About J. Safra Sarasin Asset Management (North America) Ltd (“JSSAMNA”, “us” or “we”) JSSAMNA is a corporation organized under the laws of Switzerland with its head office and place of business in Geneva, Switzerland. We provide investment advisory services mainly to individuals, trusts, estates, charitable organizations and small corporations or similar small business entities residing in, or organized under the laws of, the United States of America (the “US”). JSSAMNA may, in certain limited cases, also advise other clients, such as US citizens residing outside the US. We are a wholly owned subsidiary of J. Safra Sarasin Holding Ltd, Basel, Switzerland (“JSSH”). JSSH is ultimately owned and controlled by members of the Joseph Y. Safra family. Please refer to the supplement of this Wrap Fee Program Brochure (ADV Form Part 2B) to learn more about JSSAMNA’s key personnel. About our investment advisory services We specialize in tailored investment advisory services to high net worth clients and offer both discretionary asset management services as well as non-discretionary investment advisory services. In doing so, we will make recommendations based on your investment profile and objectives. Our investment advisory services may cover a variety of asset classes in US and international markets, including cash in various currencies, equity and debt securities, mutual funds, fiduciary deposits, certain derivatives and (physical) precious metals. Depending on your investment profile and objectives, we may also consider other types of investments. We are not registered as a broker-dealer with the SEC or any other US or non-US regulatory authority. Accordingly, we do not provide any brokerage services. Discretionary mandate If you wish to have your assets managed on a discretionary basis, you must enter into a Discretionary Asset Management Agreement (the “Discretionary Mandate”) with JSSAMNA. Under a Discretionary Mandate, we will manage your assets on a fully discretionary basis in line with the agreed investment strategy, taking into account your investment profile and objectives. We will be solely responsible for defining the asset allocation, making the underlying investments in your discretionary portfolio covered by the Discretionary Mandate and periodically review and adjust the discretionary portfolio in response to economic, political or market conditions. We allow investment restrictions such as those related to specific securities, certain types of securities or industries. Any such restrictions imposed by you on our Discretionary Mandate may cause the selected investment strategy to differ in performance and risk profile from the unmodified mandate developed by our investment team, which may be used by other clients of JSSAMNA. Advisory mandate If you wish to have your assets managed on a non- discretionary basis, you must enter into a Non- Discretionary Investment Advisory Agreement (the “Advisory Mandate”) with JSSAMNA. Under the Advisory Mandate, we will provide you with our investment views and recommendations upon request and in accordance with your investment profile and objectives. We may also periodically contact you and offer recommendations that we consider suitable and appropriate for you. In contrast to the Discretionary Mandate, you will be solely responsible for making all investment decisions and we will not have any discretionary authority over your assets. We will furthermore not provide continuous and regular supervision of your non-discretionary portfolio covered by the Advisory Mandate and will not be responsible for pro- actively updating any previous investment views and recommendations in response to economic, political or market conditions. For Advisory Mandates, we generally do not permit any investment restrictions as any restrictions in your non- discretionary portfolio would be self-imposed and controlled by you. Assets under management As of end of December 2023, we provided investment advisory services for USD 651.032 million in assets under management, of which USD 280.771 million are in Wrap Fee Program Brochure | Form ADV Part 2A | March 26, 2024 4 Discretionary Mandates and USD 370.260 million are in Advisory Mandates. Wrap Fee For our investment advisory services as well as further services as described in more detail below,

we are compensated on the basis of a wrap fee (the “Wrap Fee”) calculated at the end of each calendar quarter (31 March, 30 June, 30 September, 31 December) as a percentage of the entire assets (including cash) held in the client account(s) of the custodian bank that are covered by either the Discretionary Mandate or Advisory Mandate. For our Discretionary Mandate and Advisory Mandate, the Wrap Fee is an annual rate of 1.60% of your entire assets (including cash) in the mandate, subject to a minimum quarterly Wrap Fee of CHF 8,000. We reserve the right to waive, discount, increase or otherwise negotiate our Wrap Fees. Services included in the Wrap Fee Our Wrap Fee includes the following services: - our investment advisory services in regard to your Discretionary Mandate and/or Advisory Mandate; - the custody, trade settlement and withholding tax reclaim fees of the custodian bank; - periodic account and portfolio statements provided to you by the custodian bank; - an annual country-specific US tax report and generic income statement (incl. realized and unrealized capital gain and loss) provided to you by the custodian bank; and - the brokerage commissions on US and certain non-US securities. For purchases of non-US securities on which a third party broker charges a brokerage commission, that commission will be included in the purchase price, i.e. the commission will not be paid from the Wrap Fee. Our Wrap Fee will not be adjusted for (1) low or no trading activity, or (2) for an Advisory Mandate, if you decide not to implement or follow the investment advice we provide to you. As a consequence, our Wrap Fee may, depending on your investment activity, cost you more than if you are charged for our investment advisory services as well as the above described included custodian and brokerage services separately. Calculation and charging of the Wrap Fee Although additional custodian banks may be permitted in the future, Bank J. Safra Sarasin Ltd in Basel, Switzerland (“BJSS”), must act as custodian bank for Wrap Fee accounts. The Wrap Fee will be calculated in Swiss francs based on BJSS’s market valuation of all of the assets (including cash) held in the client account(s) with BJSS that are covered by either the Discretionary Mandate or Advisory Mandate at the end of each calendar month during the quarter for which the Wrap Fee is charged. The Wrap Fee will be charged in arrears at the end of the quarter in Swiss francs to your client account(s) with BJSS. In case the Discretionary Mandate or Advisory Mandate is terminated, the Wrap Fee for the entire last calendar month is charged in full. If your client account(s) with BJSS does not hold enough Swiss francs, then the debiting of the Wrap Fee will result in a foreign exchange transaction. BJSS will be compensated for effecting such a foreign exchange transaction. Other expenses Our Wrap Fee do not include any BJSS fees that are not listed above such as foreign currency exchange transactions, wire transfer or any other fees or taxes (e.g. value added tax, Swiss stamp tax duty) imposed by BJSS or other service providers. Our Wrap Fee also does not include any management or other fees charged by funds or issuers of other financial instruments you may be invested in. Depending on the services you request from BJSS or other service providers, you may additionally be charged for special services such as safe deposit boxes. All these fees will reduce the overall return of the investment advisory portfolio(s) covered by either the Discretionary Mandate or Advisory Mandate. All these fees as well as the Wrap Fee will reduce the overall return of the investment advisory portfolio(s) covered by either the Discretionary Mandate or Advisory Mandate Management fees to affiliates If we or you invest in collective investment vehicles and similar products managed by an affiliate of JSSAMNA, that affiliate may be economically benefited through the receipt of a management fee for such products. We will not share such fees. Wrap Fee Program Brochure | Form ADV Part 2A | March 26, 2024 5 No other compensation We do not accept any compensation for any sale of any financial instruments, referral of prospective clients or have any other type of revenue-sharing arrangement with another party unless disclosed otherwise. In addition, we do also not charge any transaction-based fees or fees for transmitting orders to broker-dealers for execution.