Charles D. Hyman & Company is an SEC-registered investment adviser with its principal place of business located in Florida. The Firm began conducting business in 1994. Listed below are the Firm's principal shareholders (i.e., those individuals and/or entities controlling 25% or more of this company): 1) Charles D. Hyman (“Mr. Hyman”) We offer the following advisory services to our clients: INDIVIDUAL PORTFOLIO MANAGEMENT Our Firm provides continuous asset management of client funds based on the individual needs of the client. Through personal discussions in which goals and objectives based on the client's particular circumstances are established, we develop the client's personal investment policy. We create and manage a portfolio based on that policy. During our data-gathering process, we determine the client’s individual objectives, time horizons, risk tolerance, and liquidity needs. As appropriate, we may also review and discuss a client’s prior investment history, as well as family composition and background. We manage these advisory accounts on a discretionary or non-discretionary basis. Account supervision is guided by the client's stated objectives (i.e., maximum capital appreciation, growth, income, or growth and income), as well as tax considerations. Clients may impose reasonable restrictions on investing in certain securities, types of securities, or industry sectors. Once the client's portfolio has been established, we review the portfolio periodically and, if necessary, rebalance the portfolio based on the client's individual needs. Our investment recommendations are not limited to any specific product or service offered by a broker-dealer or insurance company, and they will generally include advice regarding the following securities:
• Exchange-listed securities
• Securities traded over the counter
• Corporate debt securities (other than commercial paper)
• Commercial paper
• Municipal securities
• Mutual fund shares
• United States government securities 5 | P a g e Because some types of investments involve certain additional degrees of risk, they will only be recommended when consistent with the client's stated investment objectives, risk tolerance, liquidity needs, and suitability considerations. CONSULTING SERVICES In addition to individual Portfolio Management,

we also offer general consulting services on a negotiated fee basis. This may include special projects, analysis or advice on a specific investment or portfolio, providing education such as in seminars, or other advisory services. If you engage us for consulting services, we will enter into an agreement with you setting forth the terms and conditions of our engagement, describing the scope of services to be provided and memorializing our fee. IRA Rollover Recommendations For the purpose of complying with the DOL's Prohibited Transaction Exemption 2020-02 ("PTE 2020-02"), when applicable, we are providing the following acknowledgment to clients. When we provide investment advice to clients regarding their retirement plan account or individual retirement account, we are a fiduciary within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates conflicts with clients’ interests. We operate under an exemption that requires us to act in the clients’ best interest and not put our or our employees’ interests ahead of the clients. Under this exemption, we must:
• meet a professional standard of care when making investment recommendations (give prudent advice),
• never put our or our employees’ financial interests ahead of the clients when making recommendations (give loyal advice),
• avoid making misleading statements about conflict of interests, fees, and investments,
• follow policies and procedures designed to ensure that we and our employees give advice that is in the clients’ best interest,
• charge no more than is reasonable for our services, and
• give the clients basic information about conflict of interests. We benefit financially from the rollover of the clients’ assets from a retirement account to an account that we manage or advice because the clients’ assets increase the assets we manage and, consequently, our advisory fees. As a fiduciary, we only recommend a rollover when we and our employees believe it is in the client’s best interest. AMOUNT OF MANAGED ASSETS As of 12/31/2023, we were actively managing $2,175,160,251 of clients' assets on a discretionary basis plus $22,275,004 of proprietary assets on a non-discretionary basis. 6 | P a g e