The Family Firm, Inc. (previously Malgoire Drucker Inc.) was incorporated in June, 1984. Nathan J. Gendelman owns 20% of the firm. Kate Fries and Stacy Bakri each own 40% of the firm. Mary A. Malgoire founded the firm. We provide continuous financial management designed to help you reach your goals and achieve or maintain financial security. This service includes financial planning as well as the management of your investments. Our clients are both individuals and families. Our services cover any and all accounts in which you invest. Our services combine investment and financial management based on your unique circumstances and needs. Our services include preparing and maintaining a financial model that we use to: 1. Understand your complete financial picture 2. Evaluate alternative strategies 3. Help you grasp the future implications of your decisions We conduct an initial review and analysis of your financial position including investment assets, retirement plan benefits, cash management, borrowings, insurance, estate plan, tax considerations, and other factors pertaining to your financial objectives and concerns. After assimilating and reviewing pertinent data and documents, we provide you with a written analysis and recommendations with respect to a financial and investment plan. The delivery of the initial analysis may involve several meetings. This analysis becomes the basis for on-going financial management for you. Upon completion of the analysis, the recommendations of the plan are implemented, and your assets are monitored continuously. On-going advisory services include one or more of the following:
• discretionary investment management
• annual financial updates
• tax planning
• cash flow management

• ad-hoc financial advice Discretionary investment management includes monitoring and adjusting portfolio allocations, selection of investments, and buy/sell execution. Investment management is consistent with your designated investment objectives and the results of the financial planning analysis. At least annually, we report on your financial status, including a review of financial planning issues and recommendations, as well as investment account performance. This review is undertaken in light of initial recommendations, your current goals and financial circumstances, existing and prospective tax laws, and economic/investment conditions. We are specialists at assisting those who must draw a substantial portion of their income from their investments. This involves a high degree of coordination between financial planning projections, current lifestyle and investing decisions. As of 12/31/2023 The Family Firm manages $722,265,000 for approximately 216 individuals and families including staff/family members. Of these assets under management, approximately $702,216,000 are managed on a discretionary basis and $20,149,000 are managed on a non- discretionary basis. “Discretion” means that you have given us written authorization to buy or sell securities for your account in order to implement your investment plan. All of your investible assets, including for example taxable brokerage accounts, employer 401(k) accounts, stock options and other investments are considered in creating an investment plan for you. Your investment plan is unique to you and does not replicate the investment plans of other clients. Any restrictions you may require with respect to investing in certain securities or types of securities must be furnished in writing to us.