Firm Description Founded in 2002, Dickmeyer Boyce Financial Management, Inc. (“DBFM” or “Dickmeyer Boyce”) is a fee-only financial planning and wealth management firm. DBFM provides personal financial planning and investment management to individuals, families and their related entities, trusts and estates, and family businesses. DBFM also acts as an advisor to employer retirement plans. DBFM does not sell any financial products nor do we receive commissions for recommending or placing clients in financial products. DBFM works with each client to evaluate their financial situation, including risk tolerance and define their financial objectives. DBFM then works to develop strategies for reaching client’s objectives. Clients may impose reasonable restrictions on investing in certain securities, types of securities, industries and/or sectors. This must be done in writing and be signed by the client and Dickmeyer Boyce. Principal Owners Dickmeyer Boyce has eight employees including two Certified Financial Planner™ designees. David A. Dickmeyer and Ian D. Boyce are Principal Owners in the firm. Fiduciary Status When we provide investment advice to you regarding your retirement plan account or individual retirement plan account, we are fiduciaries within the meaning to Title 1 of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interests ahead of yours. Types of Advisory Services The following are typical services offered to clients: Personal Financial Overviews This analysis is a detailed review of your Personal Financial Situation. The overview focuses on addressing the financial questions that are important to you whether they be:
• Knowledge about retirement readiness
• An overview of your portfolio and investment strategy
• A review of the adequacy of life or long term care insurance, estate or tax planning questions,
• Education funding questions
• Any other questions you may have After the meeting, you will receive a detailed follow-up letter with reports, recommendations, and a summary. Additionally, the overviews are helpful in determining the appropriate portfolio strategy for clients who decide to utilize our Wealth Management service. Prospective clients who go through the Personal Financial Overview, who meet the investment minimum and who choose to become wealth management clients upon completion of this process, will have their overview fee of $1,000 waived. Hourly Engagements Some clients may choose to utilize our services on an hourly basis. The

scope of the engagement will be clearly outlined in an engagement letter prior to the meeting. Wealth Management Upon completion of the Personal Financial Overview process you may consider engaging us through our Wealth Management Services: Asset Management and Comprehensive Financial Planning. Wealth Management is a holistic process of evaluating your complete financial picture that brings together the key elements of your financial plan with the management of your investment assets to achieve your financial goals. Asset Management Through the Personal Financial Overview (PFO) we are able to determine the optimal portfolio allocation and return necessary to meet your financial objectives. We use our Asset Management service as the means to achieve your goals. Our investment philosophy seeks to manage risk first, and in the process of doing so, improve long term return. We provide you with periodic reviews including performance information, as well as an opportunity for you to review other aspects of your financial picture with your advisor. Comprehensive Financial Planning This service involves the development of a more comprehensive and strategic financial plan based on the initial findings of the Personal Financial Overview. While it begins with the PFO, we delve deeper into the complex issues of Retirement, Insurance, Tax and Estate Planning to ensure that each element is designed to efficiently grow your wealth and meet your long-term goals. Your financial plan is completed over the course of a year and includes specific recommendations and steps for implementation carried out in consultation with your other professionals. Retirement Plan Advisory Services In our role as a fiduciary for your retirement plan, we:
• Work with plan sponsors to create and update plan documents
• Establish suitable investment policy statements
• Select and monitor plan investments and make recommendations for mutual fund changes
• Enroll and educate employees about retirement readiness and their specific plan offerings
• Produce investment materials, performance information and plan summaries for review by plan sponsors and owners Managed Assets As of December 31, 2023, Dickmeyer Boyce had approximately $322,591,007 under management. These assets are 99% discretionary unless they are coded as unmanaged in the DBFM portfolio management system. Dickmeyer Boyce exercises discretion over client portfolios. This means that DBFM has the authority to place trades for the client’s account without prior client’s approval. Assets under the direct management of Dickmeyer Boyce are held by independent custodians including Charles Schwab & Co., Fidelity Investments, or others, in the client's name. Dickmeyer Boyce does not act as a custodian of client assets.