Our Firm and Our Services Atlantic Wealth Partners, LLC is an SEC registered investment advisor established in 2017 as a limited liability company formed under the laws of the State of Florida. Stephen T. Olson is the founder and sole managing principal of our firm. Our principal office is located in Jupiter, Florida. The information contained below describes our investment advisory services, practices, and fees. Please refer to the description of each investment advisory service listed below for information on how we tailor our services to the needs of our clients. As used throughout this firm brochure, the words “we,” “our,” “firm,” “AWP,” and “us” refer to Atlantic Wealth Partners, LLC, and the words “you,” “your,” and “client” refer to you as either a client or prospective client of our firm. We provide individuals and families with customized, comprehensive wealth management, financial planning, and investment advisory services to meet their goals while remaining sensitive to their emotional and financial tolerance to risk and the time horizon for their investments and financial objectives. As your fiduciary, it is our legal and moral duty to always act in your best interests. This is accomplished by understanding the details and challenges of our clients’ financial lives. Together, we: 1. Identify areas of financial, legal, and tax exposure in order to establish and set clear financial objectives; and 2. Collaborate and coordinate with your tax and legal advisors to establish clear, written, and unbiased recommendations. Prior to forming an investment advisor-client relationship with you, we may offer a complimentary general consultation to discuss the nature of our service offerings and to determine how we may best assist you to achieve your financial goals and objectives. Investment advisory services begin only after the client and AWP execute a written investment advisory agreement. There is no obligation to engage our firm for further services. We offer the following investment advisory services to our clients: Private Wealth Management (“PWM”) Services Our PWM Services combine ongoing portfolio management and organic financial planning services designed to assist our clients in the overall management of their financial affairs. Our long-term relationship with you under this program is strengthened by regular consultations focused on goal-driven strategy and execution. As a PWM Services client, you will typically be required to grant AWP discretionary authority to manage your designated account(s). This means AWP will be authorized to implement its investment recommendations directly within your designated account(s) held at the custodian without obtaining your prior approval for each specific transaction. We will only exercise this authority in accordance with our understanding of your unique investment objectives, needs, and suitability. In rare instances, we may agree to manage your account on a non-discretionary basis. In these circumstances, we will be required to obtain your approval prior to implementing any transactions within your account. During the initial and early stage information share meetings we seek to review, evaluate, and understand the entirety of your financial situation, existing resources, goals, and your tolerances for risk. We will then develop, document, and share our immediate considerations to further your stated goals. Based on our dialogue and the supporting information, we will then develop and present you with a detailed, individualized investment portfolio typically comprised of mutual funds and exchange traded funds (“ETFs”), fixed income instruments (e.g., treasuries, money market funds, corporate bonds, asset-backed securities, municipal bonds and international bonds) individual equity securities (i.e., stocks), and/or other public and private securities or investments. At your request, we may also provide you with recommendations for the disposition of any legacy assets contained in your account at the onset of our relationship. Depending on your investment objectives and needs, we may utilize an “Overlay Management Feature” that creates a custom asset allocation model for your account incorporating the use of certain independent third- party asset managers, sub-advisors, and/or private investment managers (collectively, “TPAMs”) that we may recommend to manage all or a portion of your account. We will only recommend TPAMs when we believe the same to be in your best interests, acting in our capacity as your fiduciary. Through our overlay feature, we will recommend allocations of your assets to the recommended TPAMs who will in-turn conduct investment research, implement trade orders, invest and reinvest your assets in the strategy designated or selected by our firm on a discretionary basis, and perform any necessary periodic rebalancing of your account. You will be provided with a copy of each recommended TPAM’s

Form ADV Part 2 (or equivalent disclosure information) prior to entering into any TPAM engagements. Following implementation of your initial investment portfolio, we will monitor the performance of your account on an ongoing basis, including any assets managed by TPAMs, and implement changes as needed or appropriate, in consideration of current economic conditions, our market opinions and assumptions, and your individual financial circumstances, all in pursuit of your ultimate investment goals. It is your ongoing responsibility to advise us in writing of any material changes to your financial circumstances during our relationship. In addition to ongoing management of your investment portfolio, we will also provide you with financial planning services that may encompass a variety of topics such as retirement and estate planning, investment planning, education planning, tax planning, debt/credit analysis, charitable giving, and other areas, as may be relevant to you. These planning services will include delivery of an informal written summary or checklist of action items and recommendations addressing the selected financial topics (“Summary Recommendations”). Our Summary Recommendations will be updated annually, or otherwise, at your reasonable request. Frequent requests for updates of our Summary Recommendations may require payment of additional fees at our then applicable rates. Implementation decisions regarding any of our Summary Recommendations for assets held away from the accounts we manage directly on your behalf are at the exclusive discretion of the client and may be completed by our firm, at your option, subject to the payment of applicable advisory fees. You are under no obligation to use our firm to implement any of our Summary Recommendations for assets held away from the account placed under our direct management. Pension Consulting Services We offer ongoing Pension Consulting Services to employee benefit plans and their fiduciaries based upon the needs of the plan and the services requested by the plan sponsor or named fiduciary. In general, these services may include an existing plan review and analysis, plan-level advice regarding fund selection and investment options, and/or education services to plan participants regarding risk tolerance and investment choices. NOTE: Certain plans we may provide services to are regulated under the Employee Retirement Income Securities Act of 1974 (“ERISA”). We will provide Pension Consulting Services to the plan sponsor and/or fiduciaries as described above for the fees set forth in Item 5 of this brochure. The consulting services we provide are advisory in nature. In providing services to any plan and its underlying participants, our status is that of an investment adviser registered with the SEC. We are not subject to any disqualifications under Section 411 of ERISA. In performing fiduciary services, we are acting as a fiduciary of the Plan as defined in Section 3(21) under ERISA, only. In all cases, our status as a fiduciary under ERISA is clearly disclosed in a written advisory agreement. If there is any discrepancy between the disclosures in this paragraph and the agreement, the agreement shall govern. Types of Investments Recommended We typically recommend the following types of investments: stocks, bonds, mutual funds, ETFs, limited partnerships (such as hedge funds or private equity), TPAM managed accounts, variable annuities, life insurance (including private placement life insurance), direct investments in real estate, oil, gas, or other privately held businesses. Other types of investments may be recommended depending on the client’s specific investment needs and suitability for investments. Clients are advised that all (or substantially all) of the investment products and TPAMs we recommend can be invested in or otherwise be accessed by the client directly, without the services of our firm; however, the client would not receive our assistance in determining which products and services are most appropriate to the client’s financial condition and objectives. Investment Restrictions Our firm does not usually allow clients to impose restrictions on investing in certain securities or types of securities due to the level of difficulty this would entail in managing their account. This is especially difficult when TPAMs are engaged to manage client assets, since our firm does not directly trade the account. We will work with clients to make exceptions to this policy on a case-by-case basis, where we determine such exceptions and restrictions to be reasonable, in our sole discretion. Participation in Wrap Fee Programs We do not offer or sponsor any wrap fee programs. Regulatory Assets Under Management As of December 31, 2023, we managed approximately $227,741,225 of client assets on a discretionary basis and $0 of client assets on a non- discretionary basis.