A. Description of Your Advisory Firm Holder Wealth Management, Inc. (“HWM” and/or “the firm”), an Illinois corporation, is an investment adviser governed under the Investment Advisers Act of 1940. HWM was organized in September 2014 and is principally owned by Virginia B. Holder. HWM's clients include individuals and high-net-worth individuals, trusts and estates, pension and profit sharing plans, charitable organizations, corporations, and other legal entities. Investment advice and other financial planning services are tailored to each client's stated objectives and needs. HWM provides discretionary asset management services to its clients and has no minimum portfolio size requirement for any of its services. B. Description of Advisory Services Offered HWM’s advisory services may include investment strategy, portfolio management, financial planning, and estate planning. All investment advisory services are provided on a discretionary basis. HWM recommends securities transactions to its clients that include securities and strategies as described in Item 8 of this Brochure. Clients may impose restrictions on the management of their accounts. B.1. Investment Advisory Services HWM's investment advisory services consist of its management of client accounts on a discretionary basis and investing in securities the firm determines are appropriate for each client's account based upon the client's investment objectives and risk tolerance. B.1.a. Hourly Fee-Based Investment Consulting HWM's hourly fee-based investment consulting consists of providing investment evaluations and recommendations for the client's accounts on an hourly fee basis. HWM's hourly fee-based investment consulting includes the firm's assessment of each client's financial risk preferences by determining the extent to which a client would choose to risk experiencing a less favorable outcome in pursuit of a more favorable outcome. Based upon the client's financial situation and risk tolerance,

HWM makes a recommendation of a target asset allocation. HWM also performs an evaluation of the client's current investment holdings and makes recommendations, if appropriate, to bring the client's current investments into alignment with his or her risk tolerance and agreed-upon target asset allocation. Unlike HWM's investment advisory services, however, its hourly fee- based investment consulting does not include any execution of the recommendations in the client's account(s) nor any ongoing monitoring or realignment of the client's investments. The hourly fee-based investment consulting arrangement terminates upon HWM's presentation of its recommendations to the client. The client is responsible for determining whether he or she would like to implement the Page 6 recommendations made by HWM and for the actual implementation of the recommendations (by executing his or her own securities transactions). The client is also responsible for any monitoring and/or realignment of his or her account(s) after the investment consulting arrangement is completed. B.2. Financial Planning Services In addition to its investment advisory services, HWM offers financial planning services. Representative services include providing hourly fee-based investment consulting without continual and regular monitoring and reallocation. There is no minimum net worth size or minimum portfolio size that a client must have to retain the firm for financial planning services. C. Client-Tailored Services HWM tailors it advisory services to each Client, whose accounts will be managed on the basis of their financial situation and investment objectives. D. Wrap Fee Programs HWM does not participate in wrap fee programs (wrap fee programs offer services for one all-inclusive fee.) E. Client Assets Under Management As of Ma rch 27, 2024, HWM had approximately $220,790,000 in discretionary assets under management and $0 in non-discretionary assets under management.