TLG Advisors, Inc. (TLGA) is a U.S. Securities and Exchange Commission Registered Investment Adviser. We provide investment supervisory services, manage investment advisory accounts, financial planning, and furnish investment advice to individuals, retirement plans, pension and profit-sharing plans, trusts, estates, charitable organizations, businesses and corporations. We provide these services through independent Investment Advisor Representatives who are affiliated with TLG Advisors, Inc. and sub- advisors (money managers), program sponsors and platform affiliates. The firm has been in business since 1997. It is owned by Simplicity Financial Marketing Holdings Inc. The services we provide include: Investment policy planning Computer-based investment advisory accounts Evaluation of your investment needs and objectives Development of an investment strategy and asset allocation for you Identification of appropriate managers and investment vehicles for you Ongoing monitoring of individual asset manager’s performance for you Review of your accounts to ensure proper asset allocations and investments Recommendations for account rebalancing if necessary Comprehensive financial planning Estate planning Business planning and business continuation planning Investment fiduciary services for ERISA qualified retirement plans Starlight Portfolios Starlight Portfolios is a division of TLG Advisors that provides web-based advisory services direct to consumer and through solicitors. The portfolios are composed of passive and active mutual funds. Portfolio recommendations are made based upon answers to a risk tolerance questionnaire, with the investment objectives falling into capital appreciation, capital preservation or income. Starlight Portfolios manages its portfolios across six to 12 risk classes depending on custodian, and three fund management styles (active, passive, or a blend). The portfolio a client invests in is contingent on their answers to the risk questionnaire and their preferences, if any, to active or passive management with respect to the fund managers. The portfolios themselves are reviewed and may be updated quarterly based on changes in investment research and fund performance. The research used to determine the allocations is based on strategic allocations with tactical moves as prescribed by market conditions.

Each fund chosen for the portfolio is screened for several factors including expense ratio, standard deviation, fiduciary score, sharp ratio, alpha, and return. Types of Investments The programs used by TLG Advisors, Inc. advisors include asset management programs, using primarily mutual funds, collective trust funds, exchange traded funds, exchange-listed securities, over-the-counter securities, private equity, United States government securities, Municipal securities, variable and fixed life insurance and variable and fixed annuities, but is certainly capable of providing advice on a host of other investment types as well. Advisors may prepare written financial plans for Clients for a fee. Client Assets The Firm advises approximately $1,660,000,000 in client assets as of December 31, 2023. All of that amount is discretionary at the advisor or sub-advisor level, meaning each client gives permission for the advisor or sub-advisor to make purchase and sell decisions. Non-managed courtesy account services In some circumstances, TLGA may enter into a relationship with the Client to facilitate the custody of Client assets at a TLGA-approved custodian without providing investment management services or advice. Such accounts are referred to as Non-Managed Courtesy Accounts. In these cases, TLGA and its IARs help facilitate the opening and maintenance of the Client’s account, including transfers of securities and cash or cash equivalents, as directed by Client. Advisor will not direct the investment or reinvestment of the assets in Client’s account, nor exercise any discretion on the account. Any trades placed by Advisor in the Account will be solely on a non-solicited, non-discretionary basis, as requested by Client. Because of Advisor’s limited role, Advisor is not responsible for ensuring that the investments made in the Account conform to the Client’s financial circumstances, investment objectives, investment time horizon, and risk tolerance, even if such information is available to Advisor within the TLGA New Account Form. However, the Advisor may assist Client procedurally in imposing guidelines and/or restrictions (if any) that have been provided by the Client below. Such guidelines and restrictions may be amended or supplemented from time to time by agreement of the parties and in accordance with the terms of this Agreement.