About Delta Advisory Group, Inc. (“DAG”) DAG is a Florida corporation founded in 1996. DAG is an investment adviser registered with the Securities & Exchange Commission (“SEC”) with its home office located at 696 North Maitland Avenue, Maitland, Florida, 32751. DAG maintains a branch office at 698 North Maitland Avenue Suite 201, Maitland, Florida 32751. Please note that the words “we,” “us,” and “our” may be used to refer to DAG throughout this brochure, as the context may require. Furthermore, the words “you,” “your,” and “Client” may be used to refer to you as either a client or a prospective client of DAG, as the context may require. DAG’s principal shareholder (i.e., those individuals and/or entities controlling 25% or more of this company) is:
• Clarence – Pelton, LTD Advisory Services Offered Prior to forming an investment advisor-client relationship, DAG may offer a complimentary general consultation to prospective Clients to discuss the nature of its service offerings and to determine the possibility of a potential advisory relationship. Investment advisory services begin only after the prospective Client and DAG formalize their relationship with a properly executed written advisory agreement. Portfolio Management DAG provides continuous advice to a Client regarding the investment of Client funds and non-continuous asset management of Client funds based on individual needs of the Client. Through personal discussions and the data gathering process, the Client’s goals and objectives based on a his/her particular circumstances are established to determine the appropriate manner in which to manage the Client’s portfolio. During our data gathering process, we determine the Client’s individual objectives, time horizons, risk tolerance, and liquidity needs. As appropriate, we also review and discuss a client’s prior investment history, as well as family composition and background. DAG manages these advisory accounts on a discretionary basis. Account supervision is guided by the client’s stated objectives and tax considerations. Clients may impose reasonable restrictions on investing in certain securities, types of securities, or industry sectors. DAG’s investment recommendations are not limited to any specific product or service offered by a broker/dealer or insurance company. Because some types of investments involve certain additional degrees of risk, they will only be implemented or recommended when consistent with the Client’s stated investment objectives, tolerance for risk, liquidity, and suitability. Selection of Broker by DAG As a condition of participation in most services with DAG, Clients are generally required to maintain their brokerage account(s) at Charles Schwab & Co. Inc. (“Schwab”). Financial Planning Services DAG provides financial planning services. Financial planning is a comprehensive evaluation of a Client’s current and future financial state by using currently known variables to predict the future cash flows, asset values, and withdrawal plans. Through the financial planning process, all questions, information, and analysis are considered as they impact and are impacted by the entire financial and life situation of the Client. Clients purchasing this service receive a written report which provides the Client with a detailed financial plan designed to assist the Client in achieving his/her financial objectives. Generally, the financial plan addresses any or all of the following areas: personal situations, tax and cash flow, investments, insurance, retirement, death and disability, and estate. DAG gathers required information through written information and documentation provided by the Client, as well as in-depth personal interviews. The information gathered includes the Client’s current financial status, tax status, future goals, return objectives, and attitudes towards risk. Should the Client choose to implement the recommendations contained in the plan, we will suggest the Client work closely with his/her attorney, accountant, insurance agent, and/or stockbroker.

Implementation of the financial plan recommendations is entirely at the Client’s discretion. DAG also provides general non-securities advice on topics that may include tax and budgetary planning, estate planning, and business planning. Typically, the financial plan is presented to the Client within six months of the contract date, provided that all information needed to prepare the financial plan has been promptly provided. Financial planning recommendations are not limited to any specific product or service offered by a broker/dealer or insurance company. Consulting There are situations in which a DAG investment advisor provides advice on specific topics not involving a comprehensive financial plan. Often, these situations are associated with events such as divorce, death, retirement, or a child entering college. Newsletters DAG provides Clients with newsletters sent monthly that include updates and investment- related advice. Client Tailored Services and Client Imposed Restrictions DAG will tailor services for each individual Client based on industry standards and information gathered from Client suitability forms such as the Risk Tolerance Questionnaire and the Client Profile. Clients may impose restrictions in receiving recommendations for investing in certain securities or types of securities in accordance with their values or beliefs. However, if the restrictions prevent DAG from making proper recommendations for the Client account, DAG reserves the right to end the relationship. IRA Rollover Considerations & Recommendations As part of our investment advisory services to you, we may recommend that you withdraw the assets from your employer's retirement plan and roll the assets over to an individual retirement account (IRA) that we will manage on your behalf. If you elect to roll the assets to an IRA that is subject to our management, we will charge you an asset-based fee as set forth in the agreement you executed with our firm. This practice presents a conflict of interest because persons providing investment advice on our behalf have an incentive to recommend a rollover to you for the purpose of generating fee-based compensation rather than solely based on your needs. You are under no obligation, contractually or otherwise, to complete the rollover. Moreover, if you do complete the rollover, you are under no obligation to have the assets in an IRA managed by our firm. We comply with the Department of Labor (“DOL”) Prohibited Transaction Exemption 2020-02 (“PTE 2020-02”) where applicable. Our firm is providing the following additional acknowledgment: When the Adviser provides investment advice to individuals regarding a retirement plan account or individual retirement account, the firm is deemed a fiduciary within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way the Adviser makes money creates potential conflicts with a client’s interest. Therefore, the Adviser, operates under a special rule which requires the firm to act in a client’s best interest and not put the Adviser’s interest ahead of the client. Under this special rule’s provisions, the Adviser must:
• Meet a professional standard of care when making investment recommendations (give prudent advice);
• Never put the Adviser’s financial interests ahead of a client when making recommendations (give loyal advice);
• Avoid misleading statements about conflicts of interest, fees and investments;
• Follow policies and procedures designed to ensure advice given is in the client’s best interest;
• Charge no more than is reasonable for services; and • Provide basic information about conflicts of interest. Client Assets Under Management As of December 31, 2023, DAG provides continuous management services for $174,000,000 in client assets for 446 clients on a discretionary basis. DAG does not currently provide any non-discretionary portfolio management.