A. The Company McIntyre, Freedman & Flynn Investment Advisers, Inc. (“MFF” or the “firm”), a Massachusetts corporation founded in 1986, is registered with the U.S. Securities and Exchange Commission (“SEC”). The principal owner of MFF is Thomas McIntyre. MFF is subject to a stringent overarching fiduciary duty that requires investment advisers to act in the best interests of their clients and to place the interests of clients before their own. “Best interest” is defined as acting with the care, skill, prudence, and diligence of a prudent person acting in a like capacity, and considering the aims, investment objectives, risk tolerance, financial circumstances and needs of the investor without regard to the financial interest or other interest of the individual financial adviser or their firm. Our experienced team is available during regular business hours to talk with you and answer your questions. We are not a mega-sized firm. When you call our office, you will not need to select options or wait for prompts – your call will be answered by a member of our staff. B. Advisory Services MFF has been providing investment advisory services to clients since 1986. MFF’s goal is to provide individuals the high quality, fundamental investment services available to large pension funds – but for accounts as small as $100,000. MFF offers investment advisory services based on the individual goals, objectives, time horizon, and risk tolerance of each client. MFF will provide ongoing investment management and ongoing oversight of the client’s portfolio and overall account. MFF offers two investment strategies: Growth Equity Strategy and Dividend Equity Strategy. An individually managed account(s) will offer the flexibility to request tax loss or gain selling and the ability to exercise control over the timing of distribution requests. Our investment strategies allow clients the option to restrict an investment in an individual security or types of securities. For example: pharmaceutical stocks may be restricted from the portfolio at the client’s written request. Investment advisory services will be provided on a discretionary basis. Clients will be required to give MFF limited power of attorney at the custodian to manage the client's assets in accordance with what MFF deems to be in the client's best interest based on the client’s investment objectives and

guidelines. Clients will retain individual ownership of all cash and securities in their account. C. Client Tailored Services and Client Imposed Restrictions MFF’s investment advisory services are tailored to meet the specific needs of each client. In order to provide appropriately individualized services, MFF will work with each client to obtain information regarding the client’s financial circumstances, investment objectives, overall financial condition, income and tax status, personal and business assets, risk profile and other information regarding the client’s financial and investment needs. In order for MFF to provide effective investment management services, it is critical that clients provide accurate and complete information to MFF and inform MFF anytime such information needs to be updated or anytime there is a change in their financial circumstances, investment objectives and/or risk profile. Generally, clients are permitted to impose reasonable restrictions on investing in certain securities or types of securities in their advisory accounts, provided, however, that some restrictions may not be accommodated when utilizing Exchange Traded Funds or mutual funds. In addition, a restriction request may not be honored if it is fundamentally inconsistent with MFF’s investment philosophy, runs counter to the client’s stated investment objectives, or would prevent MFF from properly servicing client accounts. Whether clients will be able to place reasonable restrictions on the types of investments that will be made on the client's behalf is at the sole discretion of MFF. D. Wrap Fee Programs Under a wrap fee program, advisory services (which may include portfolio management or advice concerning the selection of other investment advisers) and transaction services (e.g., execution of trades) are provided for one fee. These portfolio solutions are generally pre- configured with limited flexibility. This is different from traditional investment management programs, whereby services are provided for a fee, but transaction services are billed separately on a per-transaction basis. MFF does not offer clients the option of investing in a wrap-fee program. E. Assets Under Management As of December 31, 2023, the total amount of client assets managed by MFF is approximately $138,757,805. All assets are managed on a discretionary basis.