Taylor Advisors, Inc., a HUB International company (hereinafter "Taylor Advisors”) is an SEC-registered investment adviser with its principal place of business located in Kentucky. Taylor Advisors began conducting business in 2002. Taylor Advisors was purchased by HUB International, a Delaware corporation, in 2022 and serves as an investment advisor and investment consultant. Taylor Advisors offers the following services to our clients: INVESTMENT ADVISORY SERVICES Taylor Advisors offers investment advisory services to its institutional clients. The Advisory service includes active management of client's fixed income portfolio. A quarterly investment analytics report is provided as part of our service. All security purchases under the Advisory service are supported with purchase documentation. We frequently analyze and discuss the client's balance sheet before making investment decisions. We gather detailed information about the investment portfolio, asset/liability profile, taxes, pledging, etc. before making advisory decisions. The securities are purchased and sold on a competitive basis with at least two brokers. We do not receive any commissions on the purchases/sales of the securities. We can manage these advisory accounts on a discretionary or non-discretionary basis. Account supervision is guided by the client's stated objectives as well as tax considerations. Clients may impose reasonable restrictions on investing in certain securities, types of securities, or industry sectors. Our investment recommendations are not limited to any specific product or service offered by a broker-dealer or insurance company and will generally include advice regarding the following securities:
• United States governmental and agency securities
• Municipal securities
• Corporate debt securities (other than commercial paper) Because some types of investments involve certain additional degrees of risk, they will only be implemented/recommended when consistent with the client's stated investment objectives, tolerance for risk, liquidity, and suitability. INVESTMENT CONSULTING SERVICES Taylor Advisors also offers investment consulting services to

some of its institutional clients. In this instance, the fixed income portfolio is managed by the client and transactions are executed by the client. We often gather detailed information about the investment portfolio, asset/liability profile, taxes, pledging, etc. before making any consulting decisions. A quarterly investment analytics report is provided as part of our service. The timing of the report may not correspond to a calendar quarter. We may recommend brokers to the client based on past good execution and product availability. Similarly, our investment consulting service is tailored to the specific objectives of each client and based on the composition of the balance sheet. Clients may impose reasonable restrictions on investing in certain securities, types of securities, or industry sectors. Our investment recommendations are not limited to any specific product or service offered by a broker-dealer or insurance company and will generally include advice regarding the following securities:
• United States governmental and agency securities
• Municipal securities
• Corporate debt securities (other than commercial paper) Because some types of investments involve certain additional degrees of risk, they will only be implemented/recommended when consistent with the client's stated investment objectives, tolerance for risk, liquidity, and suitability. BALANCE SHEET MANAGEMENT CONSULTING SERVICES Taylor Advisors also provides balance sheet management services to some of its clients. These services include interpretation of A/L data, A/L policy review, A/L advice on deposit benchmarking, loan mix, liquidity management, leverage strategies, hedging, and interest rate risk management. We hold discussions with management about the financial institution's balance sheet and strategic direction. AMOUNT OF MANAGED ASSETS Taylor Advisors provides investment advisory and management services to clients. As of December 31, 2023, Taylor Advisors reflects $16,780,521,000 in assets under advisement. This includes approximately $15,912,165,000 in nondiscretionary institutional assets under advisement, as well as $868,356,000 on a discretionary basis.