MPCA offers financial planning, consulting and investment management services to its clients. Prior to the rendering of any of the foregoing advisory services, clients are required to enter into one or more written agreements with MPCA setting forth the relevant terms and conditions of the advisory relationship (the “Agreement”). MPCA has been operating as an independent registered investment adviser since November 2014 and is wholly owned by Christopher D. Featherstone, Jeffrey A. Mullen, and Andrew Barfoot. As of December 31, 2023, MPCA had $259,374,154 in assets under management, $241,337,271 of which was managed on a discretionary basis and $18,036,883 of which was managed on a non-discretionary basis. We also provide advice and counsel on an additional $5,060,195 of client assets such as 401(k) plans. While this brochure generally describes the business of MPCA, certain sections also discuss the activities of its Supervised Persons, which refer to the Firm’s officers, partners, directors (or other persons occupying a similar status or performing similar functions), employees or any other person who provides investment advice on MPCA’s behalf and is subject to the Firm’s supervision or control. Financial Planning and Consulting Services MPCA offers clients a range of financial planning and consulting services, which may include any or all of the following functions:  Business Planning  Cash Flow Forecasting  Asset Allocation  Retirement Planning  Estate Planning  Financial Reporting  Investment Consulting  Insurance Needs Analysis  Retirement Plan Analysis  Charitable Giving  Risk Management  Distribution Planning While each of these services is available on a stand-alone basis, certain of them may also be rendered in conjunction with investment portfolio management. In performing these services, MPCA is not required to verify any information received from the client or from the client’s other professionals (e.g., attorneys, accountants, etc.) and is expressly authorized to rely on such information. Where appropriate, MPCA recommend clients engage the Firm for additional related services, its Supervised Persons in their individual capacities as insurance agents or registered representatives of a broker-dealer, and other professionals to implement its recommendations. Clients are advised that a conflict of interest exists if clients engage MPCA or its Supervised Persons to provide additional fee-based services. Clients retain absolute discretion over all decisions regarding implementation and are under no obligation to act upon any

of the recommendations made by MPCA under a financial planning or consulting engagement or to engage the services of any such recommended professionals, including MPCA itself. Clients are advised that it remains their responsibility to promptly notify the Firm of any change in their financial situation or investment objectives for the purpose of reviewing, evaluating or revising MPCA’s previous recommendations and/or services. Investment Management Services MPCA manages client investment portfolios on a discretionary or non-discretionary basis. MPCA primarily allocates client assets among various mutual funds, exchange-traded funds (“ETFs”), and individual debt and equity securities, in accordance with the investment objectives of its individual clients. In addition, where appropriate, MPCA also recommends that clients who constitute accredited investors, as defined in Rule 501(a) under the Securities Act of 1933, invest in privately placed securities, which may include debt, equity and/or interests in pooled investment vehicles (e.g., hedge funds), or digital assets. Where appropriate, the Firm also provides advice about any type of legacy position or other investment held in client portfolios. Clients may also engage MPCA to advise on certain investment products that are not maintained at their primary custodian, such as variable life insurance and annuity contracts and assets held in employer sponsored retirement plans and qualified tuition plans (i.e., 529 plans). In these situations, MPCA directs or recommends the allocation of client assets among the various investment options available with the product. These assets are generally maintained at the underwriting insurance company or the custodian designated by the product’s provider. MPCA tailors its advisory services to meet the needs of its individual clients and continuously seeks to ensure that client portfolios are managed in a manner consistent with their specific investment profiles. MPCA consults with clients on an initial and ongoing basis to determine their specific risk tolerance, time horizon, liquidity constraints and other qualitative factors relevant to the management of their portfolios. Clients are advised to promptly notify MPCA if there are changes in their financial situation or if they wish to place any limitations on the management of their portfolios. Clients may impose reasonable restrictions or mandates on the management of their accounts if MPCA determines, in its sole discretion, the conditions would not materially impact the performance of a management strategy or prove overly burdensome to the Firm’s management efforts.