Avery Wealth, Inc. (“Avery Wealth) is an SEC-registered investment adviser with its principal place of business located in Michigan. Avery Wealth began conducting business in 2008. Listed below are the firm’s principal shareholders (i.e. those individuals and/or entities controlling 25% or more of the company):
• Daniel A Reese, CFP®, President and Chief Compliance Officer The Adviser generally offers a complimentary general consultation to discuss the services available, to give a prospective client an opportunity to review the services desired, and to determine the possibility of a potential Client-Adviser relationship. Investment advisory services begin only after the client and Adviser formalize the relationship with a properly executed Client Agreement. Avery Wealth offers the following services to our clients: INVESTMENT MANAGEMENT SERVICES Avery Wealth offers ongoing portfolio management services based on the individual goals, objectives, time horizon, and risk tolerance of each client. Avery Wealth creates an Investment Policy Statement for each client, which outlines the client’s current situation (income, tax levels, and risk tolerance levels) and then constructs a plan to aid in the selection of a portfolio that matches each client’s specific situation. Investment Supervisory Services include, but are not limited to, the following:
• Investment Strategy
• Asset Allocation
• Regular portfolio monitoring
• Asset allocation
• Risk tolerance Avery Wealth evaluates the current investments of each client with respect to their risk tolerance levels and time horizon. Avery Wealth will request discretionary authority from clients in order to select securities and execute transactions without permission from the client prior to each transaction. Risk tolerance levels are documented in the Investment Policy Statement, which is given to each client. In addition to traditional investment consulting, Avery Wealth offers advanced planning services to each client. Advanced planning services includes the follow core areas:
• Wealth Enhancement – The process of minimizing the impact of taxes on a client’s investment return, while insuring the required cash flow from the portfolio.
• Wealth Transfer – The process of finding and facilitating the most tax-efficient way to pass assets to loved ones in ways that meet the client’s wishes with minimal difficulty and cost.
• Wealth Protection – The process of protecting a client’s wealth against catastrophic loss, potential creditors, litigants, children’s spouses and potential ex- spouses, and identity thieves.
• Charitable Giving – The process of selecting the appropriate means of giving (such as direct gifts, donor-advised funds, or private family foundations), to selecting causes and organizations that will have the biggest impact. In a well-orchestrated wealth management plan, each of the advanced planning areas noted above work in concert with a client’s investment plan to put them in the best position to accomplish the things most important to them. Often, this work is done by coordinating with the client’s other professionals, such as their CPA, business attorney, personal attorney, and commercial and/or personal lines insurance specialist. By implementing a consultative process, the client is able to make informed decisions, and implement only those strategies that they and their team of professionals agree are prudent in attaining their goals. It is important to note that information sharing and coordinated work with other professionals is only done at the direction of the client and with their prior approval. Additionally, service fees charged by other professionals is included in a separate agreement between the client and that professional, and not included under a client’s agreement with Avery Wealth. INDEPENDENT MANAGERS When deemed appropriate and of interest to the client, Avery Wealth may recommend the services of one or more third-party investment managers (“Independent Managers”) that may offer investment programs designed to help clients meet their goals and objectives. Avery Wealth will determine which Independent Manager(s) may be appropriate, depending upon the client’s stated circumstances, stated goals and objectives, strategy desired, account size, risk tolerance, or other factors. The terms and conditions under which the client shall engage the Independent Manager(s) shall be set forth within the written agreements between the client and Avery Wealth. Avery Wealth shall continue to render advisory services to the client

relative to the ongoing monitoring and review of account performance and will act as the client’s primary Adviser. Factors that Avery Wealth shall consider in recommending Independent Manager(s) include the client’s stated investment objective(s), management style, performance, reputation, financial strength, reporting, pricing, and research. The Independent Manager is responsible for portfolio management, portfolio reporting services, best execution review, quarterly reporting, trade error resolution, custodial reconciliations, and implementation of trades within their respective programs. Certain Independent Managers require minimum portfolio conditions as outlined in each Manager’s disclosure materials.
CONSULTATION SERVICES Avery Wealth is available to provide Consultation Services on an hourly basis. Consultation Services may be suitable where limited or occasional services are desired. The Adviser may provide Consultations pertaining to such issues as research, investment analysis, portfolio reviews, asset allocation, general tax issues; retirement planning; education funding; risk assessment; goal setting; business benefit issues; business owner issues; cash flow, or other needs that are identified by the client. The Adviser can tailor services as may be desired by the client. Advice and recommendations may address only certain financial or investment components as desired by the client.
When Consultation Services only focus on certain areas of client interests, needs or is otherwise limited, clients must understand that a client’s overall financial and investment needs and objectives may not be considered as a result of time and/or service restraints placed on the Adviser’s services. Clients requiring assistance on issues relating to matters outside of financial and investment advisory topics should consult their personal tax Adviser, legal counsel, or other professionals for expert opinions. When providing retirement plan-related consultation services, the advice and recommendations are limited to plan offerings. WEALTH.COM Clients of Avery Wealth may, but are not required to utilize Wealth.com free of charge for their estate planning needs. Wealth.com provides a holistic estate planning solution that allows users to create, manage and administrate estate plans through a technology platform. Wealth.com facilitates an optional hybrid model where clients can start the process digitally, but still receive a bespoke human experience by consulting live with one of our local T&E attorney partners for a fee. Advisors purchase access to the Wealth platform as an annual license and can then invite or refer an unlimited number of clients to the platform for estate planning. Wealth.com allows clients to create estate planning documents to action the legacy objectives that we may have designed together. Once referred to Wealth, clients enters the Wealth platform and are guided through the document creation process by Wealth, not by the advisor. Though advisors can refer clients to the platform, they are not involved with the drafting of the legal documents and cannot make selections for the client. As an advisor, we can receive read-only visibility of the client account to help ensure the process is completed and to continue to monitor for optimization opportunities. From a compliance standpoint, offering a Wealth account to a client is no different from any other estate planning referral an advisor can make. Wealth prioritizes advisor compliance with industry best practices regarding legal ethics and professional rules of conduct. Wealth.com works with attorneys who are nationally recognized experts in advising technology firms seeking to structure ethically compliant relationships with consumers of legal services and governmental regulators. ADVICE IMPLEMENTATION AND SERVICE TERMINATION Clients are welcome, but are never under any obligation, to utilize the products, services, or service providers that may be recommended. Implementation of any advice or recommendations, in whole or in part, is entirely at the client’s discretion via the service provider(s) of the client’s choice. The advice provided by the Adviser may include recommendations for updates and reviews. Consultation Services terminate upon the delivery of services. Thus, additional services or reviews must be requested by the client and will be provided under a new or amended engagement. AMOUNT OF MANAGED ASSETS As of 12/31/2023, we were managing $201.703,744 of client’s assets on a discretionary basis and $0 on a non-discretionary basis.