A. Description of the Advisory Firm B. Types of Advisory Services Services Limited to Specific Types of Investments Transcend Advisor Group generally limits its money management selection to mutual funds, individual equities, individual bonds, options, and ETF/Ns (including leveraged and inverse). Transcend Advisor Group may use other types of securities as well to help diversify a portfolio when applicable. Financial Planning Services Transcend Advisor Group provides a variety of financial planning services to individuals and families, pursuant to a written financial planning agreement. Services are offered in several areas of a Client’s financial situation, depending on their goals, objectives and financial situation. Clients may choose a one-time financial plan prepared for a pre- determined flat fee or may choose to engage Transcend Advisor Group on an ongoing basis. Generally, A financial plan is designed to help you with all or most aspects of financial planning. Such financial planning services will involve preparing a financial plan based on the Client’s financial goals and objectives. This planning may encompass one or more areas of need, including, but not limited to investment planning, retirement planning, personal savings, education savings, insurance needs and other areas of a Client’s financial situation. Your Financial plan may include, but not limited to a net worth statement, cash flow statement, a review of investment accounts and asset allocation analysis. A financial plan developed for the Client will usually include general recommendations for a course of activity or specific actions to be taken by the Client. For example, recommendations may be made that the Client start or revise their investment programs, commence or alter retirement savings, establish education savings and/or charitable giving programs. Transcend Advisor Group may also refer Clients to an accountant, attorney or another specialist, as appropriate for their unique situation. For certain financial planning engagements, the Advisor will provide a written summary of Client’s financial situation, observations, and recommendations. For consulting or ad-hoc engagements, the Advisor may not provide a written summary. Plans are typically completed within six months of contract date, assuming all information and documents requested are provided promptly. Financial planning recommendations may pose a potential conflict between the interests of the Advisor and the interests of the Client.

For example, a recommendation to engage the Advisor for investment management services or to increase the level of investment assets with the Advisor would pose a conflict, as it would increase the advisory fees paid to the Advisor. Clients are not obligated to implement any recommendations made by the Advisor or maintain an ongoing relationship with the Advisor. If the Client elects to act on any of the recommendations made by the Advisor, the Client is under no obligation to implement the transaction through the Advisor. Transcend Advisor Group offers the same suite of services to all clients. However, specific client financial plans and their implementation are dependent upon the client Investment Policy Statement which outlines each client’s current situation (income, tax levels, and risk tolerance levels) and is used to construct a client specific plan to aid in the selection of a portfolio that matches objectives, restrictions, needs, and targets. Clients may impose restrictions in investing in certain securities or types of securities in accordance with their values or beliefs. However, if the restrictions prevent Transcend Advisor Group from properly servicing the client account, or if the restrictions would require Transcend Advisor Group to unreasonably deviate from its standard suite of services, Transcend Advisor Group reserves the right to end the relationship. A wrap fee program is an investment program where the investor pays one stated fee that includes management fees, transaction costs, fund expenses, and any other administrative fees. Transcend Advisor Group does not participate in any wrap fee programs. Transcend Advisor Group has the following approximate assets under management: Discretionary Amounts: Non-discretionary Amounts: Date Calculated: $ 216,234,781.00 $0.00 December 2023 Investment Supervisory Services Fees Fees are negotiable and range from 0% annual fee up to a maximum annual fee of 1.85%, depending upon the needs of the client, complexity of the proposed investment strategy, and overall situation. The final fee schedule is found in Section XXV of the Investment Advisory Contract. Lower fees for comparable services may be available from other sources. Fees are paid either monthly or quarterly in advance, or either monthly or quarterly in arrears. Client may terminate the Agreement within five (5) business days of signing this Agreement, without penalty, and with full refund. A. Fee Schedule and Billing C. Client Tailored Services and Client Imposed Restrictions D. Wrap Fee Programs E. Amounts Under Management