A. Description of the Advisory Firm B. Types of Advisory Services
• Risk tolerance After information is obtained and analyzed, client will be presented with a Personal Financial Review report. This report generally includes any or all of the following as applicable: a summary of financial goals, an analysis of personal net worth, current asset mix, education & retirement planning to determine savings required, retirement security analysis, estate planning consideration and a summary action plan. Financial planning advice may involve recommendations regarding general asset classes such as equities, debt, government securities, or other general types of investment vehicles in which client may invest. Investment techniques and strategies recommended in a financial plan generally will involve long-term or short-term holdings depending on Client’s financial goals and objectives. Services Limited to Specific Types of Investments RMWM limits its money management to mutual funds, equities, bonds, ETFs, REITs, government securities and certificates of deposit. RMWM may use other securities as well to help diversify a portfolio when applicable. RMWM offers the same suite of services to all of its clients. However, specific client financial plans and their implementation are dependent upon the client Investment Policy Statement which outlines each client’s current situation (income, tax levels, and risk tolerance levels) and is used to construct a client specific plan to aid in the selection of a portfolio that matches restrictions, needs, and targets. Clients may impose restrictions in investing in certain securities or types of securities in accordance with their values or beliefs. However, if the restrictions prevent RMWM from properly servicing the client account, or if

the restrictions would require RMWM to deviate from its standard suite of services, RMWM reserves the right to end the relationship. RMWM does not participate in any wrap fee programs. C. Client Tailored Services and Client Imposed Restrictions D. Wrap Fee Programs RMWM has the following assets under management: Discretionary Amounts: Non-discretionary Amounts: Date Calculated: $242,188,777 $153,666,143 12/31/2023 Investment Supervisory Services Fees Fees are charged based on account value at the end of the month which represents billing for the next month. Fees are paid monthly in advance, and clients may terminate their contracts with written notice. Refunds are given on a prorated basis, based on the number of days remaining in a month at the point of termination. Clients may terminate their contracts without penalty, for full refund, within 5 business days of signing the advisory contract. Advisory fees are withdrawn directly from the client’s accounts with client written authorization. In addition to the above fees, the client is responsible for the payment of transaction and other account fees to the custodian. Fees charged to 401k plan participants are at a negotiated rate and paid directly by the Third-Party Administrator. RMWM offers two different advisory programs. One provides more diversity among investment options and quarterly contact with the adviser (noted as IA 1). The other program provides mutual fund modeled portfolios only, with a minimum annual contact with adviser (noted as IA 2). The following fees apply (250M = $250,000). The general fee schedule for IA 1 is as follows (fees are negotiable): $100M-$ 250M 1.00% $250M-$500M 0.95% $500M-$1MM 0.80% $1MM-$3MM 0.75% $3MM+ 0.67% E. Amounts Under Management