Pinnacle Pension Consultants, LLC is an SEC-registered investment adviser with its principal place of business located in MA. Pinnacle Pension Consultants, LLC began conducting business in 2005.
• Gregory C Lewis, Managing Director, CEO, Chief Compliance Officer Listed below are the firm's principal shareholders (i.e., those individuals and/or entities controlling 25% or more of this company).
• GCL Holdings LLC, dba Pinnacle Pension Consultants, LLC PENSION CONSULTING SERVICES We also provide several advisory services separately or in combination. While the primary clients for these services will be pension, profit sharing and 401(k) plans, we offer these services, where appropriate, to individuals and trusts, estates and charitable organizations. Pension Consulting Services are comprised of four distinct services. Clients may choose to use any or all of these services. Investment Policy Statement Preparation (hereinafter referred to as ''IPS''): We will meet with the client (in person or over the telephone) to determine an appropriate investment strategy that reflects the plan sponsor's stated investment objectives for management of the overall plan. Our firm then prepares a written IPS detailing those needs and goals, including an encompassing policy under which these goals are to be achieved. The IPS also lists the criteria for selection of investment vehicles as well as the procedures and timing interval for monitoring of investment performance. Selection of Investment Vehicles: We assist plan sponsors in constructing appropriate asset allocation models. We will then review various mutual funds (both index and managed) to determine which investments are appropriate to implement the client's IPS. The number of investments to be recommended will be determined by the client, based on the IPS. Monitoring of Investment Performance: We monitor client investments continually, based on the procedures and timing intervals delineated in the Investment Policy Statement. Although our firm is not involved in any way in the purchase or sale of these investments, we supervise the client's portfolio and will make recommendations to the client as market factors and the client's needs dictate. Employee Communications: For pension, profit sharing and 401(k) plan clients with individual plan participants exercising control over assets in their own account (''self-directed plans''), we may also provides quarterly

educational support and investment workshops designed for the plan participants. The nature of the topics to be covered will be determined by us and the client under the guidelines established in ERISA Section 404(c). The educational support and investment workshops will NOT provide plan participants with individualized, tailored investment advice or individualized, tailored asset allocation recommendations. Participant Advice: For pension, profit sharing and 401(k) plan clients with individual plan participants exercising control over assets in their own account (''self-directed plans''), we may assist participants in their investment and asset allocation decisions. Any such guidance will be consistent with modern portfolio theory and seek a diversified portfolio consistent with the risk tolerance of the participant. CONSULTING SERVICES Clients can also receive investment advice on a more focused basis. This may include advice on only an isolated area(s) of concern such as estate planning, retirement planning, or any other specific topic. We also provide specific consultation and administrative services regarding investment and financial concerns of the client. For clients with variable life and/or variable annuity policies, who exercise control over their policies, we may assist these clients in assessing their policy and product suitability, product volatility, as well as investment and asset allocation decisions. Any such guidance will be consistent with modern portfolio theory and seek a diversified portfolio consistent with the risk tolerance of the client. LIMITATIONS: As individuals of Pinnacle Pension Consultants, LLC are registered as representatives of a broker-dealer and/or as insurance agents/brokers of various insurance companies, consulting recommendations are limited to only those products offered through these companies. AMOUNT OF MANAGED ASSETS As disclosed above, our firm provides financial planning and consulting services to our advisory clients. Because our services do not include portfolio management, pension consulting or other advisory services that pertain to the management or the oversight of management of client assets, we are not required to report a value of managed assets. AMOUNT OF MANAGED ASSETS As of 12/31/2022, we were advising $1,190,627,586 of clients' assets on a non-discretionary 3(21) basis and $92,590,606 of clients' assets on a discretionary 3(38) basis