LifePlan Financial Advisory Group, LLC (“We” or “LifePlan”) was founded and registered in 2004 by Keith Barr. We are a Michigan Limited Liability Company. LifePlan is currently owned and operated by Keith Barr and Catherine Gearig. We provide investment management services, recommendation of third party asset management services and financial planning services. We may offer an initial complimentary consultation in order to provide you with an opportunity to learn about the financial advisory services we offer in order to help determine if an engagement for services is appropriate. Financial advisory services are only provided after we have executed an Investment Management or Financial Planning Agreement (“Agreement”). The terms of our engagement may be for a one-time project or ongoing services as set forth in the Agreement. Investment Management Services We offer investment management services, which are continuous and ongoing in nature. Based upon information you furnish, LifePlan will provide the following services: ➢ Discussion and data gathering of information pertaining to your current financial matters in an effort to determine your needs, goals and objectives, time horizon and risk tolerance. We may request copies of current financial statements and tax return information. It is important we have a mutual understanding of your risk tolerance and investment objectives to aid in the development of your investment strategy. ➢ LifePlan will develop an individualized investment strategy which includes analysis, asset allocation, recommendations, and implementation. Based upon information you provide; your strategy may include short and long-range financial and investment goals as you have requested. ➢ LifePlan will provide professional ongoing investment management of your portfolio assets. Internal portfolio reviews will occur on a regular basis and may be based upon individual circumstances, the discretion of LifePlan, market conditions, prior to or after significant deposits and withdrawals, or may occur as agreed upon by you and LifePlan. ➢ LifePlan will remain available on an ongoing basis to discuss your accounts, financial situation or investment needs. We encourage ongoing communication but request meetings with us at least annually to update important information and review your portfolio. We request that clients inform LifePlan of any financial issue that may arise which would materially affect your investment objectives and/or strategies. We may, in certain instances, provide additional advice that is investment advisory in nature. However, we do not consider ourselves a comprehensive financial planner or provider of additional services beyond the scope of investment management services as outlined in our Agreement. Form 3/1/2023 5 | P a g e Third-Party Asset Management We may recommend that you

engage certain Third-Party Asset Managers (“TPAM”) to manage all or a portion of your assets. We will provide individualized advisory services to you through the selection of a suitable TPAM. Factors considered in the selection of a TPAM include but may not be limited to: ➢ Management style, performance, reputation, pricing and reporting capabilities. ➢ Risk tolerance, investment experience, goals and objectives. ➢ Amount of investable assets. In order to assist you in the selection of a TPAM, we will typically gather information from you about your financial situation, investment objectives, and reasonable restrictions that you want imposed on the management of the account. LifePlan currently provides the following TPAM as an option for our clients: ➢ Orion Portfolio Solutions, LLC – CRD # 125446 A complete description of the TPAM programs, services provided, payment structure, termination provisions and other aspects are disclosed in further detail in the following documents of the TPAM: ➢ ADV brochure or other applicable disclosure documents ➢ Disclosure documents of the portfolio manager or managers selected ➢ Account opening documents A copy of these documents will be provided to anyone interested in a TPAM program. Financial Planning Services We develop a plan geared toward assisting you in achieving your stated goals and objectives. You may choose to implement any portion or none of the plan at your sole discretion. You are also not obligated to effect securities transactions through LifePlan. A Financial Plan involves a review of your financial situation, goals and risk tolerance. At the beginning of the relationship, we review your financial situation, identify goals, objectives, financial problems, and potential solutions. Our advice may cover any of the following topics: net worth; cash flow analysis; retirement planning; 401K review; investment planning, insurance review; tax planning; estate planning; financial goal setting; risk management; college savings or other needs as identified during our meetings with you. Our consultations may be general in nature or we may focus on particular areas of interest at your request; upon completion of the consultation the engagement is concluded. Our financial planning services are also offered on an ongoing basis where we continuously monitor, update and manage your financial plan. Once the plan is established, we schedule a series Form 3/1/2023 6 | P a g e of meetings over the next year to meet and update the plan. The service is customized to each client. We do not practice law or accounting. It is your responsibility to understand the need to secure the services of other professional advisors when necessary. Assets Under Management As of December 31, 2022, we manage approximately $145,280,024 in client assets on a discretionary basis and $9,624,735 held with Third Party Investment advisers.