A. Firm Information BPC Advisors LLC (“BPC Advisors” or the “Advisor”) is a registered investment adviser located in the State of New York, which is organized as a Limited Liability Company (LLC) under the laws of the State of Delaware. BPC Advisors was founded in March 2016. Douglas R. Burns Jr., CFA and Geoffrey A. Wells, II are the principal owners. B. Advisory Services Offered BPC Advisors offers investment advisory services to individuals, high net worth individuals, trusts, estates and institutions (each referred to as a “Client”). Wealth Management Services BPC Advisors may provide Clients with wealth management services, which generally includes a broad range of comprehensive financial planning and consulting services as well as discretionary management of investment portfolios. These services are described below. Investment Management Services BPC Advisors provides customized investment management solutions for its Clients on a discretionary and non-discretionary basis. This is achieved through personal Client contact and interaction while providing discretionary investment management and related advisory services. BPC Advisors works with each Client to identify their investment goals and objectives as well as risk tolerance and financial situation in order to create a portfolio strategy. BPC Advisors' philosophy is that the asset allocation decision is the most important step in portfolio construction. As such, the Advisor uses a quantitative approach to determine the optimal mix of asset classes to create broadly diversified investment portfolios that typically include exposure to U.S. and international stocks, fixed income securities, real estate and cash. BPC Advisors typically utilizes exchange-traded funds, market-tracking mutual funds, and index- based mutual funds. BPC Advisors’ investment strategy is long-term focused, but the Advisor may buy, sell or re-allocate positions that have been held less than one year to meet the objectives of the Client or due to market conditions. BPC Advisors will construct, implement and monitor the portfolio to ensure it behaves as expected, based on the goals, objectives, circumstances, and risk tolerance agreed to by the Client. Each Client will have the opportunity to place reasonable restrictions on the types of investments to be held in their respective portfolio, subject to acceptance by the Advisor. BPC Advisors evaluates and selects investments for inclusion in Client portfolios only after applying its internal due diligence process. BPC Advisors may, on occasion, redistribute investment allocations to diversify the portfolio. BPC Advisors may change specific positions to increase sector or asset class weightings. BPC Advisors may sell positions for reasons that include, but are not limited to, harvesting capital gains or losses, business or sector risk exposure to a specific security or class of securities, overweighting of the position[s] in the portfolio, change in risk tolerance of Client, generating cash to meet Client needs, or any risk deemed unacceptable for the Client’s risk tolerance. At no time will BPC Advisors accept or maintain custody of a Client’s funds or securities, (but the Advisor does make authorized deductions of the Advisor’s fees). All Client assets will be managed within their designated brokerage account or retirement account, pursuant to the Client investment advisory agreement. Please see Item 12 below. Financial Planning and Consulting Services Comprehensive financial planning and consulting services, are only offered with discretionary investment management services (Wealth

Management Services). BPC Advisors can provide a variety of financial planning and consulting services to Clients. Services are offered in several areas of a Client’s financial situation, depending on their goals, objectives and risk tolerance. Generally, such financial planning services involve preparing a formal financial plan or rendering a specific financial consultation based on the Client’s financial goals and objectives. This planning or consulting may encompass one or more areas of need, including but not limited to, investment planning, retirement planning, personal savings, education savings and other areas of a Client’s financial situation. A financial plan developed for or financial consultation rendered to the Client will usually include general recommendations for a course of activity or specific actions to be taken by the Client. For example, recommendations may be made that the Client start or revise their investment programs, commence or alter retirement savings, establish education savings and/or charitable giving programs. BPC Advisors may also refer Clients to an accountant, attorney or other specialist, as appropriate for their unique situation. For certain financial planning engagements, the Advisor will provide a written summary of Client’s financial situation, observations, and recommendations. For consulting or ad-hoc engagements, the Advisor may or may not provide a written summary. Plans or consultations are typically completed within six months of contract date, assuming all information and documents requested are provided promptly. Financial planning and consulting recommendations may pose a conflict between the interests of the Advisor and the interests of the Client. For example, a recommendation to engage the Advisor for investment management services or to increase the level of investment assets with the Advisor would pose a conflict, as it would increase the advisory fees paid to the Advisor. Clients are not obligated to implement any recommendations made by the Advisor or maintain an ongoing relationship with the Advisor. If the Client elects to act on any of the recommendations made by the Advisor, the Client is under no obligation to affect the transaction through the Advisor. C. Client Account Management Prior to engaging BPC Advisors to provide investment advisory services, each Client is required to enter into an investment advisory agreement with the Advisor that defines the terms, conditions, authority and responsibilities of the Advisor and the Client. These services may include:
• Establishing an Investment Strategy – BPC Advisors, in connection with the Client, may develop a statement that summarizes the Client’s investment goals and objectives along with the broad strategy[ies] to be employed to meet the objectives.
• Asset Allocation – BPC Advisors will develop a strategic asset allocation that is targeted to meet the investment objectives, time horizon, financial situation and tolerance for risk for each Client.
• Portfolio Construction – BPC Advisors will develop a portfolio for the Client that is intended to meet the stated goals and objectives of the Client.
• Investment Management and Supervision – BPC Advisors will provide investment management and ongoing oversight of the Client’s relationship’s investment portfolio. D. Wrap Fee Programs BPC Advisors does not manage or place Client assets into a wrap fee program. Investment management services are provided directly by BPC Advisors. E. Assets Under Management As of December 31, 2023, discretionary assets under management were approximately $142,150,839.