Description of Advisory Firm Stonecrop Wealth Advisors, LLC (“Stonecrop Wealth Advisors” , “we” , “our,” or “us”) is a privately owned limited liability company headquartered in Pennsylvania. Stonecrop Wealth Advisors is a registered investment adviser with the U.S. Securities and Exchange Commission. Stonecrop Wealth Advisors was formed in 2019 and is owned by Douglas R. MacGray. As of December 31, 2023, the Firm has approximately $235,515,250 in assets for approximately 768 accounts on a discretionary basis and approximately $751,385 in assets for approximately 4 accounts on a non- discretionary basis. In total, Stonecrop manages approximately $235,907,635 in assets for approximately 772 accounts. While this brochure generally describes the business of the Firm, certain sections also discuss the activities of its Supervised Persons, which refer to the Firm’s officers, partners, directors (or other persons occupying a similar status or performing similar functions), employees or any other person who provides investment advice on the Firm’s behalf and is subject to the Firm’s supervision or control. Advisory Services Offered The Firm offers discretionary investment management and investment advisory services. Prior to the Firm rendering any of the foregoing advisory services, clients are required to enter into one or more written agreements with the Firm setting forth the relevant terms and conditions of the advisory relationship (the “Advisory Agreement”). Investment Management Services Generally, Stonecrop Wealth Advisors provides financial planning and investment advisory services as part of an integrated service, it being a goal of Stonecrop Wealth Advisors to provide investment advisory services within the context of a full understanding of a client’s overall financial situation. The Firm provides investment advisory services to individual and family clients based on the individual mission, vision, values and goals of each family. Stonecrop Wealth Advisors uses a team-driven approach to design diversified, long-term portfolios to meet clients’ personal investment goals and objectives. Stonecrop Wealth Advisors develops strategic and tactical asset allocations for clients. The Firm conducts interviews with clients to determine each client’s risk profile and seek other personal information during such interviews to enable the Firm to construct an appropriate investment program. Stonecrop Wealth Advisors provides investment advisory services to colleges, schools, other charitable organizations and for-profit businesses based on the entity’s mission, vision, values and goals. The Firm conducts interviews of key officials at such entitles to discover necessary information and develop a risk profile and a strategic asset allocation. Stonecrop Wealth Advisors uses a team-driven approach to design diversified, long-term-focused portfolios to meet the entity’s investment goals and objectives, and in a manner designed to connect the entity’s stated mission with the management of the investment portfolio. Stonecrop Wealth Advisors manages investment advisory accounts on a discretionary basis or non- discretionary basis. Account supervision is guided by the client’s stated objectives as well as tax considerations. Clients may impose reasonable restrictions on investing in certain securities, types of securities, or industry sectors. The Firm’s investment recommendations are not limited to any specific product or service and generally will include mutual fund shares, structured notes and exchange traded funds or notes. As part of the Firm’s investment advisory services, Stonecrop Wealth Advisors monitors the performance of client portfolios against

certain agreed upon benchmarks, assess the performance of securities, and report results to clients through periodic meetings, teleconferences, reports or web portals. We describe the fees charged for investment management services below under Item 5 – Fees and Compensation. Financial Planning & Consulting Services Stonecrop Wealth Advisors provides financial planning services. Financial planning is an integrated evaluation of a client’s current and projected future financial status using currently known data, assumptions about future events, goals and variables to project future cash flows and asset values. The Firm uses the results of these projections to create planning recommendations in the context of the clients’ expressed mission, vision, values and goals. Through the financial planning process, all material questions, information and analysis are considered as they affect and are affected by the entire financial and life situation of the client. Clients receiving this service receive a written report which provides the client with a financial plan designed to assist the client achieve his or her financial goals and objectives. Stonecrop Wealth Advisors gathers necessary information through in-depth personal interviews. Information gathered includes the client’s current financial status, tax status, future goals, return objectives and attitudes toward risk. All documentation and information supplied by client, or with the client’s permission, are carefully reviewed prior to the preparation of a written report. Should the client choose to implement the recommendations contained in the plan, the Firm encourages the client, when necessary, to work closely with his or her attorney, accountant or other appropriate professional. Implementation of financial plan recommendations is entirely at the client’s discretion. Stonecrop Wealth Advisors also provides general non-securities advice on topics that may include tax and budgetary planning, estate planning and business planning. Typically, the financial plan is presented to the client within two months of the beginning of the process, provided that all information needed to prepare the financial plan has been promptly provided. Financial Planning recommendations are not limited to any specific product or service offered by a broker- dealer or insurance company. All recommendations are of a generic nature. We describe fees charged for Financial Consultation Services below under Item 5 - Fees and Compensation. Structured Notes From time to time, Stonecrop Wealth Advisors implements Structured Notes. Structured notes are hybrid securities that have components of both debt instruments and other underlying securities, such as equities, bonds, commodities, etc. Certain types of structured notes have the ability to enhance upside return while protecting a portion of downside risk. Stonecrop Wealth Advisors typically employs these investments for clients as a complement to traditional long-only equity strategies. Sub-Advisors Stonecrop Wealth Advisors may subcontract some or all its investment advisory services with other registered investment advisers (sub-advisors) and delegate all or a portion of advisory responsibilities to the sub-advisor. Sub-advisors are not affiliated or controlled by Stonecrop Wealth Advisors. Tailored Relationships Stonecrop Wealth Advisors tailors’ investment advisory services to the individual needs of the client. The Firm’s clients can impose restrictions on the investments in their account. All limitations and restrictions placed on accounts must be presented to Stonecrop Wealth Advisors in writing. Clients will retain individual ownership of all securities.