Joseph J. Hasson Jr. (“Advisor”) provides general portfolio advice to clients within the context of the client’s overall financial position. Due consideration is given to the client’s risk tolerance, financial objectives, and the time horizons utilized for goal attainment. Advisor encourages clients to maintain contact with him should parameters for managing their accounts change. In addition, Advisor makes effort to speak with clients on a regular basis. Advisor does not participate in any “wrap fee programs”. Advisor is a SEC – registered advisor and has been for approximately 27 years. Advisor has no immediate subsidiaries. Advisor operates as a single practitioner and owns 100 % of the advisory business. Advisor runs the practice of a general financial planning, money management, and tax advisory business. Advisor limits investment advice to individual stocks, individual bonds, mutual funds (open-end and closed-end), exchange traded funds (ETF’s), and master limited partnerships. Domestic, as well as international securities are also included. Advisor is the only non-client person authorized to make position changes in a client’s account. Clients have the ability to place transactions in their own accounts either via the telephone or on-line through a Fidelity website. This is discouraged, but is made available in the event the Advisor is incapacitated in some way, thus providing some level of continuity and protection for a client’s assets. All client assets are custodianed with Fidelity Investments, “a qualified custodian”. Clients give Advisor trade authorization on their behalf to buy and sell securities for specific broad categories of investment products. Clients may impose restrictions on investing in certain securities or types of securities. Fidelity provides custodian generated trade confirmations, monthly statements, yearend tax reporting statements, and access to a real time account management system that is password protected and available to a client on a 24/7 basis. Advisor does not provide any statements to clients. Thus all notifications to clients are provided by an independent third party. All client assets are managed on a discretionary basis and such assets, termed regular assets, totaled $94,754,577 of 12/31/2023. Advisor has over 47 years of investment experience. Advisor has held senior operating positions in several Wall St. firms

including Merrill Lynch (Managing Director) and Donaldson Lufkin and Jenrette (Sr. Vice President and principal). Advisors education includes a BS in mathematics/physics with Distinction from the United States Naval Academy (1966) and an MBA from Columbia University Graduate School of Business (1972). At Columbia, Advisor was admitted to Beta Gamma Sigma (national honor society in business) and was the Bronfman Fellow during his stay. Additionally, Advisor is enrolled to practice before the Internal Revenue Service (Enrolled Agent). Effective October 12, 2010 the SEC amended Form ADV, part 2B. to provide that an advisor “may list any professional designation held by the supervised person. “If the advisor chooses to do so, the advisor “must provide a sufficient explanation of the minimum qualifications required for each designation to allow clients to understand the value of the designation.” The following information will serve to meet this requirement.
• IRS Circular 230 (Revision 4-2008) enumerates the Regulations Governing the Practice of Attorneys, Certified Public Accounts, Enrolled Agents, Enrolled Actuaries, Enrolled Retirement Plan Agents, and Appraisers, before the Internal Revenue Service. Section 10.4 provides that: The Director of the Office of Professional Responsibility may grant enrollment as an Enrolled Agent to an applicant who demonstrates special competence in tax matters by written examination administered by or administered under the oversight of, the Director of the Office of Professional Responsibility and who has not engaged in any conduct what would justify the censure, suspension, or disbarment of any Practitioner under the provisions of this part. Continuing Education for Enrolled Agents consists of the completion of 72 credit hours of study for the 3 year period preceding the effective date of enrollment to practice. Each year of 3 year cycle is termed an enrollment year, and an Agent must complete a minimum of 16 hours of Continuing Education including 2 hours of Ethics or Professional Conduct. An Enrolled Agent has the same standing before the IRS as a Certified Public Account with respect to tax matters. More information on Enrolled Agent can be found on the IRS website, www.irs.gov, by searching for Circular 230.