Description of Advisory Firm Wrenne Financial Planning LLC (“WFP”) is registered as a Registered Investment Adviser with the U.S Securities and Exchange Commission. WFP was founded in August of 2014 and is principally owned by Daniel Wrenne. WFP manages $139,932,765 in discretionary Regulatory Assets Under Management as of December 31st, 2023. Types of Advisory Services Combined Investment Management and Comprehensive Financial Planning Services This combined service involves working one-on-one with a planner and implementing our recommendations in investment accounts. The planner will monitor the plan, recommend any changes, and ensure the plan is up to date. After the financial plan is completed, WFP works with clients to implement and monitor individually tailored investment portfolios. As part of the onboarding process for these services, a client will be taken through establishing their goals and values around money. They will be required to provide information to help complete the following areas of analysis: net worth, cash flow, insurance, credit scores/reports, employee benefit, retirement planning, insurance, investments, college planning and estate planning, as well as prior investment history, risk tolerance, family composition and background. Once the client’s information is reviewed, WFP will build and analyze a financial plan, and then the findings, analysis and potential changes to their current situation will be reviewed with the client. The completion of the comprehensive financial plan will then lead to the creation of a personal investment policy or an investment plan with an asset allocation target. Clients subscribing to this service will receive a written or an electronic report, providing the client with a detailed financial plan designed to achieve their stated financial goals and objectives. On an annual basis there will be a full review of the client’s plan to ensure its accuracy and ongoing appropriateness. Any needed updates will be implemented at that time. Additional reviews will occur if the client indicates they had a material change in their previously reported circumstances that could impact their plan and investments. WFP does not offer Comprehensive Financial Planning on a standalone basis. Please note that pursuant to the client agreement you are obligated to notify us promptly when your financial situation, goals, objectives, or needs change. WFP typically recommends investments in mutual funds and exchange-traded funds ("ETFs"). If clients currently own these or other investment types, WFP will review them during our initial meetings and will take them into account during the implementation of the selected investment strategy. Under certain conditions, securities from outside accounts may be

transferred into a client’s account(s); however, WFP may recommend that a client sell any security if we believe that it is not suitable for the current recommended investment strategy. Additionally, trading may be required to meet initial allocation targets, after substantial cash deposits that require investment allocation, and/or after a request for a withdrawal that requires liquidation of a position. Periodically, a client’s account may need to be rebalanced or reallocated in order to reestablish the targeted percentages of the initial asset allocation. This rebalancing or reallocation will occur as required or pursuant to the schedule WFP has determined with the client. Each client will be responsible for their respective tax consequences resulting from the sale of any security, rebalancing or reallocation of the account. Clients are responsible for any taxable events in these instances. WFP’s investment professionals are not tax professionals and do not give tax advice. However, at a clients request we will work with a client’s tax professionals to assist with tax planning. Clients will be notified of any purchases or sales through trade confirmations and statements that are provided by the custodian. These statements list the total value of the account, itemize all transaction activity, and list the types, amounts, and total value of securities held. Each client will at all times maintain full and complete ownership rights to all assets held in their respective account(s), including the right to withdraw securities or cash, proxy voting and receiving transaction confirmations. Student Loan Planning Under our student loan planning service, we provide the following: 1. Creating Your Customized Student Loan Plan; 2. Organize your private and federal student loan details; 3. Clarify your personal, financial, and professional current position and future goals; and 4. Prepare custom repayment strategy considering your situation and options available, including Public Service Loan Forgiveness (“PSLF”), refinance, and consolidation. Client Tailored Services and Client Imposed Restrictions We offer the same suite of services to all our clients. However, specific client financial plans and their implementation are dependent upon the client’s Investment Policy Statement which outlines each client’s current situation (income, tax levels, and risk tolerance levels) and is used to construct a client specific plan to aid in the selection of a portfolio that matches restrictions, needs, and targets. WFP allows client directed restrictions. Clients limit our discretionary authority (e.g., limiting the types of securities that can be purchased or sold for your account) by providing WFP with restrictions and guidelines in writing.