Harmony Point Wealth Advisors, Inc. (“Harmony Point Wealth Advisors” or “Advisor”) is an investment advisor firm registered with the U.S. Securities and Exchange Commission (“SEC”) since November 2022. The principal owners of Harmony Point Wealth Advisors are Marek Pfeil, President, and Kenneth Graham, Vice President. The Chief Compliance officer is Marek Pfeil. Harmony Point Wealth Advisors offers a variety of investment advisory services, which include consulting, investment management and financial planning services. Prior to Harmony Point Wealth Advisors rendering any of the foregoing advisory services, clients are required to enter into one or more written agreements with Harmony Point Wealth Advisors establishing the relevant terms and conditions of the advisory relationship. Advisory Services Harmony Point Wealth Advisors (“Advisor”) provides fee-based investment advisory services and financial planning services based on client’s individual needs. The Advisor may use exchange listed securities, corporate debt securities, CDs, municipal securities, mutual funds, ETFs, and United States government securities to accomplish this objective. The Advisor evaluates and selects mutual funds by using various quantitative and qualitative criteria. The Advisor may recommend, on occasion, redistributing investment allocations to diversify the portfolio in an effort to reduce risk and increase performance. The Advisor may recommend specific stocks to increase sector weighting and/or dividend potential. The Advisor may recommend employing cash positions as a possible hedge against market movement which may adversely affect the portfolio. The Advisor may recommend selling positions for reasons that include, but are not limited to, harvesting capital gains or losses, business or sector risk exposure to a specific security or class of securities, overvaluation or overweighting of the position(s) in the portfolio, change in client’s risk tolerance, or any risk deemed unacceptable for the client’s risk tolerance. Selection of Other Advisors Harmony Point Wealth Advisors recommends and refers clients to unaffiliated money managers or investment advisors through Managed Account programs sponsored by a third-party provider. In these arrangements, the client will enter into a program and investment advisory agreement with the program sponsor. Harmony Point Wealth Advisors will assist and advise the client in establishing investment objectives and continue to provide oversight of the client account and ongoing monitoring of the activities of the sub-advisors. In consideration for such services, the program sponsor will charge a program fee that includes the investment management fee of the sub-advisors, the administration of the program and trading, clearance and settlement costs. The program sponsor

will add Harmony Point Wealth Advisors’ investment advisory fee (described in Item 5 below) and will deduct the overall fee from the client account quarterly in advance based on the fair market value at the end of the preceding quarter. Harmony Point Wealth Advisors Page 5 Harmony Point Wealth Advisors will ensure that all third-party money managers recommended to clients will be an investment advisor registered with the SEC or exempt from such registration. The client, prior to entering into an agreement with a third-party money manager selected by Harmony Point Wealth Advisors, will be provided with that manager’s factsheet. In addition, Harmony Point Wealth Advisors and its client will agree in writing that the client’s account will be managed by th e selected third-party money manager on a discretionary basis. Portfolio Management Services Harmony Point Wealth Advisors offers ongoing portfolio management services based on the individual goals, objectives, time horizon, and risk tolerance of each client. Harmony Point Wealth Advisors creates an Investment Profile Questionnaire for each client, which outlines the client’s current situation (income, tax levels, and risk tolerance levels). Portfolio management services include but are not limited to the following: investment strategy, personal investment policy, asset allocation and asset selection, and regular portfolio monitoring. Financial Planning In addition to investment advisory services, Harmony Point Wealth Advisors may provide financial planning services to some of its clients. The Advisor’s financial planning services may include recommendations for portfolio customization based on the client’s investment objectives, goals and financial situation. Financial planning may also include non-investment advice such as developing strategies to achieve retirement or other financial goals, tax optimization strategies, cash flow and budgeting analysis, financial education, estate planning, and asset protection strategies, among others. Harmony Point Wealth Advisors may work with other professionals such as attorneys, Certified Public Accountants, trust officers, etc., to provide financial and estate planning advice. Harmony Point Wealth Advisors will tailor its advisory services to its client’s individual needs based on meetings and conversations with the client. If clients wish to impose certain restrictions on investing in certain securities or types of securities, the Advisor will address those restrictions with the client to have a clear understanding of the client’s requirements. Harmony Point Wealth Advisors does not provide portfolio management services to wrap fee programs. As of December 31, 2023, Harmony Point Wealth Advisors had $202,396,398 in discretionary and $41,991,430 in non-discretionary client assets under management.