Firm Description Glassy Mountain Advisors, Inc. (“Glassy Mountain Advisors,” “the firm,” “us,” “we,” or “our”) was founded in 2021 by R. Jordan Smyth, Jr. Glassy Mountain Advisors is a SEC- registered independent investment advisory firm located in Bethesda, Maryland with additional offices in Charlotte and Raleigh, North Carolina. The firm provides wealth management services, including investment management and financial planning, to individual and institutional clients. Principal Owner The principal owner of Glassy Mountain Advisors is R. Jordan Smyth, Jr., who is the President, Senior Wealth Advisor, and Chief Compliance Officer (“CCO”). Investment Advisory Services Glassy Mountain Advisors provides personalized wealth advisory services. We start with a comprehensive review of each client’s investment objectives and financial position, and we use information gathered to develop and implement an asset allocation strategy tailored to the client’s specific situation and investment goals. We then construct an appropriate portfolio, typically including equities and income-generating investments. After establishing a portfolio, we review it regularly to ensure that it continues to serve our client’s needs. Most portfolios include a combination of individual securities, mutual funds, and exchange-traded funds (“ETFs”). Some portfolios include only mutual funds and ETFs. Glassy Mountain Advisors manages accounts on a discretionary basis. We also identify investment restrictions or other limitations the client would like to place on our discretionary authority (if any). Our standard minimum account opening balance is $1,000,000, which may be negotiable based upon certain circumstances. For clients with less than $1,000,000, we typically provide portfolios of mutual funds and ETFs. When Glassy Mountain Advisors provides investment advice to a client regarding the client’s retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act

and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with our clients’ interests, so we operate under a special rule that requires us to act in our clients’ best interest and not put our interest ahead of our clients’. Glassy Mountain Advisors, Inc. Page 5 Financial Planning Services As part of its overall services, Glassy Mountain Advisors also offers financial planning services to its clients, at no additional charge to its investment advisory services. Financial planning involves the collection and examination of comprehensive information about the client’s current financial position, including assets, liabilities, income, insurance coverage, and other elements. We generally use this information to prepare a plan that includes forecasts of future assets and income. Glassy Mountain Advisors does not offer financial planning services to non-clients. Client Assets As of our most recent calculation on December 31, 2023, we had $ 278,031,103 in discretionary assets under management. We do not have any non-discretionary assets under management. Held-Away Accounts Glassy Mountain Advisors may provide investment advisory services on held-away accounts, which are certain employer-sponsored retirement accounts for which Glassy Mountain Advisors is providing limited services. The investment advisory services we provide on held-away accounts are limited to selection from among the investment options approved by the plan administrator or product provider and may be subject to other service limitations, as disclosed to the client in a separate written agreement. If a client elects to engage our investment advisory services for held-away accounts, Glassy Mountain Advisors may use a third-party intermediary’s order management system to facilitate trading activities. The client will be required to enter into a user agreement with the third party detailing the arrangement. For additional information regarding fees and costs, see Item 5.