funds. SIMC expects to make changes to the Private Client Models periodically. Upon consent from OWM (on behalf of the client), the asset allocation changes will be made to the client's accounts. Consulting Services Under exceptional circumstances only, clients may also receive advisory services on a more limited basis. This may include advice on only an isolated area(s) of concern such as estate planning, retirement planning, or any other specific topic. OWM also provides specific consultation and administrative services regarding investment and financial concerns of the client. Additionally, OWM provides advice on non-securities matters. Generally, this is in connection with estate planning, insurance, and/or annuity advice. Seminars, Workshops, and Public Speaking OWM staff members may, from time to time, be engaged to present workshops, seminars or speak publicly on a range of topics including financial life planning, traditional financial planning and investments. They may be compensated for their time, travel costs and cost of materials. They may also charge a fee for participation in the program or receive a portion of any fee paid by participants. OWM staff members will not provide specific investment advice to any participants as part of the public presentation. Specific advice can only be provided through the regular individual OWM advisory services.