A. Description of the Advisory Firm B. Types of Advisory Services Financial Planning Financial plans and financial planning may include but are not limited to: investment planning; life insurance; tax concerns; retirement planning; college planning; and debt/credit planning. Estate Planning Certain clients of Golden Reserve will be given the ability to have a legal plan designed and executed by a qualifying elder law and estate planning law firm and such services will be included in Golden Firm’s annual fee Services Limited to Specific Types of Investments Golden Reserve generally limits its investment advice to mutual funds, fixed income securities, insurance products including annuities, equities, ETFs, treasury inflation protected/inflation linked bonds and non-U.S. securities, although Golden Reserve primarily recommends passive, low cost investing to a majority of its clients. Golden Reserve may use other securities as well to help diversify a portfolio when applicable. Golden Reserve offers multiple suites of services to its clients based on their individual need. The implementation of their specific investment strategies are dependent upon the client Investment Policy Statement which outlines each client’s current situation (income, tax levels, and risk tolerance levels). Clients may impose restrictions in investing in certain securities or types of securities in accordance with their values or beliefs. However, if the restrictions prevent Golden Reserve from properly servicing the client account, or if the restrictions would require Golden Reserve to deviate from its standard suite of services, Golden Reserve reserves the right to end the relationship. A wrap fee program is an investment program where the investor pays one stated fee that includes management fees, transaction costs, fund expenses, and other administrative fees. Golden Reserve does not participate in any wrap fee programs. Golden Reserve has the following assets

under management: Discretionary Amounts: Non-discretionary Amounts: Date Calculated: $201,141,051 $0 Dec 31, 2023 C. Client Tailored Services and Client Imposed Restrictions D. Wrap Fee Programs E. Assets Under Management Fixed Portfolio Management Fees Based on the suite of services provided, the negotiated fixed rate for portfolio management will vary between $500 and $5,000 per year. The final fee schedule is attached as Exhibit II of the Investment Advisory Contract. Clients may terminate the agreement without penalty for a full refund of Golden Reserve's fees within five business days of signing the Investment Advisory Contract. Thereafter, clients may terminate the Investment Advisory Contract immediately upon written notice. Fixed Financial Planning Fees The negotiable fixed rate for creating client financial plans is $500. Clients may terminate the agreement without penalty for a full refund of Golden Reserve's fees within five business days of signing the Financial Planning Agreement. Thereafter, clients may terminate the Financial Planning Agreement generally upon written notice. Estate Planning Fees These services will be included in Golden Reserve’s annual fee. Payment of Portfolio Management Fees Fees are charged quarterly in advance. Portfolio management fees are withdrawn directly from the client's accounts with client's written authorization. Payment of Financial Planning Fees Financial planning fees are paid via check. Fixed financial planning fees are paid 50% in advance, but never more than six months in advance, with the remainder due upon presentation of the plan. Clients are responsible for the payment of all third-party fees (i.e. custodian fees, brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate and distinct from the fees and expenses charged by Golden Reserve. Please see Item 12 of this brochure regarding broker-dealer/custodian.