Crossmark is a faith-based boutique investment management firm that provides a full suite of investment strategies to institutional investors, financial advisors, and the clients they serve. Crossmark is a privately owned SEC-registered investment adviser established in 1987, and headquartered in Houston, Texas. We primarily offer our services through managed account platforms maintained by unaffiliated financial intermediaries, including wrap fee programs. Some of these relationships involve dual contract arrangements whereby both Crossmark and the client’s primary adviser have an advisory agreement with the client. We also provide investment advisory services directly to clients through separately managed accounts. And, we serve as the investment advisor to the series portfolios of Steward Funds, Inc. (the Steward Funds), each a registered investment company under the Investment Company Act of 1940 (the Investment Company Act), available to both individual and institutional investors. Crossmark is wholly owned by Crossmark Global Holdings, Inc. (Crossmark Global Holdings), which is also a privately owned company. Crossmark Global Holdings is a wholly owned indirect subsidiary of AGFinancial, a Missouri non-profit corporation. Crossmark manages the assets of each Steward Fund based on the investment goals and objectives outlined in the applicable Steward Fund’s prospectus. Before investing in a mutual fund, you should refer to the fund’s prospectus and Statement of Additional Information (SAI) for important information regarding the Fund’s investment objective, risks, charges, expenses, and additional disclosures regarding the management of the fund. For the Steward Funds, these documents are available on-line at www.stewardfunds.com. Crossmark tailors its advisory services for a Steward Fund to such Steward Fund’s overall investment program, not to the needs of any individual investor. With respect to individual and institutional clients, Crossmark provides model-driven investment advice and discretionary investment management services.

With limited exceptions, our services are not tailored to your individual needs. We rely on your financial intermediary to review your goals and objectives in developing an investment program tailored to meet those investment needs and objectives. Institutional clients may develop their own investment programs tailored to meet their investment needs and objectives. The investment strategies that we offer may be selected by you or your financial intermediary to achieve certain objectives included in your overall investment program. As the client, you may impose reasonable restrictions on our ability to invest in certain securities, types of securities, or industry sectors. Clients who impose investment restrictions should be aware that the performance of their accounts may differ from that of the investment strategies not subject to investment restrictions. Crossmark manages its wrap program accounts in substantially the same manner as its other clients employing the same investment strategy. Crossmark provides asset allocation, investment advice, and discretionary investment management services that cover equity securities, options on equity securities, corporate debt instruments, government and agency securities, municipal securities, exchange traded funds (ETFs), and mutual funds, including the Steward Funds. The specific investment style chosen for each client should be based on the goals, objectives, and individual needs of the client. Crossmark has recommended, and may in the future recommend, that its clients invest in the Steward Funds. Any client may, outside of any relationship with Crossmark, make direct investments in the Steward Funds. As of March 31, 2023, Crossmark had approximately $5.603 billion of discretionary assets under management, and $204 million of assets we advise on a non-discretionary basis. As used in this Brochure, the words firm, we, our, and us refer to Crossmark; and the words you, your, and client refer to you as either a client or prospective client of Crossmark. 6 | P a g e