Haymarket, founded in June 2012 and owned by Thomas F. Hagerstrom, is an independent fee- only registered investment adviser. We provide tailored financial planning and investment management services to clients based on our in-depth knowledge of our clients’ financial objectives, financial resources, sources and stability of employment income, investment experience, investment time horizon and tolerance for investment risk. Haymarket works with its clients’ existing tax, insurance and estate planning professionals to tailor the design and implementation of all investment management recommendations. As of December 30, 2022, Haymarket had total assets under management of $526,414,399, of which $110,492,972 was managed on a discretionary basis and $415,921,427 was managed on a non-discretionary basis. Financial Planning and Consulting Services Haymarket provides a collaborative, goal-based financial planning service to clients. The final output of this service is a lifetime saving, investing and spending plan designed to facilitate the achievement of an agreed upon set of client financial goals and objectives. Primary inputs to this process include existing financial assets and liabilities, annual employment income, anticipated retirement age, annual expenditures (pre- and post- retirement), charitable and wealth transfer objectives, investment experience, and tolerance for financial risk. Interim outputs will include detailed analyses on the achievability of different combinations of financial goals/objectives and investment management strategies. From these different combinations, a single integrated plan can be selected and monitored and refined overtime. Investment Management Services After fully understanding a client’s financial

objectives, financial resources, sources and stability of employment income, investment experience, investment time horizon and tolerance for investment risk, Haymarket determines the individual investments and asset allocation (mix of investments in the portfolio) that we believe are most likely to achieve a client’s investment objectives over time. We emphasize complete transparency in all aspects of our investment approach. Our goal is to fully inform clients on the rationale behind our recommendations as well as all of the recommendations’ attendant risks and rewards. An agreed upon investment portfolio for each client is documented in an Investment Policy Statement. We generally recommend a broad mix of passively managed low-cost mutual funds for investment portfolios. These funds are designed to significantly reduce or eliminate the risks of active management (for example, stock-picking and market-timing strategies) through very broad and efficient diversification. This kind of diversification is designed to eliminate all risks but the one that investors are generally rewarded for taking over time (in other words, “compensated risk”). We may utilize other low-cost investment vehicles, such as exchange- traded funds (“ETFs”) and individual fixed income securities, when appropriate. The Firm may also consider other types of investment vehicles for added diversification including private equity, real estate, credit and/or hedge funds or other private placement securities. Haymarket manages client investment portfolios on a discretionary or non-discretionary basis. In addition, the Firm does not serve as the sponsor or manager for any wrap fee program or accounts.