Tribeca Financial, LLC, ("Tribeca") is a registered investment adviser primarily based in Mesa, Arizona. We are organized as a limited liability company under the laws of the State of Arizona. We have been providing investment advisory services since July 27, 2001. We are owned by Ricedorff Financial Services, LLC which is owned by Ryan J. Ricedorff. Tribeca provides continuous investment management services. Prior to engaging Tribeca to provide services, the client is required to enter into a written agreement(s) with Tribeca setting forth the terms and conditions under which Tribeca renders its services (collectively the "Agreement"). The following paragraphs describe our services and fees. Refer to the description of each investment advisory service listed below for information on how we tailor our advisory services to your individual needs. As used in this brochure, the words "we", "our" and "us" refer to Tribeca and the words "you", "your" and "client" refer to you as either a client or prospective client of our firm. Investment Management Services We provide discretionary and non-discretionary portfolio management services in accordance with your individual investment objectives. Subject to a grant of discretionary authorization, we have the authority and responsibility to formulate investment strategies on your behalf. This authorization includes deciding which securities to buy and sell, when to buy and sell, and in what amounts, in accordance with your investment program, without obtaining your prior consent or approval for each transaction. Discretionary authority is typically granted by the investment advisory agreement you sign with our firm, a power of attorney, and/or trading authorization forms. You may limit our discretionary authority (for example, limiting the types of securities such as socially responsible funds that can be purchased for your account) by providing our firm with your restrictions and guidelines in writing. Tribeca tailors its advisory services to the individual needs of clients. Tribeca consults with clients initially and on an ongoing basis to determine risk tolerance, time horizon and other factors that may impact the clients’ investment needs. Tribeca ensures that clients’ investments are suitable for their investment needs, goals, objectives and risk tolerance. If you enter into non-discretionary arrangements with our firm, we must obtain your approval prior to executing any transactions on behalf of your account. You have an unrestricted right to decline to implement any advice provided by our firm on a non-discretionary basis. Non-discretionary arrangements also include investment management services to clients relative to variable life/annuity products that they may own, their individual employer-sponsored retirement plans, and/or 529 plans or other products that may not be held by the client’s primary custodian. In so doing, Tribeca either directs or recommends the allocation of client assets among the various investment options that are available with the product. Client assets are maintained at the specific insurance company or custodian designated by the product. Sub-advisory Arrangements As part of our portfolio management services, we may use one or more sub-advisers to manage a portion of your account on a discretionary

basis. We will regularly monitor the performance of your accounts managed by sub-adviser(s), and may hire and fire any sub-adviser without your prior approval. We may pay a portion of our advisory fee to the sub-adviser(s). BAM Advisor Services, LLC DBA Loring Ward (“BAM”). We have engaged BAM under a Tri-party Relationship Agreement to include the provision of back-office services for the benefit of Clients' accounts. BAM retains a portion of your fee for its services, which include, but are not limited to, account administration, technology, and trading. Clients are not charged any additional fees for BAM’s services. We share relevant Client information with BAM. BAM maintains a privacy policy whereby BAM does not disclose non-public information obtained from us to any non-affiliated third parties, except as required to process transactions on Client’s behalf. Moreover, Client appoints our firm to receive BAM's Disclosure Brochure or Form ADV, Part 2A. Just as our Disclosure Brochure, BAM's brochure contains information about BAM’s advisory services, fees, types of clients, methods of analysis, investment strategies and risk of loss, disciplinary information (if any), financial affiliations, Code of Ethics, brokerage practices, review of accounts, other compensation or referral arrangements, custody of client assets, proxy voting, and any relevant financial information. We retain copies of BAM’s Disclosure Brochure and, upon Client request, will provide Client with copies of any Disclosure Brochure of BAM by paper or electronic means. This appointment shall remain in place until such time as revoked by you. Included with our investment management services are complementary written financial wealth plans. These written plans are provided upon your request and may include employee benefits, insurance, estate planning, and tax and cash flow needs of the client. In performing its services, Tribeca is not required to verify any information received from the client or from the client’s other professionals (e.g., attorney, accountant, etc.) and is expressly authorized to rely on such information. Selection of Other Advisers Tribeca may direct clients to third-party investment advisers. Before selecting other advisers for clients, Tribeca will verify that all recommended advisers are properly licensed, notice filed, or exempt in the states where Tribeca is recommending the adviser to clients. Types of Investments We offer advice on index or asset class funds, individual debt and equity securities, no-load mutual fund classes, as well as private debt and equity securities. Additionally, we may advise you on various types of investments based on your stated goals and objectives. We may also provide advice on any type of investment held in your portfolio at the inception of our advisory relationship. Since our investment strategies and advice are based on each client’s specific financial situation, the investment advice we provide to you may be different or conflicting with the advice we give to other clients regarding the same security or investment. Assets Under Management As of December 2023, we provide continuous management services for $ 128,839,179 in client assets on a discretionary basis, and $ 59,116,867 in client assets on a non-discretionary basis.