4a: Firm Description Gretchen Stangier, Inc., dba Stangier Wealth Management was licensed as an Oregon-based investment advisory firm on August 26, 2014. On October 19, 2017, Stangier Wealth Management became an SEC-registered investment advisory firm. Our main office is located in Clackamas, Oregon. 4a1: Principal Member Gretchen Stangier, President: Ms. Stangier may be contacted by email at gretchen@stangierwealth.com or by telephone at 503-257-0057. 4b: Types of Advisory Services Investment Management Stangier Wealth Management offers a variety of investment advisory services to our clients. We work with our clients to identify their investment goals and objectives as well as risk tolerance in order to create an initial portfolio allocation designed to complement their financial goals and objectives. We may create a portfolio or suitability profile, consisting of, but not limited to individual stocks or bonds, exchange traded funds, no-load funds and/or load-waived funds (front- end commissions will not be charged). Stangier Wealth Management’s strategy, generally, will be to seek to meet client investment objectives while providing clients with access to personal advisory services. Stangier Wealth Management generally uses third party portfolio managers and sub-advisors for assets under management. In certain cases, like bonds or other fixed capital, we may elect to manage those assets internally. Currently, we use Matson Money, Inc. as a third-party portfolio manager. As business requirements or needs change, we may use other third-party portfolio manager and sub-advisors, which we will always disclose. In hiring third party managers and sub-advisors, we take into account many factors, including their performance, methods of analysis, fees, your financial needs and suitability, goals, and objectives. We periodically monitor the third-party managers to ensure that their management meets your goals, risks, and objectives. Third-party money manager fees are described in the following section, Item 5: Fees and Compensation. As part of our investment management services, Stangier Wealth Management offers basic financial planning services for our clients. Financial plans are based on your financial situation at the time the plan is presented and are based on financial information disclosed by you to us. You are advised that certain assumptions may be made with

respect to interest and inflation rates and the use of past trends and performance of the market and economy. Past performance is in no way an indication of future performance. We cannot offer any guarantees or promises that your financial goals and objectives will be met. As your financial situation, goals, objectives, or needs change, you must notify us promptly. At any time, you are free to contact us to discuss your account, financial situation, or investment needs. You are encouraged to review your plans on a regular basis. Financial Planning and Consulting Stangier Wealth Management also provides standalone financial planning and consulting that may include the preparation of a financial plan by us, including potential state or tax planning recommendations, an annual or periodic review of a financial plan, the management and/or monitoring of a client's investments under a financial plan, a provision of information and/or advice to a client regarding the purchase and/or sale of securities, real estate, insurance contracts, annuities contracts, or any types of real or personal property under a financial plan. However, unless specifically stated, standalone financial plans do not include any ongoing services. 4c: Client Tailored Relationships and Restrictions As a fiduciary, Stangier Wealth Management always acts solely in your best interests. We do not allow client restrictions regarding the investments made in your portfolio. Restrictions on trading which, in our opinion, are not in your best interest cannot be honored and if forced may result in the termination of our agreement. Similarly, you are under no obligation to act upon Stangier Wealth Management's or associated person's recommendations. If you elect to act on any of the recommendations, you are under no obligation to effect the transaction through Stangier Wealth Management or its associated person when the person is an agent with a licensed broker-dealer or through any associate or affiliate of such person. ADV PART 2 A BROCHURE PAGE 5 OF 10 4d: Wrap Fee Program Stangier Wealth Management does not sponsor or provide portfolio management services to a wrap fee program. 4e: Assets under Management (AUM) Stangier Wealth Management, as of January 9, 2023 has $210,197,274 in discretionary, reportable assets under management.