TRG Advisors, Inc. (“TRG”, “us”, “we”, or “our”) is a corporation formed on July 23, 1997, under the laws of the State of New York (“New York corporation”) and wholly owned by Paul S. Duggan. On September 28, 2017, we formed a Delaware corporation which is also wholly owned by Paul S. Duggan and filed a Certificate of Authority on January 8, 2018 to conduct business in Florida. The New York corporation has been in business as a securities broker dealer since July of 1997 and became a Registered Investment Advisory with the United States Securities and Exchange Commission (“SEC”) in July of 2008. On July 2, 2018, the Delaware corporation will succeed to the business of the New York corporation. We offer investment advisory services to individuals, high net worth individuals, pension and profit sharing plans (other than plan participants), and trusts. This Firm Brochure provides you with information regarding our qualifications, business practices, and the nature of advisory services. Financial Planning Services TRG Advisors, Inc. provides financial planning advice regarding taxes, investments, insurance, estate planning, pensions, retirement, and general financial matters. All the aforementioned areas may be considered a complete financial plan; however, advice may be offered for any single items, e.g., taxes, investments, insurance, etc. We work with you to define and achieve your personal financial objectives. We assist you in achieving these objectives by providing financial advice, including recommendations as to beneficial strategies and actions. Additional services provided by TRG may include, but are not limited to:
• Design of an investment portfolio appropriate to your circumstances, needs, goals, risk tolerance, investment experience and time horizon.
• Written reports on the status of your investment portfolio. Reports will be provided upon your request or on an annual basis.
• Ongoing review of your objectives, financial status and investment portfolio.
• Continuous monitoring of your investment portfolio.
• Recommendations involving repositioning and current opportunities for new investments.
• Detailed retirement income planning.
• Availability of TRG’s professional staff to answer questions. TRG may recommend that its clients allocate investment assets among various mutual fund asset allocation models, underlying mutual funds, exchange-traded funds, and/or independent investment manager programs offered through one or more independent managers (the “Independent Manager(s)”). The client may be required to execute a

separate written agreement with the Independent Manager(s) and may incur fees imposed directly by the Independent Manager(s). Implementation of any portion of the financial plan is entirely at your discretion. Investment Advisory Services TRG Advisors, Inc. provides consulting & advisory services to 401k & 403b pension plans (“Plans”). As the investment advisor to the Plans, we provide such services on a non- discretionary basis by obtaining the financial information and other information from the Plan Sponsors. We provide the following services to the Plan, subject to the approval of the Plan Sponsor:
• Investment Policy Statement – TRG agrees to aid a Plan Sponsor in the creation of an Investment Policy Statement which guide us and the Plan Sponsor with regards to the selection of investments to be offered to participants in the Plan.
• Investment Consultation – We provide from time-to-time, but not less than annually, investment guidance to the Plan Sponsor relating to the selection and ongoing monitoring of mutual funds and/or outside professional managers to be approved for selection by Participants in the Plan, according to the terms of the Investment Policy Statement. We may utilize outside services and reporting in the delivery of these advisory services.
• Enrollments - We provide enrollment services to prospective Participants of the Plan at a frequency that may be agreed upon with the Plan Sponsor. These services generally include education with regards to general Plan provisions as well as generic (non-specific) investment advice.
• Ongoing Participant Education – We may provide annual group education meetings to Participants of the Plan. Covered topics include a review of general Plan provisions, generic investment advice and education relating to other topics TRG deems relevant to the meeting.
• 401k Pension Plan Models –We provide 401k pension plan risk-based investment models. Our risk-based models are structured to account for a participant’s age and risk tolerance. Subadviser Services TRG Advisors, Inc. may also act as a subadviser to advisers unaffiliated with TRG Advisors, Inc. These third-party advisers would outsource portfolio management services to TRG Advisors, Inc. This relationship will be memorialized in each contract between TRG Advisors, Inc. and the third-party advisor. Assets Under Management As of December 31, 2023, we have approximately $ 336,765,154 of assets under management on a non-discretionary basis and approximately $ 84,509,038 of discretionary assets under management.