This section describes the investment advisory and financial planning services we provide. Zeit Capital Advisors (also referred to in this brochure as “Firm”, “Advisor”, “we”, “our”, “its”, “us”) was founded in 2009. Phillip J. Weber is the Firm’s investment advisor representative and managing member. The Firm is owned by Phillip and Melissa Weber through their interest in the Phillip Jason and Melissa Anne Weber Trust. Advisory Services We offer to provide investment advisory services including asset allocation recommendations, security selection, portfolio management and ongoing portfolio supervision to our clients on a discretionary and non-discretionary basis. Our Firm strives to develop client investment portfolios (“portfolios”) that integrate the long-term investment goals, risk tolerance and financial objectives of our clients as described in written and verbal communications with them. Portfolios will consist of marketable securities and/or investment company securities and will contain investments from multiple asset classes and equity/fixed income sub-styles. Our asset allocation suggestions are based among other things on the relative timeframe, liquidity needs and risk tolerance of each client (see also Item 8 below (Methods of Analysis, Investment Strategies, & Risk of Loss)). We frequently utilize Exchange Traded Funds (“ETF’s”) when creating portfolios but will consider other types of investments previously owned by clients when managing their portfolios such as individual stocks, individual bonds, and mutual funds. Clients may place restrictions upon the type of and/or quantity of securities to be purchased, sold or held in their advisory accounts. These restrictions by the client must be made in writing to us. Any restrictions placed on us to manage their accounts may have an adverse impact on their portfolio performance. After a Client Advisory Agreement (“Agreement”) is executed between our Firm and the client, we will provide investment advisory services through an ongoing interactive process with them. We also provide general non-securities advice on topics including financial planning (see Financial Planning below), tax planning, estate planning, business planning, retirement planning including qualified and non-qualified retirement plan selection, education planning, insurance planning, budgeting and cash flow planning. As of January 31, 2023, we have total assets under management of approximately $117,825,000. We manage approximately $112,575,000 of our clients’ assets on a discretionary basis and $5,250,000 on a non‐discretionary basis. Financial Planning Some of our clients are provided a written financial plan that may include a personal balance sheet and certain financial projections. All reports, financial projections and analyses are intended exclusively for 6 | P a g e the use in developing and implementing client financial plans. In view of this limited purpose, the prepared financial data should not be considered complete financial statements. We will not “audit”, “review” or “compile” such statements and accordingly will not express an opinion or other form of assurance over them. It is likely that there will be differences between projected plan results and actual results because events vary and circumstances frequently do not occur as expected and such differences may be material. Our financial analyses will be highly dependent on certain

economic assumptions about the future. Therefore, the client should establish familiarity with historical data regarding key assumptions such as inflation and investment rates of return as well as an understanding of how significantly these assumptions affect the results of our analyses. The client is ultimately responsible for the assumptions and personal data upon which our procedures and projections are based. The financial plan assumptions and reports are primarily a tool to alert clients to certain potential financial outcomes. The reports do not provide any guaranty about future events including client portfolio returns. The implementation of the plan is solely the responsibility of the client. The financial plans provided for some of our clients do not generally address all potential aspects of financial planning. Retirement Rollovers A client leaving an employer typically has four options (and may engage in a combination of these options): I. Leave the money in their former employer’s plan, if permitted, II. Roll over the assets to their new employer’s plan, if one is available and rollovers are permitted, III. Rollover to an IRA, or IV. Cash out the account value (which could, depending upon the client’s age, result in adverse tax consequences). We may recommend an investor roll over retirement plan assets to an Individual Retirement Account (IRA) managed by us. As a result, we may earn an asset-based fee on those assets. When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. Specifically, if we recommend a client roll over its retirement assets to a managed account managed by us, such a recommendation creates a conflict of interest if we will earn new (or increase its current) compensation as a result of the rollover. Depending on the options available to the individual, rolling over assets to a managed account managed by us could incur higher fees than leaving it in a current plan or moving to another employer-sponsored plan. In contrast, a recommendation that a client or prospective client leave their plan assets with their old employer or roll the assets to a plan sponsored by a new employer will generally result in no compensation to us. We have an economic incentive to encourage an investor to roll plan assets into an IRA that we will manage. There are various factors that we may consider before recommending a rollover, including but not limited to: 7 | P a g e I. The investment options available in the plan versus the investment options available in an IRA, II. Fees and expenses in the plan versus the fees and expenses in an IRA, III. The services and responsiveness of the plan’s investment professionals versus ours, IV. Protection of assets from creditors and legal judgments, V. Required minimum distributions and age considerations, VI. Employer stock tax consequences, if any, VII. Plan’s withdrawal options or limitations, before and/or after retirement No client is under any obligation to rollover retirement plan assets to an account managed by us.