9AT: HORIZON FINANCIAL

Adviser Profile

As of Date	06/08/2026
Registration	SEC, Approved, 09/13/2019
ADV Location	WEST HENRIETTA, NY, United States
Contact Info	585 xxxxxxx
Websites

AUM^*	510,210,472 21%
of that, discretionary	510,210,472 21%
Number of Employees	9 -18%
of those in investment advisory functions	9 -18%
Private Fund GAV^*	0
Avg Account Size	321,899 11%
% High Net Worth	16.35% -32%
SMA’s	Yes
Private Funds	0

Adviser Type

- Large advisory firm

Client Types

- Individuals (other than high net worth individuals)
- High net worth individuals

Advisory Activities

- Financial planning services
- Portfolio management for individuals and/or small businesses

Compensation Arrangments

- A percentage of assets under your management

Adviser	Hedge Fund	Liquidity Fund	Private Equity Fund	Real Estate Fund	Securitized Asset Fund	Venture Capital Fund	Other Fund	Total Private Fund GAV	AUM	#Funds
Adviser SECURITY FIRST FINANCIAL	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM299.5m	#Funds-
Adviser ASPIRE WEALTH MANAGEMENT CORPORATION	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM379.5m	#Funds-
Adviser MOULTON WEALTH MANAGEMENT, INC	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM159.7m	#Funds-
Adviser MILESTONE ASSET MANAGEMENT, LLC	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM690.7m	#Funds-
Adviser MOTLEY FOOL WEALTH MANAGEMENT, LLC	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM1.6b	#Funds-
Adviser LIGHTEDWAY ADVISORY SERVICES, INC.	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM115.0m	#Funds-
Adviser HARVEST CAPITAL ASSETS, LLC	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM72.0m	#Funds-
Adviser STANGIER WEALTH MANAGEMENT	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM300.4m	#Funds-
Adviser BRASS TAX WEALTH MANAGEMENT	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM860.2m	#Funds-
Adviser JMK & ASSOCIATES, LLC	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM268.4m	#Funds-

Stock Ticker	Stock Name	$ Position	% Position	$ Change	# Change
Stck Ticker33738R597	Stock NameFIRST TR EXCHANGE TRADED FD	$ Position$42,248,889	% Position22.00%	$ Change-7.00%	# Change-2.00%
Stck Ticker33738R506	Stock NameFIRST TR EXCHANGE TRADED FD	$ Position$36,667,176	% Position19.00%	$ Change-4.00%	# Change-3.00%
Stck Ticker41151J505	Stock NameHARBOR ETF TRUST	$ Position$30,336,103	% Position16.00%	$ Change3.00%	# Change-17.00%
Stck Ticker46641Q332	Stock NameJ P MORGAN EXCHANGE TRADED F	$ Position$28,063,865	% Position14.00%	$ Change1.00%	# Change2.00%
Stck Ticker46436E833	Stock NameISHARES TR	$ Position$20,081,905	% Position10.00%	$ Change2.00%	# Change2.00%
Stck Ticker46436E858	Stock NameISHARES TR	$ Position$20,125,698	% Position10.00%	$ Change2.00%	# Change2.00%
Stck Ticker33741X102	Stock NameFIRST TR EXCHANGE TRADED FD	$ Position$1,037,656	% Position1.00%	$ Change6.00%	# Change3.00%
Stck Ticker628778102	Stock NameNBT BANCORP INC	$ Position$1,480,975	% Position1.00%	$ Change3.00%	# Change0.00%
Stck Ticker82846H405	Stock NameQXO INC	$ Position$1,016,074	% Position1.00%	$ Change88.00%	# Change87.00%
Stck Ticker82846H405	Stock NameQXO INC (CALL)	$ Position$116,520	% Position0.00%	$ Change	# Change

Brochure Summary

Overview

Horizon Advisory Services, Inc. (“Horizon”, the “firm”, “we”, or “our”) has been in business since 1998. It became registered as an investment adviser in 2019. Its principal owner is Mark Congdon. The firm conducts business under the name “Horizon Financial.” Types of Advisory Services We provide ongoing investment advice and management of client assets on a discretionary basis, which means that the client authorizes us to buy and sell securities as we deem appropriate without having to consult with the client in advance of specific transactions. We work with each client to ensure that we understand the client’s situation, including the client’s financial goals, investment objectives, income and expenses, liquidity needs, assets and debts, risk tolerance, and time horizon. Based on the information provided by the client, we develop and manage the client’s portfolios, monitor performance and rebalance or reallocate assets as necessary. We believe that appropriate portfolio diversification affords investors the greatest opportunity to achieve consistent, positive investment results. A well-constructed, appropriately diversified investment portfolio should help create a balance of risk and reward while providing exposure to the types of investments that can help the portfolio grow over time and meet the client’s long-term investment goals. Although diversification cannot guarantee against loss, and historical results are never

a guarantee of investment success, we believe that this process is the best way to optimize the potential returns for a given amount of estimated risk. The firm maintains model portfolios with various asset allocation models. Depending on the model, client portfolios may be invested in individual equities, mutual funds, exchange traded funds (ETFs), corporate bonds, government or municipal bonds, and money market funds or other cash equivalents. Clients may not place any restrictions on the securities we place in client accounts. Each of the firm’s registered investment advisor representatives serves as the investment manager for that representative’s clients, selecting the model(s) and/or other securities for each client based on that client’s situation and needs. We provide financial planning services only to clients for whom we provide portfolio management services. At meetings with the clients, we provide consultation on financial planning topics, potentially including considerations of net worth and cash flow evaluation, education funding, income tax and insurance, disability and retirement issues, estate planning issues and risk management (insurance). These consultations are provided based on specific client needs. Assets Under Management As of December 31, 2023, we manage approximately $422,810,000 in assets, all of which is managed on a discretionary basis. Horizon Financial/ Brochure/ March 13, 2024 5

HORIZON FINANCIAL

HORIZON FINANCIAL

HORIZON ADVISORY SERVICES, INC.

Adviser Profile

Details

Adviser Type

Client Types

Advisory Activities

Compensation Arrangments

Reported AUM

Private Funds

Employees

Similar advisers

Top Holdings

Brochure Summary

Overview

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HORIZON FINANCIAL HORIZON FINANCIAL HORIZON ADVISORY SERVICES, INC.

Adviser Profile

Details

Adviser Type

Client Types

Advisory Activities

Compensation Arrangments

Reported AUM

Private Funds

Employees

Similar advisers

Top Holdings

Brochure Summary

Overview

HORIZON FINANCIAL

HORIZON FINANCIAL

HORIZON ADVISORY SERVICES, INC.