Firm Description WAO Advisory, LLC (“WAO Advisory” or the “Firm”) was organized as a Limited Liability Company formed on March 3, 2022. The principal owner of WAO Advisory is WAO Fintech, LLC, as of October 9, 2023. Types of Advisory Services WAO Advisory provides investment advisory services primarily through an interactive WAO Advisory web platform and mobile application. As an “Internet Advisor” the Firm provides investment advice solely through its web and / or mobile applications. WAO Advisory provides discretionary asset management services and utilizes a separately managed account structure to direct investments on behalf of its Clients. WAO Advisory’s platform allows each Client to be provided individual accounts held with a qualified custodian (opened by WAO Advisory for the benefit of the Client), through which WAO Advisory manages the Client’s assets pursuant to each Client’s Advisory Agreement. Clients access the platform and provide information about their investment objectives and financial situations, including their investment philosophy and preferences. Clients can also impose reasonable restrictions on the management of the account by indicating any assets that should not be traded in their accounts. Based on this information, WAO Advisory’s algorithms provide recommended allocations among various model portfolios (“Strategies”) which Clients can accept, reject, or modify. Each Strategy is comprised of a set of digital assets and baskets of digital assets that are chosen and weighted to fit particular investment goals of a Strategy as a whole. For example, a Strategy may be allocated a certain percentage of their assets to the Layer 1 Basket, DeFi Basket, among other baskets depending on the Client’s investment objectives, financial situation, risk tolerance and time horizon. Once a Client selects a Strategy, the Strategy’s allocation to any basket may change over time depending on a number of factors including but not limited to macro market conditions, risk profile and the performance of a basket. When a Client selects the autopilot feature in the platform their allocation will automatically update if there are allocation changes made to the underlying Strategy. WAO Advisory evaluates investment strategy recommendations both quarterly, and in the event of significant market developments. If a Client does not select the autopilot feature in the platform, their preset allocation to the baskets will not change over time unless they take action to change the basket allocation; however, their portfolio will still be subject to periodic rebalancing. Client allocations can also potentially change whether or not they opt into autopilot based upon Tiers that are reached within their account. See Item 8 of this Brochure for more detail on the baskets and Strategies. See Item 7 for more information on the Tiers. Clients are not required to follow or invest in the recommendations of any of WAO Advisory’s algorithms. Once Clients select their Strategy allocations, Clients may update Strategy selections at will through the platform’s account portal. Clients invest directly in the assets that make up each Strategy and some assets may be included in multiple Strategies. If a Client does not use WAO Advisory’s recommendation and selects their own Strategy or does not select the autopilot feature, this may negatively impact the Client’s ability to achieve their goals. The advisory fee described in Item 5 of this Brochure is still applied to your account if all or a portion of your account is selected by the Client. A Client that wants to self-direct their investments will likely incur lower fees in an account outside of WAO Advisory. WAO Advisory provides additional information on each strategy on the platform; investors should review that information before investing. WAO Advisory enables Clients to invest through the Strategies described under Item 8. WAO Advisory does not permit individual self-directed trades of digital assets or cryptocurrencies. Account Maintenance and Trade Execution WAO Advisory’s proprietary algorithm also uses system-generated checks to monitor for inconsistencies

and red flags in trading. WAO Advisory reserves the right to delay execution of trades in the event that unusual activity is detected in order to determine the validity of the trade or allocation request. If such situation arises, WAO Advisory will attempt to provide notice to the Client of the reason for the delay. WAO Advisory will not delay or attempt to delay any trades based on any opinion or estimation regarding the profitability, market price predictions or projected outcome of the trade. If the Client is seeking advisory services on individual trading decisions, they should not use WAO Advisory’s offerings. As the value of a Client’s investments fluctuates, the assets in their chosen portfolios may diverge from originally assigned preferences. WAO Advisory will automatically rebalance the model “portfolios” or “Strategies” in accordance with each Strategy’s predetermined schedule, as described below and on the platform. A programmatic rebalance may result in the addition of one or more digital assets, the removal of one or more assets, or a change to the relative holdings of each asset within a Strategy. Clients may not opt-out of a programmed Strategy rebalance. WAO Advisory will undertake to notify clients of any additions or deletions of digital assets from a Strategy; however, the Firm has the discretionary authority to make such decisions without consent from the Client. An addition or deletion of a digital asset will occur for a number of reasons including but not limited to the Firm’s reassessment of the digital asset based on changes in market conditions, regulatory risk, liquidity risk, digital asset leverage risk, tactical opportunities, among others. Clients may withdraw their allocation from any Strategy or digital asset if they do not wish to hold the rebalanced Strategy and reallocate to other digital assets. In this situation the Client’s portfolio holdings could diverge significantly from the model Strategy over time. WAO Advisory manages Client accounts and the portfolios using proprietary software owned and operated by WAO Advisory. Rebalances are executed programmatically using WAO Advisory’s software. WAO Advisory is not an exchange and unlike an exchange, WAO Advisory Clients do not place individual buy and sell orders, nor do they specify a time window for the trades to be executed. WAO Advisory does not guarantee a market for all requested trades but maintains a general approach of best efforts to execute all actions requested. Clients can log into their account portal (or “dashboard”) to monitor their investments in real time. The account portal also provides access to details relating to each model Strategy. WAO Advisory will communicate to Clients via email and through the notification center available on the dashboard. WAO Advisory does not provide advisory services outside the Strategy-based program described in this Form ADV. Tailored Relationships WAO Advisory selects a curated portfolio that is most appropriate to the Client based on. Information provided about their investment objectives and financial situation as well as any reasonable restrictions on their investing through the platform. WAO Advisory prompts clients to revisit the information and restrictions provided on an annual basis and reaches out to confirm there have been no changes to the information provided or any changes to a Client’s account preferences annually. As noted above, Clients may impose reasonable restrictions on the digital assets WAO Advisory includes in a Client’s account through the model portfolios by indicating any assets the Client does not want purchased for his or her account. This occurs during the onboarding process and through the dashboard. Wrap Fee Programs WAO Advisory does not offer a wrap fee program. Clients are charged certain administrative fees outlined below in addition to a Management Fee, as also described below. Assets under Management As/of December 31, 2023, WAO Advisory currently has $6,382 of assets under management on a discretionary basis. The Firm does not currently have any assets under management managed on a non-discretionary basis.