Advisory Business Aligned Investing is a registered investment adviser based in Oakland, California. We are organized as a limited liability company under the laws of the State of Delaware and wholly owned by Aligned Investing, Inc., which itself is principally owned by Robert Aikins. Mr. Aikins is the Chief Executive Officer of the firm. Aligned Investing has been in business since 2021. We offer discretionary portfolio management services exclusively through our website and mobile application (i.e., automated or “robo” advice). We use a proprietary algorithm to manage client accounts that generates recommended portfolios. Your account is invested and rebalanced by the algorithm according to your needs, investment objectives, and tolerance for risk. We require that you complete a comprehensive questionnaire that will provide us with all necessary and appropriate data for use in the algorithm to generate the recommended portfolio. Our discretionary portfolio management service requires you to grant Aligned Investing discretionary authority to manage your account, which means we have the authority and responsibility to formulate investment strategies on your behalf. Discretionary authority will allow us to determine the specific securities, and the amount of securities, to be purchased or sold for your account without obtaining your approval prior to each transaction. We will also have discretion over the broker-dealer to be used for securities transactions in your account. Aligned Investing’s portfolio management service is different from the traditional investment advisory relationship:
• Aligned Investing is an internet-based investment adviser, which means each client must acknowledge their ability and willingness to conduct a relationship with our firm on an electronic basis. We do not have personnel available to elaborate or expand upon the

investment advice provided through our website.
• To provide our investment advisory service and tailor our investment decisions to your specific needs, we collect information from you, such as your age, financial situation, investment experience, and investment objectives. When recommending and selecting a portfolio, we rely on the information we receive from you. You must promptly notify us of any change in your financial situation or investment objectives that might require a review or revision to your portfolio.
• We consider your social and environmental values and tailor investments according to your guidelines, mandates and restrictions. This process combines both negative and positive screens so you can automatically exclude or emphasize certain companies based on their industry sector or environmental, social and governance (ESG) policies. We will also review your portfolio holdings held outside of our management and highlight any holdings you have with other financial institutions that contain mutual funds or ETFs that may have potential ethical issues.
• The algorithm-based investment advisory service includes preselected stocks and ETFs for each asset class within the investments recommended to clients. We do not allow clients to select their own stocks or ETFs because each stock, ETF and asset class is considered to be part of the overall investment plan. Clients may not place orders to purchase or sell securities on a self-directed basis within the managed account. As part of our portfolio management service, we invest your assets according to one or more model portfolios developed by our firm. These models are designed for investors with varying degrees of risk tolerance ranging from a more aggressive investment strategy to a more conservative investment approach. Assets Under Management As of December 31, 2022, Aligned Investing has $5,006 of client assets under management on a discretionary basis and $0 of client assets on a non-discretionary basis.