A. Description of the Advisory Firm Quantalytics Investment Advisors, LLC (hereinafter “Quantalytics”) is a limited liability company organized in the State of Delaware. The firm was formed in April 2020, and the sole owner is Quantalytics Holdings, LLC. Robo-Advisory Portfolio Management Services Quantalytics provides “robo-advisory” portfolio management and financial advisory services via an online interface, accessed through the Quantalytics App (“Q.ai Invest”), which is provided to the client. This entails the use of algorithm-based portfolio management advice and financial advisory services, rather than in-person investment advice. The robo investment solutions and suggestions are currently offered as model portfolio investment strategies (“Investment Strategies”) with specified levels of risks. Clients can chose to ignore recommended Investment Strategies and invest in other, non-recommended Investment Strategies. Quantalytics also permits users to invest in multiple Investment Strategies at the same time. The client accesses its account through Q.ai Invest, which can be used on only iOS mobile devices at this time. In the future, Quantalytics will also offer the ability for a client to hedge his/her/its different strategies from exposure to volatility in the S&P 500. This feature will be offered free of charge. Robo-Advisory Portfolio Management Services Fees Fixed fees for robo-advisory portfolio management services are between $3 and $30 paid on a monthly basis, depending on the Investment Strategy. Clients will first subscribe to one strategy for a set monthly price and will then pay additional monthly costs for any additional strategies. The feature that allows a client to hedge his/her/its different strategies will be offered free of charge. The fees are non-negotiable. Robo-advisory portfolio management subscription fees, as described above, are withdrawn directly from either a client's banking or brokerage account with client's authorization on a monthly basis. Quantalytics collects fees monthly in advance. Refunds for fees paid in advance but not yet earned will be refunded on a prorated basis and returned within fourteen days to the client via check or return deposit back into the client’s account. Clients may terminate the agreement without penalty for a full refund of Quantalytics' fees within five business days of signing the Investment Advisory Contract. Thereafter, clients may terminate the Investment Advisory Contract immediately upon written notice. Other Subscription Fees Quantalytics offers a free subscription newsletter. This newsletter is provided only via electronic mail and may be cancelled immediately upon

written notice. Quantalytics, through a third-party partnership, offers a monthly subscription security ratings service, the price of which is included in the price of its portfolio management services. This service will be provided via electronic mail and may be cancelled immediately upon written notice. B. Contribution Cost Factors The wrap fee program may cost the client more or less than purchasing such services separately. There are several factors that bear upon the relative cost of the program, including the trading activity in the client’s account, the adviser’s ability to aggregate trades, and the cost of the services if provided separately (which in turn depends on the prices and specific services offered by different providers). C. Additional Fees Quantalytics will wrap third party fees (i.e., custodian fees, transaction fees, etc.) for wrap fee portfolio management accounts. Quantalytics will charge clients one advisory fee and pay all transaction fees using the fee collected from the client, except as set forth below. Accounts participating in the wrap fee program are not charged higher advisory fees based on trading activity. Certain other fees are not included in the wrap fee and are paid for separately by the client. These include, but are not limited to, margin costs, charges imposed directly by a mutual fund or exchange traded fund (“ETF”), ACATS transfer charges, paper statements charges, paper tax forms charges, paper prospectuses charges, and similar charges. D. Compensation of Client Participation Neither Quantalytics, nor any representatives of Quantalytics receive any additional compensation beyond advisory fees for the participation of clients in the wrap fee program. However, compensation received may be more than what would have been received if client paid separately for investment advice, brokerage, and other services. Therefore, Quantalytics may have a financial incentive to recommend the wrap fee program to clients. E. Required Brokerage Account A client must also open a securities brokerage account and provide discretionary authority over that account to Quantalytics. Trade execution and order processing will be provided exclusively through Apex Clearing Corporation (“Apex”), an SEC registered broker-dealer. The Quantalytics App allows clients to create an investment account with Apex instantly on any mobile device. All account opening functionalities, including identity verification and approval, are handled digitally and instantly by Apex. Apex will also provide custody, clearing, and settlement services for clients, as well as recordkeeping and reporting (statements).